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    • It is an interesting Final Notice. Firstly because there is usually a reminder Notice before the final Notice. Secondly because it contains some of the wording that should be in the original PCN [aka Notice to keeper]. It could be that the necessary wording in the NTK is missing so they put it in the Reminder Notice to cover their error. If they have it hasn't worked. But the only wat we will know if you post up the back page of the Notice to keeper along with the other details asked for on Post 8 .  If they have got it wrong it means that they are unable to transfer the liability to pay the PCN from the driver to the keeper . I take it that you are the keeper and not the hirer? And do you know how long you are supposed to stay in that car park? In the past I have found Sainsbury's pretty good at cancelling PCNs for their customers. Take both PCNs in to the store and point out if you are a regular customer and that the driver spent a lot of money in their store and see if they could please do something with the ticket for you. if the manager can't help, then come back and we will give you their Head office and write to them. It is the easiest and quickest way to get the ticket cancelled. No point in appealing since that would mean they lose the chance to make any money out of you which is their whole reason for running the car park. If you cannot get Sainsbury to cancel then we rely on ECP getting things wrong so that you don't have to pay  on a technicality or technicalities. For example if the PCN does not comply with the Act and the keeper is not then liable it makes it difficult for ECP to win should it go to court as so many people are legally able to drive your car and Courts do not accept that the driver and the keeper are the same person. Which is why we do need to see the questionnaire filled in and the rest of the NTK. Also it would be helpful to get photos of the signs in the car park. Ones that can be read by us, and the sign at the entrance as well as the inside ones especially those that are worded differently. Poor signage is another defence that works well and you will  need a good defence should they decide to go to Court.
    • Thanks for answer ref address/bank. Thought it wise to double-check.   When I reply to them as per post #5, what should my reason for dispute be?   " dispute this debt because..recommended reason as advised from your thread and add the debt purchaser has yet to provide any or all of the required documentation."
    • Alternative is to access the video yourself, upload to YouTube or similar and link back here.  Video will be accessible once you input your details into Wandsworth website: https://parking.wandsworth.gov.uk/pcn  
    • Yeah only £10 so may as well just get it done. When it comes to liaising with the police and bargaining before it hopefully goes to court. How does that happen? Via email? Phone call etc
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As you know I keep score on the DCA's I have binned.

Now I don't count multiple accounts with the same shower, so each of these are unique, separate "companies". Well different letter heads anyway

Bear in mind that this is for a total of 8 accounts between me and the missus and 4 for my brother.

 

Enjoy:

 

In no particular order..

* 1 Lowell

* 2 RED Debt

* 3 Hamptons Legal

* 4 Aktiv Kapital

* 5 Thames Credit

* 6 Wescott

* 7 BCW

* 8 Capquest

* 9 Mercers

* 10 RMA

* 11 NCO

* 12 Credit Security

* 13 Scottish Bureaux

* 14 CL Financial

* 15 Lewis Debt Recovery

* 16 Droyds

* 17 Debt Managers

* 18 Machenzie Hall

* 19 EOS

* 20 Reliable

* 21 DLRS

* 22 Scotcall

* 23 Moorcroft

* 24 Fire

* 25 Cabot

* 26 Ruthbridge

* 27 Direct Legal

* 28 JB Debt Recovery

* 29 Hillesden Security

* 30 Credit Resource Solutions

* 31 Phillips

* 32 Meritforce

* 33 Interim Justica

* 34 European Collections and investigations

* 35 Alliance One

* 36 Midas Legal

 

"Solicitors"

* 1 HL Legal

* 2 HC Cohen

* 3 Golds

* 4 Nelson Guest

* 5 Letham-Locke

* 6 [problem]

 

These are all over the last THREE years, since discovering the joys of charges reclaiming and CCA.

 

Pretty sad really.

Be VERY careful whose advice you listen too

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I laughed when I seen the length of that list until I started to check off the ones I have dealt with also, more than I realised!

 

I currently have the pleasure of Cabot, Droyds, Lewis, reliable & Cohens.

 

The OFT should take a random cross section of a/c's and follow their journey from DCA to DCA and see just how often their 'guidelines' are followed and ridiculous and widespread this is.

Dipply75

 

I am in no way a legal advisor and only speak from my own experiences and the helpful advice of those in the same boat! :p

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Nice list there CB and it's good to hear that you have defeated them all;).

