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    • best to be sure it is a N279. not that they pull any underhand stunts of course   but we have seen it. your bal is now £0 but we'll still attend court as you'll probably not as we've said we've closed the account and we'll get a judgement by default. dx  
    • Sorry, last bit They had ticked that they wanted the application dealt with without a hearing, so is there any relevance that a date and time to attend said hearing has been sent out ?
    • I've not seen it personally but I think that's the letter Dad has had from Overdales. I'll see it tomorrow. It states balance: zero
    • Agreed as you clearly have little faith in your star runners, mind you - I have less - conditional on the welcher clause I defined being part, and that we are talking about the three defined candidates: Tice Farage and Anderson - not anyone anywhere as reform might (outside chance) get someone decent to run somewhere. If any of the three dont run - they count as a loss.   welcher clause. "If either of us loses and doesn't pay - we agree the site admin will change the welchers avatar permanently to a cows ass - specific cows ass avatar chosen by the winner - with veto by site on any too offensive - requiring another to be chosen  (or of course, DP likely allows you can delete your account and all your worthless posts to cheapskate chicken out and we'll just laugh) "
    • This is the full details, note they have made an error (1) in that paragraph 5 stated 14 days before hearing not 7. Surely a company of their size would proof read and shouldn't make basic errors like that 1) The Claimant respectfully applies for an extension of time to comply with paragraph 5 of the Order of Deputy District Judge XXX dated XX March 2024 i.e. the evidence upon which the parties intend to rely shall be filed and served not later than 7-days before the hearing. 2) The Claimant seeks a short extension of time allow them to further and properly investigate data provided to them by Royal Mail which is of importance to the proceedings and determination of the Claim. 3) The Claimant and Royal Mail have an information sharing agreement. Under the agreement, Royal Mail has provided data to the Claimant in respect of the matters forming the basis of these proceedings. The Claimant requires more time to consider this data and reconcile it against their own records. The Claimant may need to seek clarification and assurances from Royal Mail before they can be confident the data is correct and relevant to the proceedings i.e. available to be submitted as evidence. 4) The Claimant's witness is currently out of the office on annual leave and this was not relayed to DWF Law until after the event which has caused a further unfortunate delay. 5) The Court has directed parties to file and serve any evidence upon which they intend to rely not later than 14- days before the hearing i.e. by 4pm on 6 June 2024. Regrettably, the Claimant will have insufficient time to finalise their witness evidence and supporting exhibits as directed. We therefore respectfully apply to extend the time for filing/serving evidence so that the evidence upon which the parties intend to rely by filed and served not later than 7-days before the hearing i.e. by 4pm on 13 June 2024. 6) This application is a pre-emptive one for an extension of time made prior to the expiry of the deadline. In considering the application, the Court is required to exercise its broad case management powers and consider the overriding objective. 7) In circumstances where applications are made in time, the Court should be reticent to refuse reasonable applications for extensions of time which neither imperil hearing dates nor disrupt proceedings, pursuant to Hallam Estates v Baker [2014] EWCA Civ 661. 😎 It is respectfully submitted that the application is made pursuant to the provisions of CPR 3.1(2)(a) and in accordance with the overriding objective to ensure the parties are on an equal footing when presenting their cases to the Court. The requested extension of time does not put the hearing at risk and granting the Application will not be disruptive to the proceedings.   They have asked for extension Because 2) The Claimant requires additional time to consider and reconcile data received from Royal Mail which is relevant to these proceedings against their own data and records in order to submit detailed evidence in support of this Claim.
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Howard Cohen-Discussion thread.


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Thanks

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Yeah they know, Lewis were first on the scene told them and they were full of apologies then a week later HC "your account is being prepared for court" letter then Satrurday Lewis again with a 50% offer called them up and slaughtered them over the phone (I wouldnt normally phone anyone but its quite amusing to have the moral high ground and know theyve got nowhere to go with any argument!) told they would send it back to next, so I expect a H&C letter again with the inneptitude, might try a ouija board or table tapping and send her to haunt them!

Who should I complain to OFT/FOS both?

cheers

 

OFT.

FOS.

your local paper.

there local paper.

your local tv staion for the news.

there local news channel.

 

basically anyone else that you can think of to make a fuss about this.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Does anyone here know a postal address for HC that isn't a p.o. box?

 

Many thanks in advance, best to you all.

 

H.xx

That the birds of worry and care fly above your head, this you cannot change. But that they build nests in your hair, this you can prevent. --- Chinese proverb

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Does anyone here know a postal address for HC that isn't a p.o. box?

