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    • Thanks FTMDave, I like the cut of your jib - I'll go with that and obtain proof of postage. Encouraging that NPE have never followed through and seem to blowing hot air, let's see where they go after this   Regards
    • Please see my comments in orange within your post.
    • no i meant the email from parcel2go which email address did they send it from and who signed it off (whos name is at the bottom)
    • I understand confusion with this thread.  I tried to keep threads separate because there have been so many angles.    But a team member merged them all.  This is why it's hard to keep track. This forum exists to help little people fight injustice - however big or small.  Im here to try get a decent resolution. Not to give in to the ' big boys'. My "matter' became complicated 'matters' simply because a lender refused to sell a property. What can I say?  I'll try in a nutshell to give an overview: There's a long lease property. I originally bought it short lease with a s.146 on it from original freeholder.  I had no concerns. So lender should have been able to sell a well-maintained lovely long lease property.  The property was great. The issue is not the property.  Economy, sdlt increases, elections, brexit, covid, interest hikes etc didn't help.  The issue is simple - the lender wanted to keep it.   House or Flat? Before repo I offered to clear my loan.  I was a bit short and lender refused.  They said (recorded) they thought the property was worth much more and they were happy to keep accruing interest (in their benefit) until it reached a point where they felt they could repo and still easily quickly sell to get their £s back.  This was a mistake.  The market was (and is) tough.   2y later the lender ceo bid the same sum to buy the property for himself. He'd rejected higher offers in the intervening period whilst accruing interest. Lenders have a legal obligation to sell the property for the best price they can get. If they feel the offer is low they won't sell it, because it's likely the borrower will say the same. I had the property under offer to a fantastic niche buyer but lender rushed to repo and buyer got spooked and walked.  It had taken a long time to find such a lucrative buyer.  A sale which would have resulted in £s and another asset for me. Post repo lender had 1 offer immediately.  But dragged out the process for >1y - allegedly trying to get other offers. But disclosure shows there was only one valid buyer. Again, points as above. Lender appointed receiver (after 4 months) - simply to try acquire the freehold.  He used his powers as receiver to use me, as leaseholder, to serve notice on freeholders.  Legally that failed. Meanwhile lender failed to secure property - and squatters got in (3 times).  And they failed to maintain it.  So freeholders served a dilapidations notice (external) - on me as leaseholder (cc-ed to lender).   (That's how it works legally) Why serve a delapidations notice? If it's in the terms of the lease to maintain the property to a good standard, then serve an S146 notice instead as it's a clear breach of the lease. I don't own the freehold.  But I am a trustee and have to do right by the freeholders.  This is where matters got/ get complicated.  And probably lose most caggers.   Lawyers got involved for the freeholders to firstly void the receiver enfranchisement notice. Secondly, to serve the dilapidations notice.  The lack of maintenance was in breach of lease and had to be served to protect fh asset. Enfranchisement isn't something that can be "voided", it's in the Leasehold Reform Act 1967 that leaseholders have the right to buy the freehold of the property. It's normal, whether it is a "normal" leaseholder or a repossession with a leasehold house, to claim this right of enfranchisement and sell the property with said rights attached and the purchase price of the freehold included in the final completion price. That's likely what the mortgage provider wished to do. The lender did no repairs. They said a buyer would undertake them. Which was probably correct. If they had sold. After 1y lender finally agreed to sell to the 1st offeror and contracts went with lawyers.  Within 1 month lender reneged.  Lender tried to suggest buyer walked. Evidence shows he/ his lawyers continued trying to exchange (cash) for 4 months.  Evidence shows lender and receiver strategy had been to renege and for ceo to take control.   I still think that's their plan. Redact and scan said evidence up for others to look at? Lender then stupidly chose to pretty much bulldoze the property.  Other stuff was going on in the background. After repo I was in touch by phone and email and lender knew post got to me.   Despite this, after about 10 months (before and then during covid), they deliberately sent SDs and eventually a B petition to an incorrect address and an obscure small court.  They never served me properly.  (In hindsight I understand they hoped to get a backdoor B - so they could keep the property that way.)  Eventually the random court told them to email me by way of service.  At this point their ruse to make me B failed.  I got a lawyer (friend paid). The B petition was struck out. They’d failed to include the property as an asset. They were in breach of insolvency rules. So this is dealt with then. Simultaneously the receiver again appointed lawyers to act on my behalf as leaseholder. This time to serve notice on the freeholders for a lease extension.  He had hoped to try and vary the strict lease. Evidence shows the already long length of lease wasn't an issue.  The lender obviously hoped to get round their lack of permission to do works (which they were already doing) by hoping to remove the strict clauses that prevent leaseholder doing alterations.  You wouldn't vary a lease through a lease extension. You'd need a Deed of Variation for that. This may be done at the same time but the lease has already been extended once and that's all they have a right to. The extension created a new legal angle for me to deal with.  I had to act as trustee for freeholders against me as leaseholder/ the receiver.  Inconsistencies and incompetence by receiver lawyers dragged this out 3y.  It still isn't properly resolved. The lease has already been extended once so they have no right to another extension. It seems pretty easy to just get the lawyer to say no and stick by those terms as the law is on your side there. Meanwhile - going back to the the works the lender undertook. The works were consciously in breach of lease.  The lender hadn't remedied the breaches listed in the dilapidations notice.  They destroyed the property.  The trustees compiled all evidence.  The freeholders lawyers then served a forfeiture notice. This notice started a different legal battle. I was acting for the freeholders against what the lender had done on my behalf as leaseholder.  This legal battle took 3y to resolve. Again, order them to revert it as they didn't have permission to do the works, or else serve an S146 notice for breach of the lease. The simple exit would have been for lender to sell. A simple agreement to remedy the breaches and recompense the freeholders in compensation - and there's have been clean title to sell.  That option was proposed to them.   This happened by way of mediation for all parties 2y ago.  A resolution option was put forward and in principle agreed.  But immediately after the lender lawyers failed to engage.  A hard lesson to learn - mediation cannot be referred to in court. It's considered w/o prejudice. The steps they took have made no difference to their ability to sell the property.  Almost 3y since they finished works they still haven't sold. ** ** I followed up some leads myself.  A qualified cash buyer offered me a substantial sum.  The lender and receiver both refused it.   I found another offer in disclosure.  6 months later someone had apparently offered a substantial sum via an agent.  The receiver again rejected it.  The problem of course was that the agent had inflated the market price to get the business. But no-one was or is ever going to offer their list price.  Yet the receiver wanted/wants to hold out for the list price.  Which means 1y later not only has it not sold - disclosure shows few viewings and zero interest.  It's transparently over-priced.  And tarnished. For those asking why I don't give up - I couldn't/ can't.  Firstly I have fiduciary duties as a trustee. Secondly, legal advice indicates I (as leaseholder) could succeed with a large compensation claim v the lender.  Also - I started a claim v my old lawyer and the firm immediately reimbursed some £s. That was encouraging.  And a sign to continue.  So I'm going for compensation.  I had finance in place (via friend) to do a deal and take the property back off the lender - and that lawyer messed up bad.   He should have done a deal.  Instead further years have been wasted.   Maybe I only get back my lost savings - but that will be a result.   If I can add some kind of complaint/ claim v the receiver's conscious impropriety I will do so.   I have been left with nothing - so fighting for something is worth it. The lender wants to talk re a form of settlement.  Similar to my proposal 2y ago.  I have a pretty clear idea of what that means to me.  This is exactly why I do not give up.  And why I continue to ask for snippets of advice/ pointers on cag.  
    • It was all my own work based on my previous emails to P2G which Bank has seen.
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Small claims witness statement facts


