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    • no i meant the email from parcel2go which email address did they send it from and who signed it off (whos name is at the bottom)
    • I understand confusion with this thread.  I tried to keep threads separate because there have been so many angles.    But a team member merged them all.  This is why it's hard to keep track. This forum exists to help little people fight injustice - however big or small.  Im here to try get a decent resolution. Not to give in to the ' big boys'. My "matter' became complicated 'matters' simply because a lender refused to sell a property. What can I say?  I'll try in a nutshell to give an overview: There's a long lease property. I originally bought it short lease with a s.146 on it from original freeholder.  I had no concerns. So lender should have been able to sell a well-maintained lovely long lease property.  The property was great. The issue is not the property.  Economy, sdlt increases, elections, brexit, covid, interest hikes etc didn't help.  The issue is simple - the lender wanted to keep it.    Before repo I offered to clear my loan.  I was a bit short and lender refused.  They said (recorded) they thought the property was worth much more and they were happy to keep accruing interest (in their benefit) until it reached a point where they felt they could repo and still easily quickly sell to get their £s back.  This was a mistake.  The market was (and is) tough.   2y later the lender ceo bid the same sum to buy the property for himself. He'd rejected higher offers in the intervening period whilst accruing interest. I had the property under offer to a fantastic niche buyer but lender rushed to repo and buyer got spooked and walked.  It had taken a long time to find such a lucrative buyer.  A sale which would have resulted in £s and another asset for me. Post repo lender had 1 offer immediately.  But dragged out the process for >1y - allegedly trying to get other offers. But disclosure shows there was only one valid buyer. Lender appointed receiver (after 4 months) - simply to try acquire the freehold.  He used his powers as receiver to use me, as leaseholder, to serve notice on freeholders.  Legally that failed. Meanwhile lender failed to secure property - and squatters got in (3 times).  And they failed to maintain it.  So freeholders served a dilapidations notice (external) - on me as leaseholder (cc-ed to lender).   (That's how it works legally) I don't own the freehold.  But I am a trustee and have to do right by the freeholders.  This is where matters got/ get complicated.  And probably lose most caggers.   Lawyers got involved for the freeholders to firstly void the receiver enfranchisement notice. Secondly, to serve the dilapidations notice.  The lack of maintenance was in breach of lease and had to be served to protect fh asset. The lender did no repairs. They said a buyer would undertake them. Which was probably correct. If they had sold. After 1y lender finally agreed to sell to the 1st offeror and contracts went with lawyers.  Within 1 month lender reneged.  Lender tried to suggest buyer walked. Evidence shows he/ his lawyers continued trying to exchange (cash) for 4 months.  Evidence shows lender and receiver strategy had been to renege and for ceo to take control.   I still think that's their plan. Lender then stupidly chose to pretty much bulldoze the property.  Other stuff was going on in the background. After repo I was in touch by phone and email and lender knew post got to me.   Despite this, after about 10 months (before and then during covid), they deliberately sent SDs and eventually a B petition to an incorrect address and an obscure small court.  They never served me properly.  (In hindsight I understand they hoped to get a backdoor B - so they could keep the property that way.)  Eventually the random court told them to email me by way of service.  At this point their ruse to make me B failed.  I got a lawyer (friend paid). The B petition was struck out. They’d failed to include the property as an asset. They were in breach of insolvency rules. Simultaneously the receiver again appointed lawyers to act on my behalf as leaseholder. This time to serve notice on the freeholders for a lease extension.  He had hoped to try and vary the strict lease. Evidence shows the already long length of lease wasn't an issue.  The lender obviously hoped to get round their lack of permission to do works (which they were already doing) by hoping to remove the strict clauses that prevent leaseholder doing alterations.   The extension created a new legal angle for me to deal with.  I had to act as trustee for freeholders against me as leaseholder/ the receiver.  Inconsistencies and incompetence by receiver lawyers dragged this out 3y.  It still isn't properly resolved.  Meanwhile - going back to the the works the lender undertook. The works were consciously in breach of lease.  The lender hadn't remedied the breaches listed in the dilapidations notice.  They destroyed the property.  The trustees compiled all evidence.  The freeholders lawyers then served a forfeiture notice. This notice started a different legal battle. I was acting for the freeholders against what the lender had done on my behalf as leaseholder.  This legal battle took 3y to resolve. The simple exit would have been for lender to sell. A simple agreement to remedy the breaches and recompense the freeholders in compensation - and there's have been clean title to sell.  That option was proposed to them.   This happened by way of mediation for all parties 2y ago.  A resolution option was put forward and in principle agreed.  But immediately after the lender lawyers failed to engage.  A hard lesson to learn - mediation cannot be referred to in court. It's considered w/o prejudice. The steps they took have made no difference to their ability to sell the property.  Almost 3y since they finished works they still haven't sold. ** ** I followed up some leads myself.  A qualified cash buyer offered me a substantial sum.  The lender and receiver both refused it.   I found another offer in disclosure.  6 months later someone had apparently offered a substantial sum via an agent.  The receiver again rejected it.  The problem of course was that the agent had inflated the market price to get the business. But no-one was or is ever going to offer their list price.  Yet the receiver wanted/wants to hold out for the list price.  Which means 1y later not only has it not sold - disclosure shows few viewings and zero interest.  It's transparently over-priced.  And tarnished. For those asking why I don't give up - I couldn't/ can't.  Firstly I have fiduciary duties as a trustee. Secondly, legal advice indicates I (as leaseholder) could succeed with a large compensation claim v the lender.  Also - I started a claim v my old lawyer and the firm immediately reimbursed some £s. That was encouraging.  And a sign to continue.  So I'm going for compensation.  I had finance in place (via friend) to do a deal and take the property back off the lender - and that lawyer messed up bad.   He should have done a deal.  Instead further years have been wasted.   Maybe I only get back my lost savings - but that will be a result.   If I can add some kind of complaint/ claim v the receiver's conscious impropriety I will do so.   I have been left with nothing - so fighting for something is worth it. The lender wants to talk re a form of settlement.  Similar to my proposal 2y ago.  I have a pretty clear idea of what that means to me.  This is exactly why I do not give up.  And why I continue to ask for snippets of advice/ pointers on cag.  
    • It was all my own work based on my previous emails to P2G which Bank has seen.
    • I was referring to #415 where you wrote "I was forced to try to sell - and couldn't." . And nearer the start in #79 .. "I couldn't sell.  I had an incredibly valuable asset. Huge equity.  But the interest accrued / the property market suffered and I couldn't find a buyer even at a level just to clear the debt." In #194 you said you'd tried to sell for four years.  The reason for these points is that a lot of the claims against for example your surveyor, solicitor, broker, the lender and now the receiver are mainly founded in a belief that they should have been able to do something but did not. Things that might seem self evident to you but not necessarily to others. Pressing these claims may well need a bit more hard evidence, rather than an appeal to common sense. Can you show evidence of similar properties, with similar freehold issues, selling readily? And solid reasons why the lender should have been able to sell when you couldn't.
    • You can use a family's address.   The only caveat is for the final hearing you'd need to be there in person   HOWEVER i'd expect them to pay if its only £200 because costs of attending will be higher than that
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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TnC Parking Enforcement Notice


