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Found 16 results

  1. Wheres my Murdock sky takeover thread gone? Murdock controls this site does he? Explains the policies and practices here.
  2. In the dim and distant past when I first left school and started earning my own living, I also started contributing to an insurance plan which promised me a wide range of benefits in return for a proportion of my salary. According to the rules then, once I had been in the plan for at least two years I would receive at least enough money to live on, for as long as I needed it, should I become unemployed or unable to work due to illness or disability and, once I had contributed for 20 years, I would receive a pension when I reached the age of 60. I dutifully contributed to this plan for 24
  3. I have monitored this CAG forum for many years and since the introduction of the Taking Control of Goods Regulations almost exactly one year ago it is clear that the level of forum posts has dropped dramatically. I would also suggest that the seriousness of the forum posts has reduced even further with many just asking what to do after receiving the NOE or questioning other forum guidance. All in all a positive thing for the enforcement industry as whole wouldn't you agree?
  4. Ok this is one that affects me directly so guidance is needed. I work for a large retailer and as part of my job they can change my shifts / hours to "suit the needs of the company". Because of this my shifts have been changed on 3 occasions causing major upheaval and stress within the family as we try to juggle time. I originally started on days then was moved to nights then twilight then back to nights all to suit the needs of the company. However now they have decided that they are changing the way replenishment is done ( Not my roll ) however this means the closure of the night s
  5. I do find that that the bailiff advice part of the site has been taken over a little by 'industry reps' who often support wrongful actions by EA's or HCEO's, without any helpful advice for Joe Public about what they can do. The replies often supports the actions of their colleagues in the industry. I think this is something that the CAG site team should keep an eye on. People come to CAG for fair balanced advice, which should hopefully enable them to resolve their problem. If CAG allows the site to be taken over by anonymous industry reps, it could damage the reputation of the site
  6. Hi, I thought I'd see what I can do about settling a joint ge money loan taken out approx 7 years ago. Unfortunately I've been reading posts on here and now think I'm in for a rough ride : I spoke with them last week and have a settlement figure of 4.5k although the original debt was only about 6k. I was actually hoping to be able to offer a reduced full and final settlement but from posts on here it seems highly unlikely. The loan was taken out jointly by my ex and myself. We split and had a couple of joint debts so we agreed to take one each, I'm stuck with thi
  7. It isn't working for me on Firefox anyway. Fine on Chrome. Any ideas?
  8. new to CAG able to post new threads but unable to reply to posts received to the thread only option is "quick reply" and on click available is "new thread" which wipes out my post reply-whats going on???
  9. Please can the new posts search button contain posts I have read? Currently, if I reply to a thread it does not appear in the search result unless someone else has subsequently posted a reply. Preferably, new posts should be all posts since I last logged in. Including replies. If this is not possible, please change the name of "new posts" to "unread posts".
  10. Apologies in advance if I am being a tad thick but can somebody please advise me how to remove a post made by myself ? Cheers.
  11. Lloyds reports third-quarter pre-tax loss after state-backed lender sets aside extra £750m for PPI mis-selling claims Lloyds Banking Group has increased its compensation fund for victims of payment protection insurance mis-selling to more than £8bn, pushing the lender to a third-quarter loss. The taxpayer-backed bank put aside £750m against PPI, taking its total bill to £8.03bn, by far the largest provision made by any British bank. The new provision pushed Lloyds to a third-quarter pre-tax statutory loss of £440m, driven in part as well by two one-off writedowns on the sale of the bank'
  12. Newbie here with lots of questions for my problems and also with questions on behalf of my mother. Looking forward to hopefully getting some advice, information, guidance and support from the forum members as I'm new to all this reclaiming stuff and also I don't know if I'm too late for some of it. Going to start searching to see where to post 1st question. Is there a forum guide that I can save or download?
  13. Royal Bank of Scotland has reported its best quarterly result in more than a year with a pre-tax profit of £826m and said it expects the goverment to be able to start selling its stake it the lender by the middle of next year or even earlier. The profit for the first three months of the year compares to a £1.5bn loss in the same period in 2012 and a £2.2bn loss in the final quarter of last year, largely as a result of a fall in impairments in losses from RBS's "bad bank". Stephen Hester, chief executive of RBS, said the results showed work turning around the performance of the taxpayer-
  14. HSBC has reported a £13.7bn pre-tax profit for 2012 as the bank was hit by further misselling provisions of £1.5bn and its £1.2bn fine from US regulators last year The bank saw profits fall 5.5 per cent last year, down from £14.4bn in 2011. The bank has set aside an extra £1.5bn in 2012 to cover compensation payments for the misselling of financial products, including £1.1bn to cover costs related to the misselling of payment protection insurance and £397m to cover costs relating to the misselling of interest-rate swaps. In total, HSBC has set aside £1.6bn to settle PPI-related claims.
  15. I used to know how to do it but have forgotten over time as I haven't had cause to use it. I have tried looking for it on site including Bookworm's excellent post http://www.consumeractiongroup.co.uk/forum/showthread.php?107001-quot-How-do-I...-quot-A-Dummies-Guide-to-this-Forum I know it requires the use of "color" within parentheses at the beginning and end of the statement, but I cannot remember what the magic words are. Or perhaps some one could kindly tell me where to find it on the site. Many thanks.
  16. Hi, My wife has a disciplinary hearing at work because she stupidly made comments about work on facebook and somebody screenshot these and give them to her boss. She basically said her work was a sh**hole and that she couldn't wait to get a new job so she could leave. She has now been suspended awaiting a disciplinary hearing which is this Wednesday with her manager and HR. My question is - what is the most likely outcome from this? She has no warnings at work but people have said she might get fired .... is this likely? Thanks Krav
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