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delta1956

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delta1956 last won the day on August 1 2013

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About delta1956

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  1. Tesco cant help they sold on the debt to ist credit then Intrum Justitia, name changed to Intrum UK . I need the restriction to be removed so I can complete my sale of my property,
  2. @Ethel Street Hello and Thank you for your reply. By the lack of support from solicitor I feel as I am the only person to be in this situation.. Land reg couldn't assist. I spoke to county court admin.Clerk. I have to complete form N244 put my case to a judge with all my evidence and then he can make a decision. This could be up to six weeks. and expensive approx. £360.00?
  3. This restriction totally on my own and as I am home owner. Original debt was Tesco Finance then Ist Credit took it over then Intrum Justicia. Land registry stated as a result of this application the following entry has been made in the charges register of the above title number. 21 June 2005 equitable charge created by an terim order of the telford county court dated 18 May 2005 in favour of Tesco Personal Finance Ltd. Note Copy Filed
  4. Hello Andy yes I did mean restriction charging order . My solicitor just got back stating she not a litagatir and not very helpful. !!
  5. Hello I have a second charge on my mortgage/ land registry. I have been paying approximately 15 years Intrum Justicia. 2017 the payments started to bounce back from the account of IJ. tried many communications to them no reply. Trying to sell my property cant exchange contracts re this company as I need a settlement figure. I checked companies House they are now Intrum UK2 LTD. I contacted them they have no record of my account or any payments. My solicitor has also written numerous times with no reply. Its like I don't exist. Desparate to continue my sale of property but this seems to be a huge stumbling block. How can I proceed How can I get this removed from my deeds . Please any advice will be greatly appreciated.
  6. Hello I have Iva. I offered full and final payment have beenpaying for 3.5years. Been declined. As have equity in property and they want and additional years payment even though when I took out Iva I was told would be for th five years. I feel something is not fair here.
  7. Hello Silverfox I was advised by the debt management company this was what we needed. IVA.i haven't heard of DMP OR DRO..I am aware if my earning change to notify them. I am on a private pension and disability allowance. But every month we have to use a credit card to tie us over. If I can return to work earnings will not be a huge amount.I Have been in I a sixteen months..another three and half years to go..
  8. Hello I have an IVA jointly with my partner. Due health reasons I got into financial problems. I was medically retired from my job. The only option seemed to get an IVA.. THE AMOUNT £330 a month and finding hard been twenty months. . I have now been discharged from hospital and want to start working again. My question is does effect my IVA. IF I GET EMPLOYMENT any advice would be greatly appreciated.
  9. IVA planned and now apparently creditors have reviewed the offer payment and want to increase it as they think budget was understated. Is this normal ,if I decline increase will the IVA fail to go ahead.need a quick reply if possible thank you
  10. Hello had years of debt following me and now thinking of an iva. i do have a house and wondering how I stand if I start an IVA what if i need to sell my property and move for health reasons....
  11. Firstly apologies to Dougal it's been so long to get back in touch. Some how this thread never got to.me..
  12. Check everything and then check again with E&L they seem to change the goal posts as and when they like.please speak with insurance ombudsman,they are are brilliant and very supportive and also aware of E&L practices. Good luck at least your dogs recovered or recovering well.
  13. ....yes this is clause they keep in the small print.they are the pits..I am sorry to hear of plight..check with your vet.maybe he gave your dog a health check prior to operation? I wouldn't recommend E&L to my worst enemy. Speak to the insurance ombudsman as well this always helps
  14. Hello Leggy thank you I will definitely do that as they are just the most dispicable and obnoxious company.Sad the only reason I renewed the policy as the said they would cover my dogs other leg other wise I would never have renewed it with them. Kind regards Delta1956
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