Unfortunately I have found myself in a bit of debt, and receiving lots of letters, my most recent from HAMPTONS LEGAL threatening me with a CCJ, if i don't phone them from 7 days of the date of the letter, the letter was dated 6 days ago. Lowel financial sent me a letter, then Red on behalf of Lowel, and now Hamptons, again on behalf of Lowell. I tried to phone them but kept getting cut off, and don't want to do it again, as I always feel intimidated, at the way I get spoken to, which I am sure puts people off, I know i have been put well off, at being treated like a criminal. Maybe I could get some advice. Thanking you