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Hi Everyone,

 

I need some advice and confirmation that I should be ignoring a Parking Enforcement Notice which I received from TnC Parking Services on behalf of their client P4 Parking.

 

I live Edinburgh (EH11) and the fight for parking spaces is a daily battle. I'm a musician and after returning home very late one night from work, I parked in the only place available within a two mile radius of my flat. I parked on the street, not in a bay and was not obstructing or impacting access to the car park in anyway. There are just two signs within that area of the car park however nether are on the side of which I parked and none are visible at night due to low lighting. The area in which I parked is used on a daily basis by others and their inconsistencies in who they choose to ticket is somewhat baffling.

 

After reading many posts on here, I have chosen to ignore the two demands they have sent me so far via the personal information they acquired from the DVLA, as there are no trespass laws in Scotland and I believe that only police or council have the right to issue such demands.

 

So my question is, am I right? Should I keep ignoring or do I contact them with my despute?

 

I have no intention of paying this so called 'fine' as I believe it to be unlawful but somehow they've manage to get under my skin and I can't help but worry about it. :frown:

 

Please help put my mind at ease. Many thanks in advance.

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In Scotland there is no chance of anyone recovering anything from you as there is no such thing as trespass so just ignore any letter that doesnt arrive with a red county court stamp on it. If they are stupid enough to issue a summons then that is easily defeated by demanding "strict proof" of claim by claimant.

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  • 2 weeks later...

I spent almost £300 at Homebase in Greenock only to be hit a week later with a Contractural Parking Charge Notice from G24 Ltd. They want £100 from me which will be reduced to £60 if I pay within 14 days. My "crime"? I parked in the Homebase car park for 143 minutes which was 53 minutes over the permitted 90 minutes. I am seething especially as the signage was very poor, I was not aware that there were any restrictions and I do not recall entering into any contract,

I have read various opinions and have decided to ignore this letter. Is this the right thing to do? Has anyone actually been taken to court? Like other people, I just need a bit of reassurance.

