Attention: the Rankines Panorama BBC1 20:30 10/11/2008

[fuzzybobble]

No probs, I have the whole thing saved and busy editing it to be more truthful, and instead of making peeps angry, it will make you laugh. Will take time to finish, as I'm doing two other video projects at the same time.

 

But as my grandad always said, "The best things come to those who wait."

 

I'm not like mainstream tv. To me quality is more important that quantity. That's why I haven't made a reality tv show, and never will.

 

Not until my, "Staff from 1st Credit appear on Judge Judy". Youtube movie.....About to appear on a CAG thread link soon. Uncle Bob's mum even took time out to appear on it.

[MARTIN3030]

Maccas-Mums posts moved into sep thread for guidance.

 

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/169015-maccas-mum-panorama-first.html

[maccas-mum]

What the hell was that guy from first credit on about when he said to the woman over the phone that the section papers don't prove mental illness?!

 

Section papers firstly are a legal document, secondly for anyone to be sectioned under the mental health act is absolute proof of mental incapacity, you can only be sectioned if you are completely mentally incapable! That is the reason the law and sections under the law exists, in order to force mentally ill patients into treatment if they are mentally incapable of admitting themselves and their illness could cause harm onto themselves or others.

 

what a complete idiot, I've never met a person yet who thinks someone who has been sectioned is mentally capable. Prat. That's not poor training, that's complete ignorance and idiocy.

Hi there,You are completely right i am the person involded in the program and what the programme didnt show whilst i was recording the telephone call was the muppett from first credit saying i could obtain a section from anywhere! aswell as them agreeing to lower payments then going back on it,

[sosumi]

Just to reference:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/169015-maccas-mum-panorama-first-2.html#post1824812

[overdone]

Hi there,You are completely right i am the person involded in the program and what the programme didnt show whilst i was recording the telephone call was the muppett from first credit saying i could obtain a section from anywhere! aswell as them agreeing to lower payments then going back on it,

Welcome to the forums and for posting that information. Typical 1st credit I am afraid. I have been with them, battling it out for four years and they are not only ruthless but they take absolutely, no notice of anyone, Trading Standards included. In mental Health, you have access to an Advocate and they usually know who to contact. Have they been helpful?

[bergebabe]

hey peeps, i am the other woman that appeared on the panorama show. like maccas mum some info was not put in and other parts were just wrong. like ignoring their calls so they took me to court - never happened but on the phone they were un moving with the monthly payments. also attempted to get case moved to my local court - this was refused by the courts so i couldnt represent myself.

 

there was also a post on here saying the situations shown werent of real people - because my dad eventually paid the debt for me - on his credit card, which he is still paying back (i pay him for him to do so), i can assure you my situation was vey real. My father who paid the debt was diagnosed with cancer at about the same time and had a laregectomy (voice box removed) and now doesnt work so it is a huge strain on him to have my debt round his neck. when i was in the situation a couple of years ago i went down loads of held avenues such as national debt line etc and all advised action did nothing - the court was unswerving as were grrenhalghs.

[rory32]

Do you have a thread running on your situation bergebabe? I assume the escalation of the debt was true in which case the charges added to the debt can certainly be claimed back.

[hillards]

...i went down loads of held avenues such as national debt line etc and all advised action did nothing - the court was unswerving as were grrenhalghs.

 

Should've gone to Specsa... erm - CAG!

 

Start a thread, let people here help - and they will, if you'll let them.

[bergebabe]

yes i started a thread about an unrelated matter involving cabot which has just reared its ugly head after three years of being paid every month.

 

i mentioned the panorama thing and a suggestion was a SARS which i now need to look into and try to gain some understanding of. i really wasnt thinking of dragging this up again as have put it behind me - i did the show to stop others getting involved in similar situations - but if there is a possiblity of claiming back money i will have to look at it - maybe finally be able to clear the debt in my dads name!

 

this site really is great - people are really supportive and helpful, however, it is a lot to take in and there are so many posts to read through!

[hillards]

this site really is great - people are really supportive and helpful...

- True

...it is a lot to take in and there are so many posts to read through!

