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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
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Cheekiness towards a DCA


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Hi

 

I am training to teach and whilst doing a bit of reserarch for an essay, came across this:

 

 

Written work.

 

 

  • Has a poor standard of written work compared with oral ability (Threat Monkeys)
  • Has poor handwriting with badly formed letters (Threat Monkeys)
  • Produces badly set out or messily written work, with spellings crossed out several times (Threat Monkeys)
  • Spells the same word differently in one piece of work (Threat Monkeys)
  • Has difficulty with punctuation and/or grammar (Threat Monkeys)
  • Writes a great deal but 'loses the thread' (Threat Monkeys)
  • Finds tasks difficult to complete on time (Threat Monkeys, CCA's and SAR's etc)
  • Appears to know more than can be committed to paper (Phone Monkeys)

 

Reading.

 

 

 

  • Omits, repeats or adds extra words (Threat Monkeys and Phone Monkeys e.g. er um er um er))
  • Reads at ... a low level of comprehension (Threat Monkeys)
  • Fails to recognise familiar words e.g. Consumer Credit Act (Threat Monkeys)
  • Loses his place - or uses a finger or marker to keep the place (Threat Monkeys)
  • Has difficulty in pin-pointing the main idea in a passage (Threat Monkeys)

 

Numeracy.

 

 

 

  • Finds difficulty remembering tables and/or basic number sets (Dates, times and Interest Rates)
  • Finds sequencing problematic (what happened when)
  • Confuses signs such as x for + (figures don;t add up right)
  • Misreads questions that include words (Ususally CCA & SAR requests)
  • Finds mental arithmetic at speed very difficult (Say no more)
  • Finds memorising formulae difficult (what do you think?

Other areas.

 

 

  • Has indeterminate hand preference (we all know they are w*****ers)
  • Has difficulty in finding the name for an object (an apology usualy)
  • Has clear processing problems at speed (during phone calls)
  • Misunderstands complicated questions (Can you prove it? Do I really owe this amount?)
  • Finds holding a list of instructions in memory difficult, although can perform all tasks when told individually (CCA, SAR, Get Lost.......)

Behaviour.

 

 

 

  • Is disorganised or forgetful e.g. over sports equipment, lessons, homework, appointments, agreements and other important documents
  • Is immature and/or clumsy (no really?)
  • Has difficulty relating to others: is unable to 'read' body language
  • Is often in the wrong place at the wrong time (usually on teh other end of my phone!)

My conclusions

 

All DCA's are Dyslexic.......

 

PMSL :lol::lol::lol:

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If they ever call me, I will instruct them to sexually depart.

 

Fred

 

omg fred roflmao:lol::lol::lol:...that's better than my foxtrot oscar by far!! can't wait for the next DCA phone call ;-):grin:

 

and welshwizard that's brilliant!!

 

Love SG x

Please note I am not legally qualified, I am offering advice based on my own personal experience in the hope that it may be of help to others in a similar situation.

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omg fred roflmao:lol::lol::lol:...that's better than my foxtrot oscar by far!! can't wait for the next DCA phone call ;-):grin:

 

and welshwizard that's brilliant!!

 

Love SG x

I prefer "You may go forth and urinate"

and if the ask for an explenation tell them to Papa Oscar ;)

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Hi,

 

Just had fun with DCA - the call went something like this

 

ring ring ...

 

GK Hello?

DCA - Hello this is %%& may I speak to MR GK please

GK - Whose calling?

DCA - It is XXXX from Lender

GK - How do you spell that please?

DCA - Gives phoenetic spelling.

GK - Excellent - What is the password please?

DCA - I'm sorry I can't tell you I need to do checks under Data Protection Act.

GK - Sorry the that is the wrong answer I have agreed with Lender that you will give me a password to verify that it is lender calling. Please what is the password?

DCA - Oh is it my employee number?

GK - No it is a password that I provided.

DCA - Is it Sharon (or something like but mumbled)?

GK - No I am sorry you have failed the verification test I am terminating this call - thank you - have a great day.

 

Don't you just love it ......

 

Next!

 

GK

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Wonder when the OFT are going to impose sanctions on the remainder of the 'dirty 13'.