maximus999
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Hi All,

I am taking a company to court for damage to a vehicle I own. The defendant has defended and made a counterclaim.

 

I am at the stage were we have recently exchanged witness statements and a court hearing has been set.

 

Looking through the witness statements they are made up of lies throughout by two witnesses.

I received these statements on the final day they had to be submitted and I am unsure if I can make the courts aware of their lies.

By lies I will explain, I am being counter sued for a certain amount, an invoice has been sent to show the cost of damage that they say I done to their property, within the invoice it has parts used which in the witness statement states they were put on after the incident that I am claiming for.

 

I am unsure if I can send a letter to the courts to highlight this or is it to late and I will have to see what happens on the day.

 

In the court directions for the witness statement request it states that we should send any relevant documents or evidence to the courts to come to a decision, however this is new evidence at the last minute.

 

 

I hope someone can shed some light for me.

Thanks

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Having a little bit of the full story would be helpful,

however, you can always challenge their statement and ask for evidence supporting it.

 

Most times judges can read between the lines and spot the lies,

but occasionally you need to point out the inconsistencies and unsubstantiated claims for them to come to the correct conclusion.

 

In my experience most defendants will lie at one point, but if you have gathered good evidence you should be able to show this.

Don't call them liars, use words like incorrect, inconsistent, unsubstantiated, miscommunication, hearsay, etc.

Judges don't like catfight in their court, so don't use words that could "offend" the defendant.

Saying that their claim is not based upon reliable evidence means that they're lying, but you're not spelling it out.

 

On one occasion though, a judge asked a colleague directly if he meant that the witness was lying.

