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Found 25 results

  1. Survivors of domestic abuse now able to vote anonymously READ MORE HERE: https://www.gov.uk/government/news/survivors-of-domestic-abuse-now-able-to-vote-anonymously
  2. Please help, First time I received my salary and my outgoings monthly payments are bigger than amount received. I have unsecured loans and pay day loans and this Month I won’t be able to pay 3 of them, I read all the 10 steps but I am still panicking, I have more payments than my salary and I need at least 3 Month to back to "normal" when my paY day loans will be paid in full but this Month and next one I have to stop some payments. Please help and let me know how to go the creditors and what I can ask TO HELP ME, WHAT should I tell them? Can I ask to freeze
  3. Hi My friend is a carer for her husband who has early onset dementia they are both 62 he is on income based ESA and she also has health problems including several strokes, angina attacks and has difficulty getting out as she has fainting fits. Last week she had to attend a compliance meeting, it seems that her husband has a works pension and a building society account which she was not aware of ( he left her for another woman and only came back to her when he started becoming ill so there are parts of his life she didn't share), she has had no letters addressed to him from either th
  4. Hi guys 1st post My mother has an outstanding debt with bailiffs for Council Tax. She had an agreement with bailiffs to pay it off and defaulted after 2 payments as she could not afford it. Now they want the amount in full. They say they have requested for 'Commital to prison' which scared my mother until i explained it to her. They do not have a 'Controlled Goods Agreement' at all I have today disputed the amount as the bailiffs starting balance doesn't match what is owed to the Council. To be clear this is before any alleged fee's from the bailiffs themselves.
  5. Hi All, Please bear with me. I was made redundant over a year ago, and as a single Mum, I've just started my own business, but am still relying heavily on benefits while I find my feet - financially. Our landlady's told us she's selling the house in June and as we've been here for 5 years and are so happy and settled, I'd love to somehow be able to buy it. The house is expected to go on the market for 220K. My mum recently sold her house and has a 30K deposit she can give us and I'm now considering the following options: 1. My ex, who earns a good wage (100K) can 'Buy to
  6. I recently fell behind with some rent payments, which I'm now paying back. My Landlord issued a claim for possession through the courts and the hearing date is in April, however, today I received a form 6a from the Landlord and I'm really confused! Does this go hand in hand with the Court hearing? It appears tactics have changed. How do I stand with a 6a as it states 'no fault possession. The Court claim says it's due to rent arrears. Please could anyone shed some light on it for me?
  7. Hey peeps, Just wondering if I could be entitled to working tax credits? From the info put into the calculator it says I am entitled but how I make the earnings might been seen as not like a normal "job". So since mum passed away, I have been all over the place, trying to figure out what I can do next. As far back as 15 years ago I was involved with the "paid to read/click" scene (Around the time when E-gold "bubble games" were a thing). That scene has now completely vanished. Soon after, I moved on to doing online surveys. A year or 2 ago I started taking them more serious
  8. The ABLE GROUP provide property maintenance services, ie glaziers, locksmiths, plumbers, electricians, drainage, gas, heating, pest control, etc. Please note however: If you need any such services, I suggest you look elsewhere. I have had the most horrendous experience with them and I hope my post helps others avoid going through the same horror story. Booked them to clear my house external drains, was quoted £114 to have them 4 drains unblocked. On the 7th of April, their Eng. came out, informed that the drains were now in good working order. My other half took his word for it
  9. Hi Just wondering if it is possible to claim and what to claim back from Quick Quick. I have had a total of 21 Loans from 2011-dec 2013 of which at least 2 of these where rolled over, at the moment there is an outstanding balance on the last one which was rolled over 5 times. at the time these loans where taken out my credit file was shot and i was just about making ends meet as i had 2 mortgages to pay. I was also able too take out loans with TXT Loans - Paid off Payday Express - negotiated a settlement figure and cleared account Payday UK - loan still outstanding was paying £1
  10. I have just moved into a housing association property and i'm just wondering how much CT reduction I can expect to receive? I'm a single person living there. I know the rate is 25% discount for that, so I assumed that I would pay 3/4 of the full bill (It's £120 a month So I would pay £90). However when I go on benefit calculators such as the turn2us benefits calculator, it says I will only have to pay £5 a week towards CT. My details: I'm claiming carers allowance and IS (£420 a month) Rent: £400 a month (Applied for housing benefit, shared rate as i'm under 35 which will
  11. Lousy Service, possible Breach of Contract? I phoned them and asked them if they could repair a tilt and turn window in a rental property They said that they could and quoted three prices (depending on what work needed to be done) which I agreed and furnished my credit card details. An appointment was made for a few days later. On the morning of the appointment the engineer telephoned me and when leaning it is a tilt and turn, said he could not do it. I complained to the company and Mr R**** sent me, (to the wrong address), an insulting reply saying they are not c
  12. Hi folks, this is in response to the above which I saw in an old thread for Able group. The reason I have quoted the above is because I have just experience a similar issue, if not worse. Back in December the boiler in our flat spring a small leak. Call Able, an Eng came out, credit card details given, call out charge taken then he says it needs this and that. he was told to proceed, as it was urgent and he then spends 3 hrs working on the boiler. He hands over a bill for £270 which is is then deducted immediately from my card. He then stated he needed to come back with a new thermo
  13. Hi, Life is full of issues and only this forum eases the pain:) Here's my problem: Back at the end of December 2012, i had a pipe burst in the bathroom, at which i called the Able Group emergency number and booked a plumber to come and fix the burst pipe. The plumber arrived within 2 hrs, saw to the problem, replaced a plastic fitting, paid him £150 through credit card. Everything was fine up to today when the same problem happened again. Switched off the mains water supply and on closer look the same fitting as per plumber failed. So rang Able Group, spoke to a customer se
  14. Hi, I bank with Halifax and upon looking through my Internet banking statements this morning I noticed a charge for £32.00 from the website aliexpress. The site is Chinese and I have never made a purchase from here or signed up. I am unable to get in contact with anyone from this aliexpress, will my bank be able to help?
