Jump to content


  • Tweets

  • Posts

    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

moved and getting snowed under with old owners DCA mail.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4982 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 60
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Wonder if this is a new ploy of theirs. Rent a postbox in lots of major cities to fool people into thinking they are operating in offices all over the country instead of the Leeds Threat Centre

Link to post
Share on other sites

Out of interest Bradley Stoke was once the repossession capital of England, the GP surgerys there were broken into so many times it prompted the NHS to have a computerised system.

 

On a side line the Leeds loosers have picked another lemon in the orchard to plant their seeds....

Link to post
Share on other sites

  • 2 months later...

Hi everyone,i am new to this...And it's my first post...

I have been recieving debt letters from Red,Lowell and today,Hamptons...All threatining me with court,bailiffs etc etc...

I have been reading some of the posts you have all been putting on here and like to say that i have got some good advice from them...

I am indeed typing up a letter to hamptons right now demanding to send me proof that they now own the debt.

As i am currently recieving letters from all three debt companies...I dont know which one i need to pay my debt to...I do not want to be making payment to one and then i get told i have not made payment on the account at all and they have been scaming me and pocketing the money...

The debt i owe was a contract in my name(Vodafone) that i got out back in begining of 2007 for a friend in which the phone was stolen and a huge bill apeared...

Seeing as i was not the one using the phone,i made my friend 3rd party so she could discuss anything to do with the contract,with Vodafone themselves...

Since end of 2007,i have not heard a thing from Vodafone nor a debt company,even though my friend told them the phone was stolen but she would pay off the bill monthly...

No contact or agreement was made by Vodafone,now since September this year,i have recieved numerous letters from Red,Lowell and now Hamptons all stating that they will take me to court,have someone come round etc etc...which of these companies does my friend need to make payment too...or do you think it is worth contacting Vodafone and paying them as i dont want my friend paying these companies when the debt is not actually getting paid and they are conning her out of her money...

Please help...

I would be very greatful...

Thanks

Kimi

Edited by KimiColt
Link to post
Share on other sites

Hi Kimicolt,

 

Firstly, if you could have a read of this:

 

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

it will help you to post on your own thread and not on this one as you will get lost within it.

 

Secondly, Lowells (AKA the Leeds Losers,lowlifes) Red and Hamptons (IL) legal are all desks in the same office. They just pass you on to make it look like they are serious. They wouldn't know serious if it bit them on the ar*e.

 

Bookmark this page:

 

The Consumer Forums - Debt collectors

 

Have a look at letter 3. This is to stop them coming to your door.

 

As you took out the contract on behalf of your friend, you could be liable for the debt but you say your friend is willing to pay this. In that case, there is a couple of steps you could take.

The first one I would do in every case and that is to send the "prove it" letter(letter 18 on the link above). Lowlifes have to provide proof that they have the right to be collecting this debt and if they don't have the paperwork to back it up they they can foxtrot oscar.

 

If they do have the proof, I would get a letter from your friend acknowledging that she is responsible for the debt and all correspondence be directed to her.

 

Do everything in writing

Send all letters by Recorded delivery

Don't sign anything, just print your name

 

The thing to remember with any DCA is that they cannot demand you pay them an amount they decide. You decide how much you (or she) can afford. If your friend can afford to clear the debt, go for a Full and Final settlement as DCA's buy debts for between 10 and 50% of their true value.

 

If you dispute the amount of the debt then a SAR to Vodafone would be in order to make sure that no charges have been applied to the debt and it would also show if the Leeds Losers haven't added their own charges on to it.

 

If you want this thread moved, click on the red triangle and ask nicely.

 

hope that helps.

 

 

fox

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

Kimi. Do not worry about Lowells/Red/Hamptons. They are all the same company commonly known on here as the Leeds Losers.

 

Did your friend report the phone stolen. She does not have to pay for calls she didnt make.

 

Unfortunately though you will be the fall guy/gal here as everything is in your name. What you need to do is STOP all telephone calls with these shysters. Insist on everything in WRITING. Demand a copy of a wriiten contract between yourself and Vodafone and Statements showing how the balance was reached.

Link to post
Share on other sites

  • 2 weeks later...

This all sounds very very familiar, all these companies have been sending me letters for some time now claiming I 'owe' £180 to 3G, a phone company I have never even dealt with. The strange thing is whenever I write to one of these companies and explain that I know nothing of this 'debt' they simply change the name on the top of the letters. They are a complete joke, I recieved a letter before christmas asking me to fill in the attached form offering payment and the letter said 'we will accept ANY payment you wish to make over however long it takes to pay off the debt'. I don't think they were too pleased when I filled it in stating I would pay £0 over 0 months and they should thing themselves grateful :grin: I just want to say to anyone who has been or is currently being pestered/annoyed/frightened or anything else by these bunch of jokers to just pay no attention. They only have 1 person working for them and he is too busy putting the junk mail into envelopes to come calling at your home.

Link to post
Share on other sites

  • 2 months later...

hi guys. thought i would give you a laff at hamptons expense. i got 2 letters from them today, both dated the same date. one asking me contact them to arrange a payment plan, the other says i haven't contacted them. threatening ccj's the usual crap. yet they also offer me the chance to close the account by paying half the balance or 40 quid a month until the balance is cleared.