 

I notice that some of the losers you list i have yet to have battle with, however when i get shut of RBS i will be taking on capquest next. Will bear you in mind if i have problems if you don't mind;).

 

Regards.

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there's a couple there I hadn't even heard of!! LOL

Me neeither.

It's amazing how far down the DCA's hierarchy I've got with some of these ;)

 

I laughed when I seen the length of that list until I started to check off the ones I have dealt with also, more than I realised!

 

I currently have the pleasure of Cabot, Droyds, Lewis, reliable & Cohens.

 

The OFT should take a random cross section of a/c's and follow their journey from DCA to DCA and see just how often their 'guidelines' are followed and ridiculous and widespread this is.

 

A number of these are DCA A acting for DCA B.

Now as I have already told DCA A to naff off you would of thought they'd get the message

 

Hi Curly, not seen you for a while.

 

So...........................which one came up with the most laughable bullsh*t?

 

David

 

The best one was Phillips acting for BCW who are acting for Thames who are acting for AK on a SB'd debt !!!

Threaten all the usual and then some.

I even called this shower and tore them a new one and finished off by saying I'd see them in court for overt harassment.

Ferguson Vs Britsih Gas makes them run a mile ;)

 

Had a nice grovelling letter of apology from them as well.

 

The next DCA that cross my path, I'll answer their DPA question as Curlyben and see how quickly they run orf...

 

The only one of this list that had me slightly worried was [problem], but seeing that the account is in serious dispute they soon backed off while it was resolved.

Edited by Curlyben

Be VERY careful whose advice you listen too

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The only one of this list that had me slightly worried was [problem], but seeing that the account is in serious dispute they soon backed off while it was resolved.

 

Looking back on my battles **** can give 1st crud a very good run for prize p***! I loathe them both equally now :D

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Could you name the OC(s) to which they related? As a matter of curiosity?

 

Just for you Bookie I'll do a couple of the more interesting ones:

 

Barclaycard > Mercers > RMA > NCO > Letham-Locke > Alliance One > Credit Security

 

GE Money (store card) > European Collections and investigations > Wescot > Nelson Guest > Thames Credit > Aktiv Kapital > BCW > Philips > BCW > Muckie Hall > Meritforce > BCW

 

Next > Scotcall > Scottish Beaureaux > CL Financial > Lewis > HC Cohen

 

Freemans > EOS > Golds > Wescot > Nelson Guest > Capquest > HL Legal > Wescot

 

 

NO CCA's anywhere in this lot !!!

Be VERY careful whose advice you listen too

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GE Money (store card) > European Collections and investigations > Wescot > Nelson Guest > Thames Credit > Aktiv Kapital > BCW > Philips > BCW > Muckie Hall > Meritforce > BCW

 

Blimey, that's eleven!!!

 

........and no CCA:lol::lol::lol:

 

You must have been laughing your socks off.

 

David

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Blimey, that's eleven!!!

 

........and no CCA:lol::lol::lol:

 

You must have been laughing your socks off.

 

David

 

Even better is went SB half way through all of this as well !!!

I just don't have the heart to tell them ;)

Be VERY careful whose advice you listen too

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Dare I asl why [problem] had you worried, as I'm doing battle with them on several fronts:(

Thank you

 

They're the only "real" solicitors out of the whole bunch.

The others are simply Solicitors-For-Hire and completely ignorable.

Admittedly Cohen does have a tenancy of filing court claims before the assignment paperwork is dried and likes to ignore pre-action protocols.

Be VERY careful whose advice you listen too

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You didn't have Debitas listed.... they are my favourites at the moment, they rang up work after somebody and I gave them another DCAs phone number I had handy as the contact.

 

The list is impressive and I bet each company would blame the next for the 'lack of information' in chasing the debt, 13 x the debt sale fee would possibly mean the original company paid itself back!

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They're the only "real" solicitors out of the whole bunch.

The others are simply Solicitors-For-Hire and completely ignorable.

Admittedly Cohen does have a tenancy of filing court claims before the assignment paperwork is dried and likes to ignore pre-action protocols.

 

Thanks I think:(. Panic levels now up 1 notch

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I did have Debitas, but that was before I started this whole adventure.

They happily passed the Cap1 balance to Lowell/Red/Hamptons who I successfully sued for my charges ;)

Be VERY careful whose advice you listen too

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