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  1. And here's another one. Name of the Claimant - Lowell Portfolio I LTD Date of issue – 16 JUL 2018 Date to acknowledge) = 03/08 Date to submit defence = 17/08 Particulars of Claim 1) The Defendant opened a Simply Be Regulated consumer credit account under reference xxxx on 10/02/2015 ('the agreement').xxxx 2) In breach of the Agreement, the Defendant failed to maintain the required payments and the Agreement was terminated. 3). The Agreement was later assigned to the Claimant on 12/01/2017 and written notice was given to the Defendant. 4) Despite repe
  2. Hi, hoping someone can help me with this. The driver of the vehicle received a PCN on their windscreen. MPS want £100 or £60 within 14 days. This is extortionate and completely unreasonable for the following reasons: - There are NO signs upon entering the car park stating there is restricted parking - The private land apparently belongs to a company called "Atlantic Cladding" which is joined onto a building called "Simply Gym" where the driver was training - The PCN was issued at 06:13AM. Atlantic Cladding does not open until 8AM resulting in no loss of earnings or obst
  3. Last week whilst sorting through bank statement I came across a Harlands direct debit for £19.99. After researching on google I realised it was for a gym membership (in my knowledge I hadn't been a member of a gym for s substantial amount of time)! After phone calls I realised it was for Simply Gym Wrexham which I had joined in April 2013! I'd been a member for a few months (been to only a handful of times) and had believed Sid cancelled it in January 2014! I remember telling a member of staff on the desk that I wished to cancel and writing to bank to cancel my DD.
  4. Good morning folks, I'm getting in touch on behalf of my partner. She signed up to Simply Gym back in August, who use Harlands as their money collector She's just received an email this morning stating that she is £97.98 in arrears because a direct debit was cancelled and the last two payments of £25 have not been going through. They also state that if the debt isn't paid by 14th November a debt of £313.89 (yes, £313.89!) will be passed on the a Debt Recovery Company. They stated that they've been sending letters up until this point, but we haven't received anythi
  5. Sorry, I can see there are many threads about this and I have searched but can't find any advice specific to my issue. I joined simply gym online in a period before a gym was actually open (joined at the end of November and gym due to open at the end of February) I decided it wasn't for me after all and simply cancelled my direct debit (I know, I know...!) I received an email on joining saying that my first direct debit would be taken on 26th February. On the 14 dec I received a letter stating they had not been able to collect my direct debit (true, I'd cancelled it) and that I needed t
  6. Hello, just a question to ask if it is legal for simply be catalogue to charge extremely high credit charges, i owe them around £2000, thing is my actual amount for items i bought was about £1300, the rest is interest which was slapped on because the items were buy now pay later offer, the intention being to pay it off before they were due to be added to my account, this did not happen as hoped due to just not having enough money the bigger problem is , they are adding extreme amounts of interest each month, my payments last few times were minimum payment £
  7. After checking my credit file I noticed a company called Cabot saying I had a debt of 780 and default on my account after ringing them and not being able to give them the correct details my d.o.b was wrong. I had to get cab to involved to get the to speak for me about this account they said it was from a catalogue... the debt in question had been paid but had not proof as it was paid from a very old now closed bank account. I am currently writing to the bank to try and get the Statements. After being told I would be taken to court I stupidity said I will make monthly payments but
  8. I have a credit account with Simply Be with a limit of £750. The current balance is almost £600. I always pay the minimum repayment every month and have never missed a month but the repayments are getting higher and higher. I know that only making the minimum payment each month is only very slowly chipping away at the balance. I have been trying to sell bit and bobs, doing online surveys etc to try and earn some extra each month so I can make above the minimum. I feel like it's a long shot but I don't suppose it is possible to freeze interest on the account whilst I repay the ba
  9. Hi everyone i placed an order for a phone with simply electronics on 23/4 this was a birthday present for my mother. They stated it would be dispatched within 24-48 hours. 2nd may i emailed them and asked why my order had not been dispatched yet. They replied it would be dispatched within 48- 72 hours. I then requested to cancel my order because i got fed up with waiting and because it would not arrive in time for mams birthday. i recieved a reply offering me a free memory card if i continued with my order or if i still wanted to cancel email them and c
  10. I have dealing with Reliable collections re a JD Williams Debt, which I am paying a sum of money every month ( the most I can afford.) They have sent the usual threatagrams including the one that told me they would contact me at my home, I have sent them the template letters which included a requirement that they only contact me by letter. They have rang several times and as soon as I see the number and hear the automated voice I hang up Today I have received a letter that said they have undertaken investigations to trace my whereabouts and local sources have confirmed
  11. i bought a phone for £198 from simply electronics thinking it looked genuine when i placed my order all looked fine, email acknowledgements the lot was sent, then tonight i looked into my order history and it comes up you have no orders in your history, also checked the pending orders and nothing in there also After doing some research i find endless negative reviews about these bunch of hong kong rip off merchants, I have no idea how the hell this company is still going Post and Post saying people are having there money taken and nothing being delivered t
  12. Hi, These 2 companies are such a pain in the proverbial. I opened an account with Simply Be in July 03, due to financial difficulties in May/June 06 began reduced payments of £4 per month. My balance at that time was £202.66. Over the years payment agreements have been broke, due to confusing letters and demands from Reliable. in Feb 09, I lost my benefit and wrote to them offering a £1 token payment as that was all we could afford. Never heard from them. Contacted them in June 09 to give new address and because I wouldn't give my new telephone no, th
  13. Hi, Does anyone have an email address for reliable collections? I have a few accounts with them, but dont want to pay a fortune on postage for all of the accounts. Appreciate it.
  14. Simply Electronics . net. Has anyone had any experience of this company good or bad? Any information you have regarding this company would be helpful.
  15. Hii just wondered if anyone can help me please, my husband recently had his hours cut at work which meant i couldn't afford my payments, stupidly i just left it and didn't let them know si it has now been passed to reliable collections i spoke to them on the phone and offered to pay them £10 a week off the debt but they wouldn't accept it saying it wasn't enough, if i don't pay what they want they will continue to keep putting charges on my account, what can i do please... Thank you in advance Tracey x
  16. Hi, I'm here again, seems like a long time and i'm not so in touch with it all now! I do need a bit of help with "simply Be" the name sums them up anyway. In December,2010 I bought a laptop from them then returned it a week later, as I found it much cheaper somewhere else! Weeks later I noticed it was still showing on my statement and they acknowledged this and told me it would be re credited. It was never re credited and large amounts of interest were added to the account. They finally re credited the amount on the 29th December, 2011 after many more annoying phone calls. However they h
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