Please cheer me up as I am sad and lonely

[andrew0101]

About a year ago I thought I was one of the most popular people in the country,

 

 

I had loads of ''friends'' ringing me on a daily basis.

Egg, Goldfish, Halifax, Citi Cards, Blair Oliver and Scott, Moorcroft, Iqor, Credit Solutions, Lowell and Arc Europe.

 

 

I had some lovely chats, that really made my day and to hear the phone ring thirty times a day made me feel really popular.

 

 

In the end I got really friendly with them and started to write, a bit like penpals I suppose,

I asked them if it was possible to become penpals with them which sadly meant all the calls ended.

Now I only get calls from my family.

 

 

However, my penpals wrote to me quite regularly and I enjoyed writing back to them and asking them to send me presents,

how upset I was when they did not send them.

 

 

I did try and sometimes I sent them the odd pound or even ten pounds for my special friends,

but they started to send my presents back and send me nasty letters.

I got very upset, how could my friends treat me like this?

 

 

In the end, they really upset me and after a good cry, I wrote to all of them,

and I have to admit that I wrote in quite a nasty way to my friends with very detailed legally backed letters

and one by one all my friends have now deserted me,

 

 

sometimes I do get the odd letter, but my friends really upset me,

so I send it back to them and ask them to leave me alone.

 

 

Now four months later, I have no friends left and I am asking my friends on here to cheer me up as I feel very upset.

[Tecnobaz]

I hear ya, my friends are leaving me to one by one

I'll be your friend (To juicy its just for me and my dog)

[sillygirl1]

It is sad when they stop writing and phoning, just as you are reaching an understanding with them, I only have one lot in play at the moment and they are very infrequent - they don't have much grounds to stand on and I know it - I think they know that but still like to try to play ball occasionally.

[Pinky69]

I too just have one set of friends left - the rest left one by one. I now pass my day counting all the money I didn't pay them when they asked. Sniff.....

[Fuzzgin]

Me too, the number of letters have dropped and the calls stopped. I'm now having to start a new friendship with a train company although I'm the one doing the running there.

[ananya]

My friends are running out too, it's so mean of them to ignore me

[sea-sidelady]

Im sure if they ask nicely, you can help others write the same letters to their friends.

[tiglet]

I too felt the same way - increasingly abandoned by my friends.

 

But today I received a lovely blue and white stripy envelope offering to help me, so I know that despite the recent lack of correspondence and complete absence of phone calls, I'm not completely forgotten.

[Goldlady]

I seem to have lost lots of friends as well. Sure it's nothing I have said. Only one old friend keeps ringing and leaving messages but I never seem to get round to calling them back. And if OH or the kids answer I am permanently in the bath:D

 

Even the post is fairly normal these days. No-one has sent me a lovely blue and white stripy envelope:o

 

It's nice to be popular but I am sure in time we will all get over it;)

[sportsflash1]

Awww let's have a group hug. I feel your pain. Most of my friends abandoned me, but what really hurts is that I introduced them to some of my other friends like the trading standards, the financial ombudsman, and the office of fair trading. Not even a thank you. I feel so used.

[ODC]

It seems all our friends leave us when we mention those three magic words. They seem to get embarrased and try to change the subject. They sometimes go red and try to talk you out of it saying they dont want to go all the way so early in a relationship.

 

 

What are the three little words that upset our friends.

 

 

 

 

 

Consumer Credit Act

[tiglet]

Or the other two little words, which made me lose such good friends as Mackenzie Hall and ECI:

 

 

 

 

 

 

 

 

 

Statute Barred.

[midnight1]

I had friends like that once until a Judge person took them all away, now they just write nasty false things about me to Equifax!

[sosumi]

I had friends like that once until a Judge person took them all away, now they just write nasty false things about me to Equifax!

Yes, but never forget that Equifax, Experian and CallCredit are our little friends' estest bestest friends of all. Why, they're like family to them. They even let them write their own icing on the 'family party cakes!'*

 

(* Credit Reference Files)

[ananya]

I too felt the same way - increasingly abandoned by my friends.

 

But today I received a lovely blue and white stripy envelope offering to help me, so I know that despite the recent lack of correspondence and complete absence of phone calls, I'm not completely forgotten.

 

I had a similar envelope, but it was telling me that my friends didn't want to speak to me anymore and they would no longer write to me either

[tiglet]

That's so unkind - I bet you're gutted.

[ODC]

Well can you really blame your friends for not phoning you. After all they send out numerous nice letters to you, telephone you many times a day and sometimes even send someone to your door just to see if you are alright. And do you return their calls NO you dont. No wonder they feel sad and lonely

[mr.ton]

DCA's need to realize that us debtors have a condition called "Stockholm syndrome"

This was when a kidnapp victim would eventually fall in love with their kidnapper.

Well its now the same with us & the DCA's - we fall in love with them after a while & dont want them to leave us.

We even get severe withdrawal symptoms when they do & refuse to accept that its over....and even stalk them.

[tiglet]

Ah - capquest love me again: http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/130663-robinson-way-yet-again-10.html

[andrew0101]

I have one question relating to the below

 

c) copies of Default Notices (if any) issued pursuant to s87(1) of the Consumer Credit Act 1974 by the [Claimant] [Defendant] (whichever is the loan company) to the [Claimant] [Defendant] (whichever you are)

 

oes (if any) give a get out clause for the claimant if one has not been served?

[andrew0101]

Any answer?

[surfaceagentx20]

Can you clarify the question?

 

x20

[andrew0101]

I have today sent them a letter re two things they have been pursuing me for.

1) They have no agreement and the original creditor can't find one

2) A totally unenforcebale agreement

 

I have included an invoice circa £350 asking for payment within 14 days for my time writing letter, legal advice etc. If they dont pay I will issue small claims proceedings against them.

Will update on here

[mrmarmite]

they MIGHT admit that they cant take u to court but doubt it,

 

STICK to ya guns and they will back down and in 2-3 months u will hear from anothoer DCA

[andrew0101]

With the unenforceable claim they are the 6th DCA, but I am fed up and going to have a go at getting some money out of them through the court, win or lose, I will have a go