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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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So - they don't like these forums !!


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this bit cracked me up

it is important to

recognise that there will always be

rogue customers looking for ways to

delay or avoid payment of debt.

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Rogue customers us no i think not ppl fighting against illegal practises and fighting the rights we have layed down in law for us yes.So to call us ROGUES isnt realy accurate im refering to what it says in the docuement if anyones wondering.Makes me blood boil.

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That was written way back in January 2007 when Herr Ken was Chair of the Debt Purchasers & Sellers Group. He's still not learning is he?

 

"it is important to

recognise that there will always be

rogue customers looking for ways to

delay or avoid payment of debt." .....

 

And there'll always be CAG and the Cabot Fan Club looking for ways for them to delay and avoid collection if they do not abide by the CORRECT laws :D

 

 

Sarah

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Its so nice to see them on the back foot!!! Hope it keeps them awake at night!:D

I have only just started to sleep again :smile:

 

Isn't it a great feeling :D

When you've had all the help you need, make sure you stick around to help others too!

Just think, if everyone left the site after they'd got their help, there might not be anyone left the next time YOU come back needing more assistance!!!!!!!

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i am so grateful there are forums like these its helping me lots I didn't know where to turn!

 

Makes me laugh though

 

"it is important to

recognise that there will always be

rogue customers looking for ways to

delay or avoid payment of debt."

 

What about the people like me that have been trying to pay off my debts and I am being now railroaded with a stat demand!!! by one of these companies that the debts been sold off to!!

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What about the people like me that have been trying to pay off my debts and I am being now railroaded with a stat demand!!! by one of these companies that the debts been sold off to!!

 

Thats 1 of the reasons why DCA's should never be paid a penny unless its sorted out via a county court...they are ungrateful sods who will just kick you when your down by doing things like that or wanting to increase the payments etc...

Be darned with the lot of them :mad:

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Thats 1 of the reasons why DCA's should never be paid a penny unless its sorted out via a county court...they are ungrateful sods who will just kick you when your down by doing things like that or wanting to increase the payments etc...

Be darned with the lot of them :mad:

 

I'm still paying them even though they have issued the stat demand, more so that it might go in my favour when i put in the set aside application

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What about the people like me that have been trying to pay off my debts and I am being now railroaded with a stat demand!!! by one of these companies that the debts been sold off to!!

 

 

DCAs like to think that everyone in debt is a 'won't pay' rather than a 'can't pay'. Imagine working for a DCA; if you were told the truth - that behind debt there is often bereavement, separation, redundancy and illness, and that their executives and their foreign bosses grow rich by preying upon this misery - you would probably not be able to do the job successfully. Many of the phone monkeys and their supervisors are young, greedy and naive; their world doesn't extend much further than their phone cubicle and getting sh1tfaced in a club every weekend.

 

Maynard, the equally odious Herr Obermaier (the current fuehrer of the DBSG), and their ilk, maintain the pretence that people in debt who assert their legal rights are 'rogues' because it suits their purpose to do so. They have become so used to bullying that they will go to any length to portray themselves as proper businessmen. They are irritated by anyone who questions their perceived invicibility.

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An interesting read !!

 

http://www.cabotfinancial.com/download/token/48bfc491e2f81

 

So, when they buy these debts they are hoping to rely on the 1925 property act !!

 

Dream on, don't you think

 

That's handy - I've saved his email address because I'm trying to avoid a debt with Cabot at the moment!

 

Fred

Edited by Fred Bassett

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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that behind debt there is often bereavement, separation, redundancy and illness,

 

The truth as you say.

 

The probably have another name now but underwriters used to refer to these as 'lifetime events' and admit, (behind closed doors), they are the driving factor behind most serious default. Statistically, they can to some extent be predicted and scoring can be tweaked by occupation etc. But that however takes no account of the individual.

 

As a statistician who worked on scoring systems for some major lenders, once pointed out to me,

 

"They may have a big income, brilliant credit record and a fantastic score, but what's the good of that if the b****rd's wife takes him to the cleaners, just after you've lent him a wedge."

 

David

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The first line of the CCA 1974 act says it is for the protection of the consumer. So why cant I use my legal rights as the DCAs do. They have been granted credit licences and as every other licence holder whether it be a driving or a pub licence they must obey the law. As I read in a recent book by a celebrity following their recent bankruptcy people fought for these rights. I hope he calls me a rogue because I will start a new thread about defamation

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The first line of the CCA 1974 act says it is for the protection of the consumer. So why cant I use my legal rights as the DCAs do. They have been granted credit licences and as every other licence holder whether it be a driving or a pub licence they must obey the law. As I read in a recent book by a celebrity following their recent bankruptcy people fought for these rights. I hope he calls me a rogue because I will start a new thread about defamation

 

 

A point a lot of these companies need to realise is that their licenses are a "Privilege" and not a right!!!

 

Rules are also there for these "privileged" companies to adhere to - it's hight time these companies kept to obeying their part of the law that they are governed by.

 

Like the old saying goes "Practice what you preach" comes to mind :D

 

My question is how do these companies bend the rules and regulations the way that they do and expect consumers to just allow it to go on?

 

Doesn't matter whether they call us Rogues, Dilinquents or any other names - we are here and won't allow companies to do this without a fight on our part.

 

All these companies need to do is act responsibly and adhere to the laws and regs too. It's really simple isn't it?

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What they don't realise is that the more this site wins the more info it gets to ensure the right advice is given.

 

I was told by a solicitor that the judges know about the sites......

 

Does that mean they want to close the site down so they can win again by not having to work for their money.

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What they don't realise is that the more this site wins the more info it gets to ensure the right advice is given.

 

I was told by a solicitor that the judges know about the sites......

 

Does that mean they want to close the site down so they can win again by not having to work for their money.

 

 

In a nutshell ' YES ' ! :D

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