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    • Hi,  It has been a long time but I have had confirmation claim will proceed to hearing in roughly 1 months time.  I was wondering if anyone could advise on defence please.  A few questions I have are: 1) I didn't notify VCS that I was not the driver of the vehicle and the judge may look negatively on this point.  I did not receive any direction in correspondence from VCS  that I should inform them if I was not the driver and that was going to be the foundation for may argument on this point. 2) The vehicle is stopped at a zebra crossing.  Based on the images from VCS for around 10 seconds.  At that time there is someone standing near the zebra crossing and someone else enters my vehicle.  I was going to raise the point that stopping at a zebra crossing when someone is standing near it is to be expected.  I was also going to ask the question how you can have a no stopping zone when there are zebra crossings where the driver is required to stop. 3) The no stopping zone is clearly signposted, however, no drop off or pickup is not clearly signposted with one small sign at the zebra crossing, parallel to the road and on the passengers side.  I was going to challenge that no-drop off or pickup is clearly signposted.  4) VCS mentioned my initial defence was generic and clearly copied from the internet.  It covered 1) Claimant not being in a position to state if the Defendant was the driver at the time.  2) No evidence that claimant's contract with landowner supersedes byelaws & signage isn't legally binding contract. 3) No contractual costs and interest cannot be accrued on speculative charge. I am interested to know if anyone has had success or been unsuccessful with this 'generic' defence. 5) If I should submit an updated defence to the court based on questions 1, 2 & 3.  Or if it is better to only raise these points in court? Thanks.  Any guidance would be appreciated  
    • I honestly don't know, Baz. In addition what I don't  understand (from that pamphlet) is this: The s88 criteria are quite clear and don't need a medical professional to interpret them . The one most relevant to his topic says that an application is not a "qualifying application" if a relevant disability has been declared. The problem with the word "may" is how does the applicant establish whether me "may" driver under s88 when he has not complied with its conditions? I don't know the answer to that either. But to further muddy the waters, the pamphlet says this (about : But the s88 statute says absolutely nothing like that at all. It simply says that if you have declared a relevant disability s88 does not apply. The DVLA pamphlet is simply confusing as far as I can see. That's actually my opinion and that's what I would stick to if it was me making the application. But I'll seek a few opinions from others over the next couple of days.
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Barclays ...Just back from Court ***WON***


herbie171
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Just back from court

 

I argued that the application sent was illegible judge agreed

I also argued that the T/C were in a separate document the judge agreed.

I also argued that the prescribed terms were missing ??????

They argued that the prescribed terms were on the back of the agreement and asked for an adjournment, this was granted with the judge saying they had to file a witness statement by 17th July from a Barclays Bank employee stating that the prescribed terms were on the back of the application presented to the court and that they should not be penalized for not producing a clear copy or the original

 

Another question who pays for todays hearing as they gave me a cost sheet for about £3800 plus more for the day and then they wanted the adjournment

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If you believe that the prescribed terms and conditions were never supplied to you then you should file your own statement - signed as an affidavit in support of this.

If there are opposing statements on this issue, then your should prevail as yours sill be firsthand evidence and also they will not have any real supporting evidence to the contrary other than a witness statement which will not be based on actual knowledge

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If you believe that the prescribed terms and conditions were never supplied to you then you should file your own statement - signed as an affidavit in support of this.

If there are opposing statements on this issue, then your should prevail as yours sill be firsthand evidence and also they will not have any real supporting evidence to the contrary other than a witness statement which will not be based on actual knowledge

 

This is the alleged agreement

http://i619.photobucket.com/albums/tt274/corinadeva/img003_edited-1.jpg

 

They claim the P/T were on the back

 

I will post the ruling when it is sent from the court

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Another question, while sitting waiting for the hearing to start, the barrister representing the other side came over to me and started to mention his costs,I butted in and said I was not interested in your costs and to go away, but why would he do that ????

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Another question, while sitting waiting for the hearing to start, the barrister representing the other side came over to me and started to mention his costs,I butted in and said I was not interested in your costs and to go away, but why would he do that ????

 

To frighten you :rolleyes:

 

I'd love to know how they got the T&C's on the back of that form as it's a mailer.

 

JOgs

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To frighten you :rolleyes:

 

I'd love to know how they got the T&C's on the back of that form as it's a mailer.

 

JOgs

 

I was right to tell him to go away then,:lol: have to agree about the mailer lets see what they submit by the 17th July

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A skeleton arguement is a list of the reasons you are fighting the claim, you literally list the problems in order and don't put in any legal stuff. Ie

 

1. On xxx date I received exhibit a from xxx company

2. The facts in the document are incorrect (list the problems)

3. Any costs to be paid by the claimant as they have brought about an unsubstantiated claim and have caused stress and anxiety ato the defendant.

 

That is just a brief example, but you do need to state costs to be paid by the claimants just in case...

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A skeleton arguement is a list of the reasons you are fighting the claim, you literally list the problems in order and don't put in any legal stuff. Ie

 

1. On xxx date I received exhibit a from xxx company

2. The facts in the document are incorrect (list the problems)

3. Any costs to be paid by the claimant as they have brought about an unsubstantiated claim and have caused stress and anxiety ato the defendant.

 

That is just a brief example, but you do need to state costs to be paid by the claimants just in case...

 

Thank you very much :D

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subbing 100%

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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Could someone please explain Subbing ????

 

Subscribing - it means I am interested in the content of the thread.

 

By subbing, I get automatic notification of any new posts on the thread. I cann keep up to date on the activity without trying to find this thread again. It registers in my profile and I can link directly to it

 

Hope this helps.

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  • 3 weeks later...

Cant believe what I am reading again about Judges.

 

Clearly the copy of the agreement is a microfiche copy and if the perscribed terms were on the back they should have been copied.

 

Who in the right mind at Barclays is going to put there head on the block and say the terms were on the reverse?

 

If they are foolish enough to do so I would demand they attend Court so you can cross-examine them!!

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The judge ordered that a witness statement from a person who had worked for Barclays Bank be submitted by Cabot who could testify that the P/T were on the other side of the application,

 

This was to be done by the 17th July 4.0pm. Today this arrived alone with a statement saying this is a copy of the application that was signed

 

http://i619.photobucket.com/albums/tt274/corinadeva/050.jpg

 

It is now getting farcical.

I have been given the chance to resubmit my defence and would really like some help please

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