The answer has to be either "yes" or "I believe they don't have the evidence to state this" which is the same.

Edited by dx100uk
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You can submit a Supplemental Witness statement in response...but it must be new evidence/facts important to your claim and not just tit for tat...must be filed and served not less than 3 days pre hearing.

 

 

Andy

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Thanks for the info Andy, I have searched all over the internet but couldnt find anything.

 

I did not want to put much detail as big brother is watching.

 

I attended a caravan park, the site had new barrier systems in place with a fence to the side of the road i was driving. I was towing a large caravan.

As I was let through by the security staff the two barriers were in the upright position, the security staff walked alongside my vehicle as I went through them but the barrier on the opposite side started to come down which I did not see, the security staff could see, he looked at my caravan and car position and then at the barrier coming down but didn't warn me.

As I drove over a speed bump whilst looking through my mirrors I slightly pulled my car to the right within my lane to avoid the rear of my caravan hitting the fence, my car was within my lane although my caravan went over the white line by 5 inches. The caravan is wider than my car.

 

The Barrier hit the front edge of my caravan 3 inches in, the barrier was the full length of the road.

 

I made contact with the company and i was advised it was just an accident and that they wont persue me for damage to the barrier. I made a small claims request.

 

They counter claimed for the damage to the barrier for the amount of £1250.

 

I was sent the invoice for the works, within the description of what was replaced it has items that were not present at the time of the incident. I have taken photos of before and after.

The new witness statement makes reference to this, I want to highlight to the judge this but I want to do it in a way that the courts accept.

The statement of the security manger who attended my caravan pitch after states that I advised him i pulled over to avoid the fence as i previously had an accident and didnt want it to happen again, this is a total lie as I have never had an accident.

 

The lies go on and on but from what i gather from the replies is that I have to highlight new evidence put forward from them?

 

Thanks again

Edited by maximus999
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Why did you take a photo of the barrier before the incident?

 

Hi Manx man,

I took my car back to take photos of the road width as it is very narrow, fortunately I got the barriers in the photo which showed them clearly.

 

After the incident and back and forth I was sent the invoice from the company who installed them. They told me they recommended for the devices to be fitted as part of the risk assessment, the site refused to have them installed as it would interfere with they way they wanted them to operate, he also said I shouldn't be billed for them, they are on the invoice and they have stated in the witness statement that was sent last thing on the expired day that they after the incident requested for them to be fitted but are billing me for the privelage!

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Many caravans are now 2.5m wide and yours is probably 2.3m wide which raises the question of whether a 2.5m wide caravan would safely enter the caravan site? Many motorhomes are also 2.5m wide and may have a similar issue.

Generally many Caravan Club & Camping and Caravan club have barriers but there is an island in the middle dividing the in and out lanes and to prevent this sort of mishap. These barriers start to come down but if they sense anything in the way, they stop and return to the upright position.

However I am sure that the camping site has a duty of care to ensure that these sort of mishaps do not occur! What would have been the consequences if a person or child happened to be walking where the barrier came down? It would cause them serious injury.

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Hi Surfer 01,

In a nut shell you have hit the nail on the head, however the caravan park do not see it that way ad I hope the judge is a fellow caravan-er!

 

I am a member of the caravan and camping club, there are barriers on all their affiliated sites as you describe, the barriers have sensors to detect objects within their field. In my situation the site had the barriers manufactured to cover the whole length of each carriageway with poor security devices fitted.

As I was advised to set off by the security attendant, both barriers were in the upright position, I had a speed bump to manoeuvre along with anything that could be in the blind spot to the left of my caravan, I say blind spot because the entrance barriers are on a slight bend within the roadway, a newly erected fence was built to the kerb of my carriageway, I pulled my tow vehicle to the centre line but within my carriageway to avoid the fence, the road is very narrow!.

 

I was unaware of the descending barrier on the opposite side of the carriageway nor was I informed throughout it was coming down, the security staff was walking alongside of my car at the time and my window was down as I had just spoken to him.

 

From the CCTV footage he looks at the barrier coming down. I didn't see this as at the angle I was driving forward I had my A pillar blocking my view to the right. He then looks at my caravan and car position and does not say anything to warn me.

 

The inevitable happens and the barrier clips my caravan (£850 damage), the end of the pole which reaches to the centre white line hit my caravan two inches into the front panel, they are claiming I was driving on the wrong side of the road. CCTV footage shows my car being within my lane but yes my caravan over hung by two inches for the reason's I have given.

 

The caravan site was advised by the company who installed the barriers through their risk assessment, to have additional sensors fitted that when broken would return the barrier into the upright position, this was confirmed to me over telephone along with that the site were issued fob's to control the barriers but decided not to at the last minute so they could operate in the manner what was present on the day of my incident.