Link to post
Share on other sites

oh another thing if you call the hamptons phone number it's answered by an automatic system. the first thing it says is "thank you for calling Red!" ha ha

 

 

Now that you have got the phone call out of your way, DON'T DO IT AGAIN:D

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

OK. Whats the best way to deal with these pests?

 

 

Preferably through a medium :D

 

Alternatively, deal with them in writing and send everything by recorded delivery (they will deny receiving your letters otherwise).

 

If you must ring them, ensure you can record the call as they will use the phone as their primary tool of aggression (and I'm talking from personal experience)

 

If you could let us know what your primary aim is with dealing with the Leeds Losers, that would help.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

Hey thats my line :eek::cool::p:grin:

 

 

Imitation is the sincerest form of flattery. :) Now that at least one person is using your line, you're famous :D and NO, I will not be paying royalties

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

  • 4 weeks later...

Hi Help needed

 

 

I have a club account with Marshall ward which i pay at 20 pound amonth, I have never been contacted about a problem with this payment, Then out the blue up come Hamptons demanding payment. I know about asking for a cca, but will this work with a club book account?

Link to post
Share on other sites

Hi Craig, welcome to CAG.

 

Marshall Ward are a catalogue company and they offer credit (even if it may be 0% interest) so they are obliged to follow the CCA 1974 so in answer to your question, yes, you can CCA them.

 

Here is the link to the template letters page

 

The Consumer Forums - Debt collectors

 

Send Letter 8 and send it recorded delivery with a £1 postal order-no cheques-ever.

 

They have 12+2 working days to respond.

 

Once you have something to report, it would be better to start your own thread as your query will get lost in someone else's thread. If you need help doing so, just shout.

 

Fox

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

  • 4 months later...

Unfortunately I have found myself in a bit of debt, and receiving lots of letters, my most recent from HAMPTONS LEGAL threatening me with a CCJ, if i don't phone them from 7 days of the date of the letter, the letter was dated 6 days ago. Lowel financial sent me a letter, then Red on behalf of Lowel, and now Hamptons, again on behalf of Lowell. I tried to phone them but kept getting cut off, and don't want to do it again, as I always feel intimidated, at the way I get spoken to, which I am sure puts people off, I know i have been put well off, at being treated like a criminal. Maybe I could get some advice. Thanking you

Link to post
Share on other sites

Hi all

The best tactic in dealing with with all this post is "RETURN TO SENDER".

That way THEY have to pay for the return postage as well.

 

Incidentally I did send one letter back marked "Adresse is now a Guest of HMP Belmarsh --please re-direct all future correspondence there where I'm sure it will be dealt with appropriately.

 

Cheers

jimbo

Link to post
Share on other sites

If you can start your own thread that way then it won't go missed amongst this previous thread, go to Debt Collection Industry then scroll all the way donw toward the bottom of the page and you'll see a blue button marked 'Post a new thread' hit that, give it a title and away you go, and you'll get a stack of advice and help.

 

But before you do, Lowell are NOTHING to be worried about by any stretch of the imagination.

Lowell/Red/Hamptons are all the same people, they just like to give themselves different names to make them feel special.

You MUST keep EVERYTHING in writing only, NEVER ring them, OR SPEAK TO THEM OVER THE PHONE, the ones that can do more than grunt, merely come out with fantasies and things that they dreamt about, whilst at the same time talking down to you like it is the worst thing in the world to owe money and be in debt.

 

Keep EVERYTHING in writing, and you'll find that they are very reluctant to use the same language in letters as they do over the phone.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

I have received a 'RED letter day' ..today..now stating that they '' have been appointed duly authorised collection agent for Lowell Portfolio Ltd and instructed to recover outstanding monies due to their client (Crap 1)...

 

A licensed 'Home Visit Agent' OR legal proceedings with a view to gaining a CCJ is in store for me...

 

I complained to the OFT last year that I did not recieve the payout on my PPI...they Crap one admitted that I had PPI but stated that I cannot claim on it due to pre-existing medical conditions...Well If I had pre-existing medical conditions..HOW did they know about it...AND if they knew about it why was I sold the PPI when they knew it was NEVER ging to be of any benefit to me fro mthe beginning...These letters are in my possession AND it is stil ongoing with OFT

 

So the letter that was sent to day by RED.(Lowell in reality)..goes to show that they have no idea what is going on!!!

 

In addition I am nearly 50 have no assets unemployed and have been for 5 yrs cannot afford to bankrupt myself

 

I have not paid anything for the last 5 YEARS because they never allowed me to calim on my PPI..I have not acknowledged the debt as it has been in dispute all this time and I think that this letter today is last chance saloon for them in view of the 'time' (Limitation Period)

 

I nevertheless fall squarely within the OFT guidelines..eg.in connection with Collection Activities

1.Unemployed..

2.missold PPI...

3 Not to be subject to the threat of legal proceedings when they have no intention of gonig to court ..

4 An ongoing investigation by the OFT into that PPI and my above circumstances.

 

Yet these idiots are continuing to fall foul of those guidelines and send this letter out.

 

I am going to complain to the OFT AGAIN and send them a copy of this letter

 

m2ae

Link to post
Share on other sites

Lowlifes really are the back end of the DCA's, it makes you wonder if it would'nt be beneficial if the OFT actually joined CAG and read exactly how this corrupt, rotten to the core industry really operates, maybe then they would kick these fools into touch.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...