  15. Please advise. Been ripped off good and proper. Bolier broke down. Called out these people. Got told engineer would call between 9-11am, engineer turned up at 13.20 late. Carried out a 15 minute inspection. I then signed a worksheet, he then left. I realised later that there had been a charge on the sheet which I hadn't spotted. £60 labour £12 Vat. I have since paid someone else to repair the boiler British Gas. Checked my bank £ 72 gone from account. Had to leave my bank details to confirm booking. Phoned these people to ask for a refund and they said phone tomorrow and speak to a manager. Th
  16. Hi All any and all advice welcome on this please.. I was working for a Local Gov Auth, and had been since 2006. however since 2008, i was subject to bullying in the workplace which caused all sorts of stress, management where told but didn't do anything...i was told just to keep recording the instances and they would look into it. as a result of the stress i ended up in hospital for a mystery stomach illness several times, that has now been linked to the stress. in January last year i was subject to more bulling, this not only breached the anti bullying policy but also the dignity at
  17. Would I be able to do a seperate claim for Wrongful Dismissal in civil court given longer time periods, in addition to the fact I missed the Constructive Dismissal due to professional negience
  18. Hi An old debt is been claimed with large interest but after asking clothes company to provide a CCA they said they cant. Is the debt enforceable ?
  19. Recently had a New turbo fitted,Renault Scenic 1.5 diesel Feb this year.Havng major problems with oil consumption and now loss of power. Since having it done i have been hearing a whistling noise,never hear before turbo change. Is it likely that the new turbo is failing or is it just coincidence and it is something else? The car is going straight to the garage in the morning.Any advise would be great as im not at all convinced this is not connected. Many thanks
  20. Family member had personal injury, she has been suggested to go forth with an offer - is she able to refuse it and instruct other solicitors? Thanks
  21. http://www.scotsman.com/the-scotsman/personal-finance/pressure-growing-to-crack-down-on-ppi-firms-1-2795828#.USEFNDqEh0M.twitter but in scotland its a frre for all to fleece for now dx
  22. http://news.sky.com/story/1010626/workers-to-be-able-to-ask-for-flexible-hours
  23. Hello. I ordered a phone with carphone warehouse on the 14/09 and i have still not yet recieved it. So far cpw have not been able to provide me with any update as to when i will recieve my phone regardless of my consistant visits to the store. i learned today the contract and insurance i have taken out with them actually started on the day i ordered the phone, the 14/09. So technically i have been paying for a service for the last 13 days that i have not recieved. I want to know if i am in my rights to cancel this and get my money back as i think this is completely ridiculous. Any help g
  24. I would like to alert anybody that may be considering buying double glazing units, because dialling ABLE GLAZE LTD could be a very costly experience. ABLE GLAZE LTD are an Essex based company who carry out Double Glazing Repairs and also Door and Window locks repairs. They advertise their business NATION WIDE in the THOMSON LOCAL DIRECTORY. I contacted ABLE GLAZE LTD and asked for a quotation they then phoned their North West agent from their Essex headquarters, who came to measure up. My wife accepted their quotation of £520.00 PLUS vat = £624.00 and gave them an orde
  25. Hello all. A few months ago, I was diagnosed with plantar fasciitis. I'm sure if any of you have had this condition or any knowledge of it, you will appreciate just how painful and debilitating it is. Having this condition, means that standing and walking is extremely painful and on some days is impossible at all and I literally have to crawl on my hands and knees to get about my home. The condition usually takes around 18 months or so to heal. The condition is worsened by standing and walking on hard surfaces. I work for quite a large national company and have done so for over 7
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