 

Many thanks in advance, best to you all.

 

H.xx

 

 

Hi

 

 

You can check this address for howard cohen, if not maybe another cagger has the address. I've always used the PO Box address and someone has signed at the other end.

 

The address i found is

 

Howard Cohen & Co. Solicitors, 29 Park Square, Leeds, West Yorkshire

 

 

 

Gaz

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Thank you, Gaz :) I wish Royal Mail was as forthcoming with info as you are....

 

My next question is, is it worth CCAing HC on a debt? It sounds like they take everyone to court, and my partner's health isn't up to court.

 

Many thanks, your help is really appreciated, best regards to all,

take care, H.xx

That the birds of worry and care fly above your head, this you cannot change. But that they build nests in your hair, this you can prevent. --- Chinese proverb

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Thank you, Gaz :) I wish Royal Mail was as forthcoming with info as you are....

 

My next question is, is it worth CCAing HC on a debt? It sounds like they take everyone to court, and my partner's health isn't up to court.

 

Many thanks, your help is really appreciated, best regards to all,

take care, H.xx

 

 

Hi

 

Well Howard Cohen do take people to Court, but weather they turn up is another question. It does sound dawnting the word Court, but it's not as frightning as it sounds.

You can take a look at my thread if you like, it may help you out and how Howard Cohen works.

 

http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/162249-mbna-cca-agreement-help-32.html

 

Gaz

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Does anyone here know a postal address for HC that isn't a p.o. box?

 

Many thanks in advance, best to you all.

 

H.xx

 

ALL Lewis Group offices are based at:

 

Lawrence House

Riverside Drive,

Cleckheaton,

BD19 4DH

 

tel:01274 852000

 

The address i found is

 

Howard Cohen & Co. Solicitors, 29 Park Square, Leeds, West Yorkshire

Sorry Gaz, that's the real solicitors office, not the office dealing with debt recovery, as above.

 

Here a thought: Lewis/CL Finance/H Cohen use a variety of PO Box addresses, all in Cleckheaton. Many of them are no longer listed with the Royal Mail, which could mean they may have had them all active at one time, but stopped paying. RM are too busy to mess about sorting letters that are addressed to defunct boxes and probably deliver them all regardless.

Edited by hillards
(missed 'real' phone number out)

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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Thank you, Gaz :) I wish Royal Mail was as forthcoming with info as you are....

 

My next question is, is it worth CCAing HC on a debt? It sounds like they take everyone to court, and my partner's health isn't up to court.

 

Many thanks, your help is really appreciated, best regards to all,

take care, H.xx

 

Hi, lewis, cohen, CL are all the same thing, part of Cattles, from hull who are slowly going bust, there litigation dept is a shambles to say the least, i am one of the many who have won against them, do a search on my username

 

Regards

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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If you have already received a letter from Cohen, or receive one saying they have got a judgement and you need to pay them then you must report them to the SRA first.

We need to ensure that any legitimate complaints are raised and brought to the SRA's attention whilst this matter is being handled by the LSO.

 

Regards.

 

ps Happy New Year CCM, good to see you around.

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I'll have a look at Mightyacorn's thread.... do feel I have to CCA Cohen, as they faked a CCJ on my partner's Kwik-Fit debt some couple of years ago... they have given him a hard time, we might as well kick back...

 

Many thanks again & hope everyone is having an excellent weekend.

 

H.xx

 

PS If Cohen does take you to court, is it arranged so that it's a court local to the debtor? Although heartened to see that if my partner isn't well enough to attend he can send a doctor's note - this is the main reason I worry about court, both of us are chronically ill, I can't drive and my partner can't drive far. Thanks again for any questions being answered.

Edited by Hwyl56

That the birds of worry and care fly above your head, this you cannot change. But that they build nests in your hair, this you can prevent. --- Chinese proverb

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I'll have a look at Mightyacorn's thread.... do feel I have to CCA Cohen, as they faked a CCJ on my partner's Kwik-Fit debt some couple of years ago... they have given him a hard time, we might as well kick back...

 

Many thanks again & hope everyone is having an excellent weekend.

 

H.xx

 

PS If Cohen does take you to court, is it arranged so that it's a court local to the debtor? Although heartened to see that if my partner isn't well enough to attend he can send a doctor's note - this is the main reason I worry about court, both of us are chronically ill, I can't drive and my partner can't drive far. Thanks again for any questions being answered.

