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About confusedmum

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  1. OMG, I wasn't the first and knew would not be the last I had to take him to court in the end to get the money back, also had to pay to have the car transported to him, he threatened me at court also !!!! he is a vile disgusting man!!! His business is registered in his daughters name Jade kelly as the director, she had no idea of what was going on and had to call her dad when we returned the car because he had buggered off out for the day knowing the car was being returned, what he did not know at the time was my OH went with the transporter to take the car back and he recorded the co
  2. The main fault being the drive shaft is excessively worn and the garage who has done the inspection has said that it could snap at any given time. The gear linkage is excessively worn and you struggle to get it into gears, he has claimed to have replaced it but the garage has said that if its been replaced its been done with another one that was as bad as the first. The power steering pump was faulty, and leaking fluid, it was replaced with a second hand one, which is ok, but it was leaking fluid again the garage found that a pipe had not been fitted correctly and have put it right n
  3. Hi I purchased a car in august, after 3 days faults were apparent, i contacted the dealer advised him of these and he took the vehicle back for repair returning it 5 days later. On the way back one of the car faults were apparent again. I contacted him and agreed that i could take it to a garage more local (as he is 52 miles away). I told him that i wasn't happy with the car being faulty after he had just had it to do the repairs and asked for a refund under the sale of goods act. He told me they didn't do refunds. I wrote a letter that day rejecting the vehicle under the sale of goods act.
  4. I have had a response from TS now and they are still trying to help me but with the response i can now continue to FOS and I sent one to OFT and hearing nothing back from them
  5. I would get the Subject access request into them with the letter to say it is dispute I have done this to HFC who was my original creditor
  6. This is my own personal opinion, but personally I have continued to pay the DCA whilst waiting for the CCA because mine has got to a stat demand stage and I am awaiting a hearing date and I want to walk in there with my head held high saying I have continued to pay monthly payments to them even though they have not follwed the correction proceedure or answering my request!! I just think it'll hold more clout in my case with the judge. My 12+ 2 days have past and I still paying the amount that my debt management calculated for them to receive.... HTH hun CMx
  7. that was the letter i was talking about lol, they are not in default just yet till tomorrow so I have already drafted it ready to send to them...... I have received another letter from them this morning a notice of arrears, One question... is cabot the DCA now as we've not received a letter saying that they have been assigned the account, the original account was with MSDW ( now goldfish ) Thanks CM
  8. thank you for your response I will get that in the post to them today
  9. If someone could take a look at what i've recieved and give me some advice i would greatly appreciate it http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/160033-capital-one-default-notice.html Thanks CM x
  10. can any one help me with what i am supposed to do next with the CCA that I have posted up on my thread here pg1 that I have received?? should I push them again for a signed one?? not just a PC print out or not?? or take it that they don't have one and worry if they eventually present one when i start on that they can't enforce the debt???? Advice would be greatly appreciated
  11. For me it was Marlin Financial and their several names they like to trade under , i am waiting a hearing date for court
  12. lmao! lol i changed my phone number and none of the creditors have the new telephone number, so i managed to stop the phone calls. So the CCA they've sent a so called copy of copy of does that mean they do not have a signed one ???
  13. CCA request now received, the covering letter says nothing about it being signed etc!!!! which is what i asked for (in CCA request) Would someone please take a look and let me know what you think..... but there is no signature on it, but it looks like a fresh printed one, should I write back to them ???? they have also included there T&C booklet, or does this mean they don't have a signed one?? Or could suddenly spring one later on ??
  14. thank you for the link have been trying to find out more about thier case still heard nothing back from marlin after sending the letter to them lol
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