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JD Williams Account Sold to Lowells.


Ronnie1234
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I have four accounts with JD Williams

approx five months ago I started a repayment plan with them.

Totalling £200 a month over the four accounts.

 

Two days ago I received a letter to say that my accounts have been sold to Lowell and they will now collect my direct debits

 

 

I've looked on my bank account & notice three of the direct debits are now under Lowell rather than JD Williams - one of them has stayed under JD Williams.

 

Just wondering:

1. Can they do this?

2. What should I do from here?

Thanks

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Stop the Direct Debits before Loweel take payment.

 

Then send the following x3 to Loweel and request a copy of the agreements.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387435-CCA-Request-Consumer-Credit-Act-1974-**Updated-January-2015**

 

 

Regards

 

Andy

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Postal Order preferred ...no signatures.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Great thank you will go to post office Monday

 

Would Lowell have purchased this off JDW despite myself & JDW having a repayment agreement

 

Just to add to this I'll be going on Maternity leave in June so was going to write to them closer to time to arrange reduced payments!

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yes

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I will send letters out today, I just noticed when obtaining my reference numbers, JD Williams have actually sent me a letter saying they are passing to Lowell and then the Lowell letter is enclosed in same envelope - does this make a difference?

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hey wheres our cash cow gone...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Letter(s) received off Lowell today saying they have asked JD Williams to provide requested documentation & aim to provide within 12 working days. In the meantime account is on hold, if they've not heard from JD Williams after 40 days they will send an update

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cash cow being further led out the parlour...

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

thats becasue they never had an authorisation in the first place so a bit of a cheek to complain that you are stopping them robbing you. what next, notes from your local burglar complaining about the lock on your door?

You are learning that when you are informed you have the power.

I've received letter off Lowell now saying to please contact as my DD has failed! I'll just ignore this as has obviously crossed over with my CCA request
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You could send an email stating the DDs will resume when you comply to my section 78 request and its legal and valid:wink:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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  • 3 months later...

letters received from Lowell this week to say they will no longer be chasing this debt.

 

Was sorting out DDs / SO out of bank on tues & noticed DDs set up again to JD Williams so cancelled them.

 

Letters received this morning from JD Williams to ask why I've cancelled DDs.

 

Can they do this

pass to Lowells

then when Lowells aren't successful decide to set up DDs again & try to take funds?

Good job I noticed on my account in week!

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No company can set up a DD without your consent and then they have to provide a minimum of 10 days notice of any DD payment going through.

We could do with some help from you.

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 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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pers i'd resend a new CCA request to SD for each account.........

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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nope ignore stuff to date

 

 

re send CCA request s to SD

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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