 

Your Credit File should indicate whether or not you have a CCJ from Cohen's. It might be handy if you could find their original letter from Cohens as this would prove they've been doing it for years.

 

If you defend your case at Court it will be allocated to your local Court. If you do not defend, but just wish to attend they will use the Court where POC were made.

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Thanks, Mighty.... don't have 2007 fake CCJ letter from Cohen, if I kept all creditors' *@#! paperwork we'd be drowning in it....

 

Take care, all.

 

H.xx

That the birds of worry and care fly above your head, this you cannot change. But that they build nests in your hair, this you can prevent. --- Chinese proverb

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Thanks, Mighty.... don't have 2007 fake CCJ letter from Cohen, if I kept all creditors' *@#! paperwork we'd be drowning in it....

 

Take care, all.

 

H.xx

 

 

Try an SAR on Cohen's, they might, just might, send you a copy of the CCJ letter. You never know !!!

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Thanks, Mighty.... don't have 2007 fake CCJ letter from Cohen, if I kept all creditors' *@#! paperwork we'd be drowning in it....

 

That is something you really should be doing.

 

By some cheapo files, set one up for each creditor, keep everything they send you, (including the envelope it came in) and keep a copy of everything you send them.

 

Bit of a pain but creditors and DCA's lie, cheat, threaten and don't abide by the rules or the timescales in which things must be done.

 

Do that and for sure you will catch them out and if you have multiple creditors, it could well save your backside at some point.

 

David

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seconded cashins

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Agree,keep all docs/letters , i kept my default notice from the original creditor, cohens issued a court claim against me and forged a DN which was totally different to the original , didnt they get a shock when i produced the original, they then admitted to reconstructing the DN even though they had submitted it initially in a sworn statement to the court as a copy of the one the creditor had sent me when they knew full well they had just knocked it up on themselfs ,its an ongoing case,which will be interesting when battled out in court, if thay have lied in a sworn statement about the dn being genuine what else will they lie about?

 

They are now urging me to settle the alledged balance with them out of court as they are now going to use the manchester test cases to continue with their case against me,they are trying to tempt me to pay them by claiming it will save me having to pay more court costs etc.

 

Wonder if cohens will now do a blue peter reconstruction job and recreate a cca as well as the DN on creditor headed notepaper too, as ge money have already admitted they dont have the original.

 

DB

Edited by dizzyblonde1966
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Hwy156 - proof of the pudding, talk about hot of the press!!!

 

Extract from the thread below:

 

It's worth noting that the judge trusted my word principally because of my record keeping and responses to other letters that they had sent (submitted as part of the trial bundle). The clear evidence was that I wasn't ignoring what they were sending at all and, 'on the balance of probablities', that they were full of sh1t.

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/244025-delfi101-et-al-weightmans.html

 

David

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i too have h cohen problem,the are trying to get charging order on a payment which i have regularly paid and have managed to get an interim charging order at the moment. i have asked them during this period for cca which has fallen on deaf ears, can i still get this cca after interim charging order and also have asked for the hearing in my local court..i had capquest pull this same stunt and they have got charging order. the judge was a real pain..regards

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i too have h cohen problem,the are trying to get charging order on a payment which i have regularly paid and have managed to get an interim charging order at the moment. i have asked them during this period for cca which has fallen on deaf ears, can i still get this cca after interim charging order and also have asked for the hearing in my local court..i had capquest pull this same stunt and they have got charging order. the judge was a real pain..regards

 

 

Would suggest you start your own thread, otherwise any advice would be lost.

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  • 1 month later...
  • 4 weeks later...
Hi All

 

Cohens have issued a claim against me, they have not responded to any of the letters I have sent them, now we are du in court next month and no court bundle from them either.

 

seems they put these claims in to put the frightners on the un weary

 

Standard practise for them, get them reported follow my link below.

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/251876-howard-cohen-complaint-sra-4.html#post2838807

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  • 2 weeks later...

don't know if anyone has heard of Coward doing this before- might be a new ploy to watch out for...

I recently had a directions hearing after HC had finally disclosed documents. As well as a "reconstructed" DN (which a few others have received lately) HC had also supplied a Notice Of Assignment.

At the hearing the judge asked what the issues with it were. I replied by saying I'd never seen it before and that any NoA should have been sent by recorded delivery. The judge seemed to agree while HC's rep was scribbling this all down.

Just over a week later I was awoken one Saturday morning by the postman who had a letter from Cowards that needed signing for. I was surprised to find that it wasn't a notice of discontinuence but the NoA that I said I'd never received :eek:

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