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    • Hi everyone, Thanks for the responses. Just a few follow up questions in light of what's been said:   If I dont appeal to PPM, who can I appeal to?   Why should the PCN been attached to the windscreen? Is this written in law?   I assumed the document I had received was the NTK, if this is not the case, what does a NTK look like?   Regarding the compliance with the Protection of Freedoms Act, could the "period" of parking not be argued either way? The legislation doesnt state it must have a start/end time of parking, which I assumed an ANPR camera would pick up if it had one. Is 4 minutes not technically enough to show the vehicle was parked?    Thanks !
    • I see jenrick has stuck his head up with them, and I'm sure this wont faze their nasty rhetoric one wit-less UK growth since 2010 has been lacklustre and largely driven by immigration, says report UK growth since 2010 has been lacklustre and largely driven by immigration, says report | Economic growth (GDP) | The Guardian WWW.THEGUARDIAN.COM Resolution Foundation report suggests parties are dodging the economic challenges facing the country   Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it Immigration: how 14 years of Tory rule have changed Britain – in charts | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it    
    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
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Cheekiness towards a DCA


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We're flying through the posts now. I think we should make 10,000 posts by christmas. :D

 

I wonder if there is a limit on how many posts you can have in a single thread?

 

And Mr Ton, posting nothing apart from what post number it is, is cheating. ;) Me thinks I'll get somone to delete them, so you'll have to do 6000 posts all over again. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Ah, Mr FB,

 

Would you ever consider setting up your own Debt Collection Harrasment Agency, where the likes of us pass your tel number off as ours and you do the harrassing on our behalf? You do it so well ;)

I certainly wouldn't mind subscribing to that...a dedicated line...you could make a fortune...

( wouldn't surprise me if someone's already suggested this in previous posts but I still gotta lotta wading to do)

 

:D

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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We're flying through the posts now. I think we should make 10,000 posts by christmas. :D

 

I wonder if there is a limit on how many posts you can have in a single thread?

 

And Mr Ton, posting nothing apart from what post number it is, is cheating. ;) Me thinks I'll get somone to delete them, so you'll have to do 6000 posts all over again. :D

 

I wanted to make sure i got the 6000th post before anyone else did..so if thats what it took to get it then so be it :p

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I think I'll have to grab the honour of 7000th post then. :D

 

 

Hmm a DCA harrasment agency. Then they'll be bleating to the OFT and CSA about that. They can't cope with a bit of "bad" publicity in the papers and on TV without bleating about how "Unfair that "won't pays" are now getting the sympathy from the media." They should have thought about that all those years of harassing us, and now it's payback time. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I know this is a bit of an early request, but does anyone have letters from DCA's asking you to text a number and then they'll call you back for some unlawful harassment?

 

I ask this as I'll be heading off the the USA two years from now, or sooner if I can. I thought it would be fun to text them using a disposable pay as you go sim card, then keep them taking for ages running up a nice phone bill for calling a mobile in the USA. :D

 

Calls will be recorded and videoed of course. :D

  • Haha 1

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Been busy the last few days going through a load of Jeremy Kyle stuff a friend has kindly send me in Mpeg 2 format.

 

I have a feeling there is still some life in the 1st Credit video that they removed from their website a few weeks ago. Luckily I kept the original. :D Now what mischief can I create with these videos. ;)

 

Uncle Bob..Get off my stage!!!! :D It has to be done. Also it won't confuse the Americans like the Judge Judy video did. :p

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I know this is a bit of an early request, but does anyone have letters from DCA's asking you to text a number and then they'll call you back for some unlawful harassment?

 

I ask this as I'll be heading off the the USA two years from now, or sooner if I can. I thought it would be fun to text them using a disposable pay as you go sim card, then keep them taking for ages running up a nice phone bill for calling a mobile in the USA. :D

 

Calls will be recorded and videoed of course. :D

 

Ooooo - can't wait for this!!! I'll see if I can get any numbers coz it will be sooooo worth it to hear them when they realise they are phoning USA ;)

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Hate to P on your bonfire fuzzy but won't you get clobbered with roaming charges? Also not sure if things have changed in the US but if you call a mobile in the US you (the recipient of the call) have to pay the mobile part of the call??:confused:

 

Hope you have found a way round this (or that I am totally wrong :D) and you can stiff a few DCA's for some international call charges :)

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Hope i get post number 6000 :p

 

Hope I get 7000 then

 

 

6012

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6013

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

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6014

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

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Hate to P on your bonfire fuzzy but won't you get clobbered with roaming charges? Also not sure if things have changed in the US but if you call a mobile in the US you (the recipient of the call) have to pay the mobile part of the call??:confused:

 

Hope you have found a way round this (or that I am totally wrong :D) and you can stiff a few DCA's for some international call charges :)

 

I'll be looking more into it closer to the time. Failing that I'll get them to call the hotel instead. :D Then hopefully they'll think I have emigrated and stop hassling me.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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good plan.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Evening all,

 

Just been reading around the site a bit (I know that might shock some of you lol...) and apparently some of the DCA's have online chat available on their websites. Just read a thread about meritforce with screenshots of the chat which was quite funny really

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/194594-new-online-chat-meritforce.html

 

Thought it might be a new avenue for fuzzybobble to follow, since they

stopped calling you... or anyone else for that matter. Anyway, have fun and please act responsibly ;)

 

Regards

 

Anyway, check it out and have some fun and

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Evening all,

Anyway, have fun and please act responsibly ;)

 

 

That counts me out then. I can't have fun and act responsibly at the same time. It has to be one or the other. :D:D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I'd have signed this petition on the number 10 website, but for some reason they rejected it.

 

Petition to: Replace the Trident Missile system with Sharks with Laser Beams attached to their heads. | Number10.gov.uk :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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i think your all fantastic.and believe me till i read this thread ive not been able to laugh in a long time.debt has made me weary and lose heart.glad i found this site and can read your threads.i feel like someones threw me a lifeline.yes the debts are still here but my laughter has returned xxx

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i think your all fantastic.and believe me till i read this thread ive not been able to laugh in a long time.debt has made me weary and lose heart.glad i found this site and can read your threads.i feel like someones threw me a lifeline.yes the debts are still here but my laughter has returned xxx

 

Now you will be able to laugh at the DCAs silly letters full of empty threats.

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i think your all fantastic.and believe me till i read this thread ive not been able to laugh in a long time.debt has made me weary and lose heart.glad i found this site and can read your threads.i feel like someones threw me a lifeline.yes the debts are still here but my laughter has returned xxx

 

My sentiments exactly...after years of misery and worry this thread puts it all into perspective and turns the dreaded demons I was in fear of into laughable clowns with their pants down...perfect.:D

 

:lol::lol::lol::lol::p:lol::lol::lol::lol:

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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