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I refer to your invoice dated the xxxxxx

 

In response, I would ask you to note the following.

The registered keeper/owner of a vehicle is under no obligation whatsoever to provide details of the driver or any other information to a commercial company of no legal status of any description. (Scottish Jurisdiction).

 

In addition, liability for payment could only be determined by a Sherriff under Scottish Civil Law and such demands should not be confused in any way with Penalty Charge Notices issued under the terms of a Road Traffic Order.

 

Furthermore,, where a ticket has been issued under the law of contract to a vehicle which although allowed to park on the land, is in breach of the conditions relating to parking, the driver could argue that the charge being demanded is so high that it amounts to a penalty and is therefore unlawful under the Unfair Terms in Consumer Contract Regulations 1999.

 

What the regulations state

 

A contractual term which has not been individually negotiated shall be regarded as unfair if, contrary to the requirement of good faith, it causes a significant imbalance in the parties’ rights and obligations arising under the contract, to the detriment of the consumer.

 

A term shall always be regarded as not having been individually negotiated when it has been drafted in advance and the consumer has therefore not been able to influence the substance of the term.

The previous paragraphs are also supported by the Scottish case of Castaneda and Others v. Clydebank Engineering and Shipbuilding Co., Ltd. (1904) 12 SLT 498 the House of Lords held that a contractual party can only recover damages for actual or liquidated losses incurred from a breach of contract

 

Transferral to a debt collection agency and the threat of additional charges is also in my opinion questionable for the following reasons taken from the Office of Fair Trading Debt Collection Guidance.

 

 

2.6 Paragraph H.

Ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for money.

 

2.8 Paragraph A

Sending demands for payment to an individual when it is uncertain that they are the debtor in question.

 

2.8 Paragraph J

Requiring an individual to supply information to prove they are not the debtor in question.

 

2.10 Paragraph B

Misleading debtors into believing that they are legally liable to pay collection charges when this is not the case, for example, when there is no contractual provision. .

 

I am also aware that I am under no obligation to engage in any way with debt collection agents.

 

In Conclusion, the contents of this correspondence should not be considered as a letter of appeal, but as total denial of liability..

 

I hope this clearly outlines my position.

 

Yours faithfully

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  • 1 month later...

I sent a letter denying liability and have now received a "final notice". G24 are now demanding £100 saying that "you (as the registered keeper) are now liable to pay the Parking charge and we have the right to take recovery action against you". If, after 28 days the Parking Charge is not paid they will take further steps to recover the amount owed by forwarding the outstanding amount to a debt recovery agency and additional charges may arise if they have to do so.

 

I have no intentions of paying but just wondered if this would have any affect on my credit rating?

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I sent a letter denying liability and have now received a "final notice". G24 are now demanding £100 saying that "you (as the registered keeper) are now liable to pay the Parking charge and we have the right to take recovery action against you". If, after 28 days the Parking Charge is not paid they will take further steps to recover the amount owed by forwarding the outstanding amount to a debt recovery agency and additional charges may arise if they have to do so.

 

I have no intentions of paying but just wondered if this would have any affect on my credit rating?

 

None whatsoever.

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In Scotland the PoFA doesnt apply so it is for the company to prove that you were the driver at the time. Did you admit being the driver? if you didnt their claim is dead in the water as without proof of who was driving at the time they cannot even begin to chase the RK of the vehicle, which they appear to be doing so you can claim for harassment by them. As for the rest of the wording of their letter, it is all hot air. Passing it on to a DCA just means that you will get some more letters telling you to pay up and probably adding another £50 to the supposed debt but this is a worthless as the original letters. This again, has no legal basis so no-one is going to take you to court because if you defend any action they may well be in BIG trouble and lose the legal right to pursue anyone for debt in the future via the court process as well as costing them good money.

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G24 do not know who was driving the car and I have not given them this information. I have informed them that under Scottish jurisdiction the registered keeper/owner of a vehicle is under no obligation whatsoever to provide details of the driver or any other information to a commercial company of no legal status of any description. So it does appear that they are harassing me as I haven't just rolled over and paid up. Should I write to them again or just ignore?

 

I just wish more people would stand up to these bullies as they are taking advantage of people's fear and/or indifference.

 

Thanks for everyone's support as sometimes it's a bit worrying when you have kept on the straight and narrow all your life and then something like this happens!

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If you want to pay for a stamp and continue playing letter tennis then by all means reply but I think that they will cut their losses and leave you alone soon. Sending out pointless drivel costs them money so as long as it doesnt really bother you I would leave them alone and file away all the correspondence in case you do feel like hitting them back at some point if it all gets a bit too much.

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