Take your time. Some of us have been here years and are still picking up very useful information. Just a pity the BBC, and others, don't seem to want the general public to know what CAG is about.

[rory32]

i mentioned the panorama thing and a suggestion was a SARS which i now need to look into and try to gain some understanding of.

If you haven't already, start by reading the FAQ's here. The principles are the same for reclaiming penalty charges whether they are on an HP agreement or a bank account or credit card.

[bergebabe]

i suppose the real question is whether i would actually be entitles to anything - you see the original credit agreement detailed a total to be repayed of £4300 ish. as i ended up paying £4700 a lot of the court fees etc that had been added to the debt and solicitors fees had been effectively written off. the sum of £1700 was the cost of the sofa if i had paid it in full within the years interest free period, but once the year was over they backdate the interest for that year as well. incidentally i had attempted to pay the debt in full about a week after the first year was over - i had miscalculaed the date and they dont write to remind you strangely enough. they wouldnt accept the payment.

[overdone]

however, it is a lot to take in and there are so many posts to read through!

Yes, it does make your head spin but please start your own thread and define where you are at and people on here can help you digest it in bite size pieces. It will be nice for you to find out how you can get some of your own back.

[sosumi]

- True

 

Take your time. Some of us have been here years and are still picking up very useful information. Just a pity the BBC, and others, don't seem to want the general public to know what CAG is about.

My head spins all the time Bergebabe - only CAG has helped me make sense of anything! Glad to see you here xx

[dannyboy660]

I'm not sure if this has already been mentioned on this thread, but many people don't seem to be aware that First Credit is owned by Bridgepoint, although they have been trying to ditch it for some time.

 

Bridgepoint looks to sell 1st Credit - source | Reuters

 

Bridgepoint | Financial services

 

They will get away with their bad business time and time again. Why?? well just take a look at the list of people behind Bridgepoint and see if a name jumps out at you.

 

Bridgepoint | Advisory Committee

 

They are some of the same people who stand in the Commons (and the Lords) raging against DCA's, Purchasers and the like because of the way they treat people in difficulties. They make all the right noises in public and tell you what to want to hear, while all the time they are raking in the profits from the very same companies they 'chastise' for causing misery and sometimes suicide amongst ordinary people.

 

It's pity this fact wasn't broadcast - but then it's no great surprise.

 

Actions speak louder than words.

[foolishgirl]

They are some of the same people who stand in the Commons (and the Lords) raging against DCA's, Purchasers and the like because of the way they treat people in difficulties. They make all the right noises in public and tell you what to want to hear, while all the time they are raking in the profits from the very same companies they 'chastise' for causing misery and sometimes suicide amongst ordinary people.

 

It's pity this fact wasn't broadcast - but then it's no great surprise.

 

Correct - no surprise on either count!

 

What dos surprise me is that CAGers are able to come up with these valuable snippets of information with the limited resources to which most have access & yet BBC researchers with their infinite access to news archives etc. can only produce the Rankines & Greenhalghs to include in a so called responsible factual documentary!

 

Well spotted articles, dannyboy, excellent reading....

[Rhia]

Pity we can't form our own production team, research, write and get a video crew in to produce and edit and then sell in to TV companies and radio stations.

[redsue]

Pity we can't form our own production team, research, write and get a video crew in to produce and edit and then sell in to TV companies and radio stations.

thenerve.tv

 

I signed up to be an executive producer for this concept (although I'm a 'silent' one - don't have the time to really get involved) go and have a read at the concept behind this site. It might be worth getting in touch with Mark Bowness

[Josie8]

thenerve.tv

 

I signed up to be an executive producer for this concept (although I'm a 'silent' one - don't have the time to really get involved) go and have a read at the concept behind this site. It might be worth getting in touch with Mark Bowness

 

 

Good idea

[fiftypence]

Not sure if I am allowed to say but Channel 4 news are doing some investigations into the DCA industry

[fuzzybobble]

I know

[fiftypence]

I know

 

I know you know

[fuzzybobble]

I know you know

 

I know, you know, I know.

[Rhia]

Yes, I know.

[sosumi]

Well Channel 4 might just show some proper mettle dealing with these ££@£"***&^%$£! Let's hope.