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    • Hi,  It has been a long time but I have had confirmation claim will proceed to hearing in roughly 1 months time.  I was wondering if anyone could advise on defence please.  A few questions I have are: 1) I didn't notify VCS that I was not the driver of the vehicle and the judge may look negatively on this point.  I did not receive any direction in correspondence from VCS  that I should inform them if I was not the driver and that was going to be the foundation for may argument on this point. 2) The vehicle is stopped at a zebra crossing.  Based on the images from VCS for around 10 seconds.  At that time there is someone standing near the zebra crossing and someone else enters my vehicle.  I was going to raise the point that stopping at a zebra crossing when someone is standing near it is to be expected.  I was also going to ask the question how you can have a no stopping zone when there are zebra crossings where the driver is required to stop. 3) The no stopping zone is clearly signposted, however, no drop off or pickup is not clearly signposted with one small sign at the zebra crossing, parallel to the road and on the passengers side.  I was going to challenge that no-drop off or pickup is clearly signposted.  4) VCS mentioned my initial defence was generic and clearly copied from the internet.  It covered 1) Claimant not being in a position to state if the Defendant was the driver at the time.  2) No evidence that claimant's contract with landowner supersedes byelaws & signage isn't legally binding contract. 3) No contractual costs and interest cannot be accrued on speculative charge. I am interested to know if anyone has had success or been unsuccessful with this 'generic' defence. 5) If I should submit an updated defence to the court based on questions 1, 2 & 3.  Or if it is better to only raise these points in court? Thanks.  Any guidance would be appreciated  
    • I honestly don't know, Baz. In addition what I don't  understand (from that pamphlet) is this: The s88 criteria are quite clear and don't need a medical professional to interpret them . The one most relevant to his topic says that an application is not a "qualifying application" if a relevant disability has been declared. The problem with the word "may" is how does the applicant establish whether me "may" driver under s88 when he has not complied with its conditions? I don't know the answer to that either. But to further muddy the waters, the pamphlet says this (about : But the s88 statute says absolutely nothing like that at all. It simply says that if you have declared a relevant disability s88 does not apply. The DVLA pamphlet is simply confusing as far as I can see. That's actually my opinion and that's what I would stick to if it was me making the application. But I'll seek a few opinions from others over the next couple of days.
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I have opened this thread to say goodbye to a fellow Cagger who is well respected on this site.

 

Curlyben has advised that he will no longer be a member of CAG :-(

 

It is only fitting that he get a good send off and I wanted to be the first to give my thanks to him for all his hard work and excellent posts in his time on CAG and for the invaluable advice he has given me.

 

I know no one is indispensable but he is going to be very difficult to replace imo. His posts were not only informative but extremely accurate and to the point, leaving you in no doubt as to their validity obviously gained through hours of research and personal experience.

 

So Ben, this is to say many, many thanks for your hard work and I wish you well in all that you do - even if you can't spell :p:D

 

funny-monkey-4.jpg

 

Beer time methinks :lol:

 

PS - If anyone is in need of urgent help from Ben, however, just e-mail me and I will happily pass your message on ;)

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Thanks for all of your help Ben. You will be sadly missed.

 

 

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A prudent question is one-half of wisdom.

 

:D

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Hi, Bo.

 

Yes, I was also Gutted at the news. Ben helped me so many times on threads I will miss him loads. :(

 

I think he's going to try and finish the cases he's been working on, then call it a day.

 

I for one, hope he has nothing but good times ahead, him and his family.:-)

 

 

 

Regards.

 

Scott.

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All the best CB!

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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Ben will be missed. He has helped so many get out of very difficult positions with the DCA's.

 

I wish him and his family health, wealth and happiness.

 

Ben, don't be a stranger. You have a lot of friends here.

 

Good luck

 

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I for one am really sorry to see you leaving. :(

 

But don't worry, you will still be hearing from me...:p

 

Good luck with everything you do, and i hope you wont be a total stranger on here. xxx

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Ben was well respected, not only on the forums, but also by the team.

He will be missed.

 

Good luck, Ben.

;)

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Lots of love CB.

 

Can't think of anything fitting to say, other than "Ook".

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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I can only add my sorrow at Ben leaving.

 

He will be missed by a lot people on here.

 

So sorry to see you go Ben, good luck on whatever you do next, a lot of people can be greatfull of your advice. Be happy and we are all thinking of you !

 

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Lol Tiglet :D

 

It took me a while, but I reckon Ben must've done a lot of research before deciding on a username for CAG and I'd never heard of Discworld, not having kids :eek: So it was certainly an eyeopener for me but very appropriate for Ben methinks ;)

 

The Librarian (Discworld - Wikipedia, the free encyclopedia)

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I didn't think you were allowed to hand in your notice;).

 

Another big thanks from me for all the wonderful help you have given me and many many others. You will be missed. And years from now people will still be sending out 'curlyben' letters to put those DCAs in their place:D

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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Oh Ben..what sad news! What will we do without the library! But thank you so much for all the help you have given everybody which then filters down when others read the threads.. you've been a star - enjoy the family (they'll cost you more than the banks!)

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When I saw the title goodbye Ben -- (I didn't know any other Bens, but) was hoping it wasn't going to be goodbye to CB. :(

 

His advice has been fantastic, and his letters ... the "CB specials" are spot on and do the trick:cool: .

 

Will miss you CB.

 

Good luck x :)

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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Ben.

 

U will be sadly missed by me. I love your blunt and straight to the point letters and i am glad i have a few to send these idiots who think they know best.

 

the only better letters are my specials which general say the same in fewer words. Plenty of times you have advised me not to send one of my specials but to send one of yours.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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CB, you will be sorely missed and I say a heartfelt and sincere thank you for the help you have given me.

 

I wish you and your family all the very best for the future :D

Mr & Mrs Ananya's story so far -

Welcome Finance - account closed - no CCA - 02/07 - £1500

NatWest - settled in full 09/06 - £600

NatWest - settled in full 06/07 - £72

Verso - Settled in full 07/08 - £2002

C.K. Edrupt/Provident - account closed - no CCA - 04/07 - £640

Littlewoods/Shop Direct - 2 accounts closed - Statute Barred - 04/10 - £800

D.C.A.s who've given up so far -10

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Maybe we should have a sticky dedicated to the librarian himself - especially all of his letters.

 

Or am I just being sentimental?

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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Well, Mr Tiglet and I are about to pop some champers i got from my birthday (haven't been able to drink all week) so here's a toast to Mr Curlyben!

 

"Crazy name, crazy guy"

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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thank you so much curlyben for all the help you've given me with lowells. i'm still battling them a year on, but hopefully i'll win in the end.

 

your advice and help has been fantastic. thank you so much again and the very best of luck and good wishes.

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I have to say... that it seems a bit strange how a lot of well-respected people seem to have been de-moted lately and/or are leaving the site altogether....

 

Is anyone brave enough to discuss what may really be going on here ?

 

:cool:

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I don't think taht's fair honey - if CB or anyone else feels they ahve anything to say then it's up to them to say it, not for anyone else to speculate.

 

Sometimes, other things do just get in the way - i know i haven't been around much lately because of things going on in my life and I would only ever assume that was the case unless someone said something directly.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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