 

Since the incident the fob's have been set up along with additional safety beam sensors.

Through a recent witness statement, a member of staff contacted the company who installed the barriers and they have denied having such conversations with me. I do have my mobile itemised bill to confirm I had a 10 minute conversation with the company.

 

I need to serve a supplementary witness statement to show how would have I have know about the fob's and safety beams so early on into the claim if this wasn't spoken to me about.

 

There is a counterclaim with their defence, items such as the fob's and safety beam equipment are on the invoice which they are counterclaiming. A witness statement by the security manager has highlighted the sensors were put in for free - these are on the counterclaim invoice.

Additionally a receiver board for the fob's to be utilised and fitted has been indicated through the same statement so they can control the barriers - this is indicated on the invoice also .

 

In the witness statement the security manager has stated I pulled over to the middle of the road as I advised him I had a previous accident in my caravan and I didn't want to hit the fence and have another. I have never had an accident in my caravan in the 10 years towing. I have towed through pairs, Germany, Holland, Belgium and France to end up at this site who have poorly trained staff and inadequate security devices fitted. Three mnths prior to the accident i passed my B+E driving test, I have been driving a car for 17 years also and never had an accident.

 

I am afraid that when I go to court the judge may have made his mind up of the incident through their lies in the witness statement and I need to know how to provide a further statement to highlight the inaccuracies.

 

Thanks for all your time.

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Are you confirming it was a Camping & Caravan Club and it is them that is counter claiming? If you are absolutely truthful and have video footage it would help your claim tremendously. Sadly the fact that you phoned the security company is not going to be of much use as you could have been talking about anything.

Will you be calling in the security company as an expert witness to state how the barriers should have worked. I would think that they would have notes, plans or drawings that are dated in their possession showing the original specifications of the installation and then also notes regarding the improvements. If it is a C & CC site then they should also have copies of these notes & drawings. You could ask them to produce these in a court of law as evidence. I am not sure if planning permission is required from the local council and again they may have the drawings or plans os maybe 3 angles of attack?

I think if you did this they may all back down before the actual hearing. Worth a shot.

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The same way you draft a normal statement...but the heading states " Supplemental Witness Statement "

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The same way you draft a normal statement...but the heading states " Supplemental Witness Statement "

 

 

Thanks for the information, it is of great use. I have found that the courts like paperwork in a certain fashion to speak and I dont want anything dismissed what I submit .

 

Do I make reference to the witness statements in an opening sentence and parts that is new evidence, counter them to speak.

 

Thanks

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Yes......This Supplemental Statement is submitted in support of my previous statement dated xxxxxx in which I wish to add further points in light of new evidence being disclosed.

 

Then go into your points.

 

 

Andy

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Yes......This Supplemental Statement is submitted in support of my previous statement dated xxxxxx in which I wish to add further points in light of new evidence being disclosed.

 

Then go into your points.

 

 

Andy

 

Thanks for the info Andy

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  • 3 weeks later...

Just a little more info needed if possible and thankyou for your time all.

 

I have received witness statements from the other party to which there are lies made.

If for instance I have stated I have an unblemished driving record towing caravans in my counterclaim defense and their witness statement states I advised him that I wanted to avoid ABZ because I stated I had a previous accident, can I highlight this is untrue?

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Have you not already submitted your statement and a supplemental statement ?

We could do with some help from you.

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Hi Andy, I was advised by a solicitor friend that I did not need to supply a witness statement for myself, my partner had to do a statement. I was advised that my case was already highlighted within statements made prior.

 

From what I have gathered I have to submit the supplement witness statement within the time scale you stated in a previous post.

 

Sorry for the naivety but I am learning as I go along to speak. I am self employed and work seven days a week and 12 hour days. I know it's no excuse for people who have time and work in this field.

 

To be honest I want it to be over and done with now. My court date is the 19th January. The other parties solicitor has sent a request for the case to be thrown out of course because I didn't send the defence to counterclaim in time, I did, I rang the local courts and they confirmed I sent the documents in time. Now the statements are full of untrue events and points to their counterclaim amount that they are contradicting.

 

Thanks for your time again

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" The other parties solicitor has sent a request for the case to be thrown out "

 

If you could expand...do you mean they have made an application to strike out your claim and defence ?

 

 

Andy

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Hi Andy, they have applied for, request for judgement by default. They applied for this on their paperwork on 14th August, they say I submitted out of time on the 22nd August. I had until the 24th August to submit according to the courts paperwork. I have telephoned the courts and they have no records of this request.

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