 

Wonder when the CSA are going to get rid of their President who after all is a Director of Worst Credit who have been put under the OFT Microscope because of alleged breaches by their threat monkeys

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I just did a fuzzybobble on Robinson Way. But first you need to understand they sent me a fake yes FAKECredit Agreement they told me was from Sainsbury’s Bank.

RW Monkey How much would you like to pay Sir.

R.I The whole £8,019.90 please

RW Monkey Excellent What type of card Sir.

R.I I have an Easter Card.

RW Monkey Pardon Sir, is that a type of visa card.

R.I No it’s an Easter Card

RW Monkey What is the long card number Sir.

R.I It doesn’t have one it just says happy Easter.

RW Monkey Are you playing games or something Sir ( I still got a Sir).

R.I No

RW Monkey What is the reason for your call today Sir ?.

R.I To show you my method of payment is as useless as the fake Credit Agreement you sent me.

RW Monkey So you didn’t have a reason to call us today Sir.

R.I Well while you are talking to me you are leaving someone ells alone.

RW Monkey Goodbye Sir. Click

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Found out a bit more on Vilcol or Vilcollections of Surbiton Town. Perhaps a more appropriate name might be VileCollections?

 

However, I have not been at home for a couple of days ( deliveries t' Yorkshire) when my mobile rang with a private number, answered it and it was some crow from this outfit, said I only communicate in writing and wouldnt answer security and she got huffy and hung up,

When I got home letter from them, they are the latest in a long line of chasing an Amex defaulted CCA.

But what struck me as odd was the final paragraph in this here letter

 

"If you are unable to pay in full but own your own home please mention this when calling 0870 770 6642- we may be able to put you in touch with one of a panel of debt counsellors to assist in arranging your finances"

 

Isnt this a no no under OFT Guidelines?

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I thought you may like to see the letter sent to RW about the fake agreement.

Dear Ms. Cooper

 

Firstly thank you for a reply regarding the fake agreement.

Following communication with Sainsbury’s Bank, I now know the agreement sent to me from your office was not produced by Sainsbury’s. Therefore the only other explanation possible is that Robinson, Way manufactured the fake document in order to obtain money by deception.

 

I am pleased once again to see that you believe what you have sent me is a true copy of a fully executed Credit Agreement. Unfortunately the piece of fake trash you keep referring to as an agreement certainly does not conform with what is required under the CCA ACT 1974.

 

I am now tired of wasting my time and intellect on a completely unprofessional company who can only manage to keep sending template letters out in the hope of wearing the recipient down.

 

Your continual waffle revolves around the said agreement, without it your attempts to collect on this alleged debt are unlawful. You are now boring me! And I think it is time for a judge to make a decision about the legal soundness of the fake agreement as you are not within your rights to do so (or possibly mentally capable of doing so).

I am aware of the seriousness of my allegation, however I am able to prove it without reasonable doubt. Should you pursue me again while relying on this fake document I will hand my evidence over and make a formal complaint at my local police station and ask them to investigate the matter with a view to criminal prosecution.

Furthermore should you pursue me further, I will make a complaint of criminal harassment.

Should you sell this alleged debt on or assign it to another DCA I will make a complaint of criminal harassment.

As I never signed a credit agreement with Sainsbury’s it is clear that I never gave Sainsbury’s and more importantly yourselves my permission to pass on my information and data, therefore you must remove any adverse comments you may of made from any outside agencies.

I will not enter into any further correspondence with you in this matter.

Should I not receive confirmation from you that this matter is now closed within 14 days I will hand this matter to the police in order to bring it to closure.

 

I Trust I have set out my position clearly.

Yours sincerely

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Sometimes, cag is the only thing that actually keeps me going! This thread in particular has given me hours of laughter as well as some great tips! Felt great other day, phone call from dca, I decided to have fun, can you believe they waited over 5 mins, just for me to find a pen, then another 5 to find bank details, which of course, after giving them the number, I suddenly reaslised were the wrong ones, another few mins of searching, can't find, followed by, I'm sorry can you repeat that? Used every single time the cretin spoke, managed nearly 35 mins of this before I finally asked them to put it all in writing.:p

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