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    • Hi everyone, Thanks for the responses. Just a few follow up questions in light of what's been said:   If I dont appeal to PPM, who can I appeal to?   Why should the PCN been attached to the windscreen? Is this written in law?   I assumed the document I had received was the NTK, if this is not the case, what does a NTK look like?   Regarding the compliance with the Protection of Freedoms Act, could the "period" of parking not be argued either way? The legislation doesnt state it must have a start/end time of parking, which I assumed an ANPR camera would pick up if it had one. Is 4 minutes not technically enough to show the vehicle was parked?    Thanks !
    • I see jenrick has stuck his head up with them, and I'm sure this wont faze their nasty rhetoric one wit-less UK growth since 2010 has been lacklustre and largely driven by immigration, says report UK growth since 2010 has been lacklustre and largely driven by immigration, says report | Economic growth (GDP) | The Guardian WWW.THEGUARDIAN.COM Resolution Foundation report suggests parties are dodging the economic challenges facing the country   Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it Immigration: how 14 years of Tory rule have changed Britain – in charts | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it    
    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
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credit today awards - top comedian to present


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Us 'veterans' on here would note that this is the 3rd year these sorts of comments have been made about these 'awards'. We understand they are just used for the debt industry to pat each other on the backs and say "well done" ...Anyone outside of the DCA business knows they (the awards) mean sweet FA in all reality and there's no reason to waste your time Emailing whichever comedian is performing on any particular year...as if the comedian cares anyway, he's being paid £5k to trot out an hours worth of old jokes to make a few drunk idiots laugh, then so be it.

 

The way to really get at these DCAs is not to moan and bitch about these awards (they'll happen anyway) but to continually pursue, annoy and anger them with CCA and SAR requests and anything else that will cost them money - not forgetting to tell everyone you know about their rights as well as this site. How many of you know someone who DOESN'T have any debts, and how many of those have had their debts passed to one of these DCA's? - Need I say more?

 

Let these morons enjoy their one night of abandon - just make sure you bring them back down to earth when they all return to their desks the following Monday.

  • Haha 1

Just hate every DCA out there

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Okay point taken – but the more people that email his management company the better – the more people that add bits to his wiki page the better – the more people that comment on facebook the better – don’t get left behind - these are ways of letting people know what really goes on and it’s free.

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Fancy booking a Gold Package Table for ten Cost: £ 3950 Includes table in first six rows from stage; champagne at arrival with meeting point; 8 bottles of house wine; magnum of champagne; 5 bottles of mineral water; 3 course meal and coffee; after dinner liquors; exclusive entertainment at your table.

 

Very reasonable

 

Sub total:

£ 39,500.00

VAT:

£ 5,925.00

Total:

£ 45,425.00

 

 

 

 

or if your being hounded by a DCA and skint you can have a single ticket for £240

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This idiocy is why we should hold our CAG Awards, and highlight the cases which we know about from this site as we give the DCAs their 'awards'. Can I be the host for ours, I am sure the puppets will rise to the occasion, particularly Bert, 15 inch Johnnies dad...

 

Why don't they do the 'decent' thing and announce that due to the bad publicity the awards are cancelled for this year.

 

My top award would be given to Merittfarce for being stupid and ignorant followed by East Ayrshire Trading Standards for failing to bring them to book... (I strongly suspect it is because Meritfarce bring jobs into the area at a tough time).

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Credit Today Awards 2009 / News / Tessera

 

Credit Today Awards 2009 – Could You Be A Winner?

 

One new prize is being launched – the Corporate Social Responsibility of the Year Award, aimed at the numerous organisations that have placed this concept at the forefront of their business strategy.

-----------------

No winners for this category then:D

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Lewis Group Shortlisted in Credit Today Awards : News & Press : The Lewis Group

 

Our Litigation Specialist, Nick R**** is another who ‘goes the extra mile.’ Last year he sued 76,000 debtors through the CCBC, achieving a 98% success rate. His knowledge and experience has led him to become one of the most successful legal managers in the debt collection industry.

 

-----------

 

Christ they are proud of this statistic, although I think this is an old announcement, probably old Nick is not doing so well now

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Lewis Group Shortlisted in Credit Today Awards : News & Press : The Lewis Group

Our Litigation Specialist, Nick R**** is another who ‘goes the extra mile.’ Last year he sued 76,000 debtors through the CCBC, achieving a 98% success rate. His knowledge and experience has led him to become one of the most successful legal managers in the debt collection industry.

 

Those 76000 proberbly hadnt found CAG at that point :rolleyes:

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I don't doubt that DCAs see the cost of these absurd functions as worthwhile in terms of retaining staff. Far cheaper than paying them a basic salary that would not lead to reliance on commission. Cheaper too than training them properly.

 

As for all this nonsense about 'corporate social responsibility' - it's all part of the web of deceit that the industry spins around itself. The only people who believe it is them, I suspect. Then again, we could look at what corporate social responsibility means - keeping people too stupid to flip burgers off the streets by employing them? Picking up the fag butts around the smoking area? Switching off all the lights at home time? It's an easy catch-all expression that they think will help protect the debt industry from the mounting wave of revulsion at the way they really do business.

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  • 4 weeks later...
Lenny Henry for example pontifcates on behalf of Comic Relief about poverty and demanding that world governments ease the debt burden on third world countries yet he is prepared to take the stage in support of an industry whose sole purpose in life is to make money from debt. Ah well it will soon be Red Nose time again and I know one person who wont be supporting it. __________________

 

As I watched Comic Relief last night all I can remember is above.

 

Sorry Lenny but your a hypocrite!!!

 

HAK

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venue and date tut tut i think we should be using this to our advantage and have a peaceful demo outside banners and all just being outside will spoil there nite and give our plight greater coverage

 

I'd be up for that, maybe we could get some green custard.

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Lewis Group Shortlisted in Credit Today Awards : News & Press : The Lewis Group

 

Our Litigation Specialist, Nick R**** is another who ‘goes the extra mile.’ Last year he sued 76,000 debtors through the CCBC, achieving a 98% success rate. His knowledge and experience has led him to become one of the most successful legal managers in the debt collection industry.

 

-----------

 

Christ they are proud of this statistic, although I think this is an old announcement, probably old Nick is not doing so well now

 

He 'sued' 76,000 debtors in a year? A 40 hour week works about about 2000 hours a year which is less than 2 minutes per debtor. I wonder how many monkeys he has under him!

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  • 2 weeks later...
In their tenth anniversary year they will be hosted by silver-tongued comedian Dara O’ Briain, host of Mock the Week, who was dubbed the best ever guest presenter on Have I Got News For You by the Sun newspaper. O’Briain replaces Michael McIntyre whose filming commitments have been extended.

 

Looks like Mr. McIntyre has bottled out of the Credit Today Awards!!!!

 

Credit Today online

 

Pookey

I'm in the DCA kicking business ..........and business is good!!!!

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She added: "With awards for debt counsellor, responsible lender and the newly added corporate social responsibility category, we are focusing more than ever on those companies which have demonstrated over the last year excellent and responsible approaches to their everyday working activities."

 

Looks as if there'll be a 'roll over' this year then. :rolleyes:

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Time to email Mr O’Briains management company and post on his Wiki page – every little helps and maybe it does make a difference.

 

Good idea, can someone post his details

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