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Found 8 results

  1. I am now in a position to tidy up my finances. I have been making monthly payments to Lowell for 6 accounts. I have sent to a CCA request for all 6 accounts. They have replied for 3 and the other 3 are currently on hold. The 3 that i have have had a response for were all mobile contracts. Lowell stated Three have been unable to supply all the documentation i have requested and because of this Lowell are unable to recover these 3 debts by court action. They also said "never less, we do believe they have supplied enough evidence to demonstrate the accoun
  2. An interesting story that featured on SCOOP today has caught my attention. The link to the story is below and the article says the following: Council tax dodgers in Wyre could be targeted by a team of specialist lawyers under plans drawn up by town hall bosses. Law firm Greenhalgh Keer has been lined up for a six-month pilot scheme that could see residents who refuse to pay up pursued more aggressively. A report published by Wyre Council’s resources portfolio holder Coun Alan Vincent (pictured), who will make a decision on the plans next week, said chasing up the most pers
  3. I have become increasingly concerned by the number of banks and companies using "no locus standi" as a defence. It is becoming obvious that third parties cause the bankruptcy of a Claimant/Defendant allowing the right of action to be vested in the Official Receiver or Trustee. More often than not there is a decision not to pursue the action, cost, success of action etc being the excuse. Surely if the bankrupt was involved in legal action, in particular to obtain recompense, the claim must be pursued in the interests of both creditors and the bankrupt. I have seen evidence that banks etc are us
  4. Hi All, I made an online purchase for a premium hotpoint washing washing machine that cost nearly £600 including a whatever happens cover. Goods arrived Wednesday 19th June, I have encountered nothing but problems since hence I am seeking advice. Background - The washing machine strives on it's anti stain technology feature which I put to the test the very day of delivery after running the first wash cycle on auto clean mode as per instructions in manual guide. I used fairy washing powder and found after the cycle had ended the clothes were still stained. Perplexed
  5. More support for the advice that you should not ignore completely but that you should make it clear that you are up for a fight. Here are some heavily redacted extracts:- Full horrible story here:- http://www.thetimes.co.uk/tto/law/article3698204.ece# Shocking. I had always thought that the United Kingdom Crown Prosecution Service has great integrity
  6. http://www.scotsman.com/the-scotsman/personal-finance/pressure-growing-to-crack-down-on-ppi-firms-1-2795828#.USEFNDqEh0M.twitter but in scotland its a frre for all to fleece for now dx
  7. After 2 October, HM Revenue and Customs (HMRC) will use its legal powers to pursue those who have failed to submit self-assessment forms and have tax payments outstanding. http://www.bbc.co.uk/news/business-19798919
  8. Hi, Hope someone can help here? My background is simple. I am on a DMP with Payplan repaying £44k of debt. £2900 relates to HSBC debt which is now been sold on to Metropolitan Collection Services. The original debt was near £4k In 2009 I wrote to HSBC asking for a refund of bank charges. Between 03/04/08 and 06/03/09 they charged me a total 0f £650 in bank charges. I was going through severe financial difficulty. My wife fell pregnant and with complications couldnt work, then fell quickly pregnant again and could claim any maternity allowance. I racked up these charges and a
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