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About Me


Found 10 results

  1. MOD to review Armed Forces exemption from UN Convention on the Rights of Persons with Disabilities READ MORE HERE: https://www.gov.uk/government/news/mod-to-review-armed-forces-exemption-from-un-convention-on-the-rights-of-persons-with-disabilities
  2. Hi there, My sister's husband has just this week passed away leaving over £36,000 worth of credit card debt including £16,000 to MBNA. There is no estate and he has pretty much left her in a mess financially, with no savings and just debt after debt. She is not a joint signatory and they were his credit card debts and nothing (apart from the fact she was married to him) links her to these. Will she have to pay them off (like she ever could) or do they die with him?
  3. mum died a while back. I had her estate sorted out and all accounts closed. Today I was just checking her emails and I saw there was an email off the national lottery. They said "We have transferred the balance from your National Lottery account to the bank account associated with your debit card because it is about to expire". I thought it was just spam at first but it had a username down the bottom. I entered mums usual password and sure enough it logged in I checked transactions to see at the end of August this year they did send £26 to my mums bank. I
  4. Hello I am posted this enquiry on several forums to hopefully find people further along the line than me or legal representatives who have dealt with Npower. My story is briefly that I acted as executor for a friend of, mine when she died. I contacted Npower to advise of the death of the account holder. The Npower call centre rep said that she would make the account deceased that the service address would remain until the property sold when any final amounts would be due. It was noted to be addressed to my name as they advised they cannot write to a deceased person but the address
  5. As the title says, my mother who is 76 years old has been asked to carry out a review. (She currently pays nothing) She is worried sick because her son, my brother has used her address as a contact point since his wife chucked him out 2 years ago. He was thrown out on the street whislt his former wife stayed in the martial home (rented). He stayed with me for some time and at my sisters house also. As he did not have a permemant address, he used mums address for everything. eg. bank account, drivers licence, employer etc with post still going to mums.. Looking from the outside in and on the
  6. A neighbour has asked if I can get some help on here. She and her husband took out a joint bank loan. Her husband recently died and the bank are insisting that she pays all the remainder of the loan. I was on the understanding that if a person died, then their debt died with them (that was certainly the case with my dad and his credit card debt). Is my neighbour liable for her deceased husbands share of the loan, or just her share?. Any help would be greatly appreciated.
  7. 2005 Loan made to purchase a leased flat and the loan was secured by a first mortgage on the property (the principal charge). In 2006 the loan was sold or transferred including all of its interests to another company who then recorded their interest by way a charge using the original mortgage deed which was created in 2005. A few months later with out any knowledge being given to us the borrowers, the so called loan in equity only part was sold and put in a pool of mortgages then sold to investors using the Irish stock exchange. We now jump to 2013 when aft
  8. In June 2007, I was told that I would never be able to legally drive and that I should register as partially sighted. This was sent to social services who sent someone around to see me. She told that I'm automatically entitled to a bus pass. I just have to send in my documents and I'll get one. I then had to renew my bus pass and had no problems at all. It was awarded for 5 years. I had to renew it this year and it has never worked. I went into the council office this morning who looked at the pass and said I need to see someone. She looked at my file and said I shouldn't have a bus
  9. In April 2008, the English disabled (and older persons pass) persons bus pass changed. We're now able to use the passes between 9.30am & 11pm Monday-Friday and all day at weekends and Bank Holidays. I am sure I read somewhere that the rules are different if you use your pass in London - there is no Monday-Friday restriction? Unfortunately, I can't remember where I read this. Can someone please confirm whether this is correct, please? Thank you
  10. Hi Everyone, Im in the process to start tacking this DCA they are well know in the industry Caboot ! I dont have an issue with debt outstanding but i do have a complaint to take up with them regarding sending me some other persons SAR info, something I never requested my understanding is they are in breach of the data protection act etc.......now I am going to send my complaint to ICO to inform them of my issue, I have duty of care to report any breach because this concerns me how many other persons have been sent someone elses file by error, however I dont have an idea on numbers effecte
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