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    • Hi everyone, Apologies for bringing up the same topic regarding these individuals. I wish I had found this forum earlier, as I've seen very similar cases. However, I need your help in figuring out what to do next because we've involved our partners/resellers. I work as an IT Manager in a company outside of the UK. We acquired a license from a certified reseller (along with a support agreement) and also obtained training sessions from them. The issue arose when we needed to register two people for the training sessions, so we used an external laptop for the second user to keep up with the sessions for only a month. During this period, the laptop was solely used for the training sessions. After two weeks, my boss forwarded an email to me from Ms Vinces, stating that we are using illicit software from SolidWorks. Since this has never happened to me or anyone we know, I went into panic mode and had a meeting with her. During the meeting, we explained that we were using an external laptop solely for the training sessions and that the laptop had not been used within the company since her email. She informed us that for such cases, there are demos and special licenses (though our reseller did not mention these types of licenses when we made our initial purchase). She then mentioned that we had utilized products worth approximately €25k and presented us with two options: either pay the agreed value or acquire SolidWorks products. We expressed that the cost was too high, and our business couldn't support such expenses. I assured her that we would discuss the matter with the company board and get back to her. After the meeting, we contacted the company reseller from whom we purchased the license, explained the situation, and mentioned the use of an external laptop. They said they would speak to Maria and help mediate the situation. We hoped to significantly reduce the cost, perhaps to that of a 1-year professional license. Unfortunately, we were mistaken. The reseller mediated a value €2k less than what Maria had suggested (essentially, we would need to acquire two professional lifetime licenses and two years of support for a total of €23k). This amount is still beyond our means, but they insisted that the price was non-negotiable and wouldn't be reduced any further. The entire situation feels odd because she never provided us with addresses or other evidence (which I should have requested), and she's pressuring us to resolve the matter by the end of the month, with payment to be made through the reseller. This makes me feel as though the reseller is taking advantage of the situation to profit from it. Currently, we're trying to buy some time. We plan to meet with the reseller next week but are uncertain about how to proceed with them or whether we should respond to the mediator.
    • Thanks London  if I’ve read correctly the questionaire wants me to post his actual name on a public forum… is that correct.  I’ve only had a quick read so far
    • Plenty of success stories, also bear in mind not everyone updates the forum.  Overdale's want you to roll over and pay, without using your enshrined legal right to defend. make you wet yourself in fear that a solicitor will Take you to court, so you will pay up without question. Most people do just that,  but you are lucky that you have found this place and can help you put together a good defence. You should get reading on some other Capital One and Overdale's cases on the forum to get an idea of how it works.  
    • In both versions the three references to "your clients" near the end need to be changed to "you" or "your" as Alliance are not using solicitors, they have sent the LoC themselves. Personally I'd change "Dear ALLIANCE PARKING Litigation Dept" to "Dear Kev".  It would show you'd done your homework, looked up the company, and seen it's a pathetic one-man band rather than having any departments.  The PPCs love to pretend they have some official power and so you should be scared of them - showing you've sussed their sordid games and you're confident about fighting them undermines all this.  In fact that's the whole point of a snotty letter - to show you'd be big trouble for them if they did do court so better to drop you like a hot potato and go and pursue mugs who just give in instead. In the very, very, very, very unlikely case of Kev doing court, it'd be better that he didn't know in advance all the legal arguments you'd be using, so I'd heavily reduce the number of cards being played.
    • Thanx Londoneill get on to it this evening having a read around these forums I can’t seem to find many success stories using your methods. So how successful are these methods or am I just buying time for him  and a ccj will be inevitable in the end. Thanks another question is, will he have to appear at court..? I am not sure he has got it in him
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Find out here if your local court is staying claims


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Hey Millem, good to see another Edmonton wallah, thanks for that good news

 

I got my two court dates this week, my NW one only today in the same post as Cobbetts letter asking for a stay

 

Am i right to think that if a person has a court date already, the earliest the stay will be considered will be on the court day and all person need do is take his argument against the stay along with all his other paperwork?

 

Hi Micky - I've been to Court over this today, looks like your claim will be stayed unless you convince the Judge otherwise - which I failed to do using the standard arguments in the objection letter on this site;

 

http://www.consumeractiongroup.co.uk/forum/natwest-bank/93278-car2403-natwest.html#post1084765

 

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Guys, Morpeth and Berwick appears to have dropped off the list? (The Court is still there - I've just been! ;) )

 

 

Its still on the list dont worry it hasnt gone anywhere

 

 

 

 

 

All the below courts have said SOME cases will be stayed whilst the outcome of the test case is decided, this affects current account claims, CREDIT CARD CLAIMS ARE STILL AS NORMAL REGARDLESS OF THE TEST CASE:

 

 

11. Morpeth and Berwick County Court,

 

:madgrin:

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It would be very useful if you could post what your local court has told you regarding stay on claims due to the OFT report. We dont need to know what the banks said, we all know they will just tell us that they have a stay and that is that.

I am Hoping that this list will help in our argument to have stays set aside, by demonstrating to judges that (at the moment) the majority of courts are continuing with claims on a case by case basis, which is a fair and just way to continue.

Remember that if your claim is involving a credit card claim, then it should NOT be stayed, and if it is you should appeal this decision immediatly.

I also hope to raise the awareness a bit, it may give us all a bit of hope if anyone was fearing the banks letters were right saying all cases were stayed when in fact they werent.

 

All the below seem to be playing by a case by case basis and appear to be all proceeding as normal with current account claims, CREDIT CARD CLAIMS ARE STILL AS NORMAL REGARDLESS OF THE TEST CASE:

 

1. Aldershot & Farnham County Court,

2. Bishop Auckland County Court,

3. Blackburn County Court, NEW CLAIMS BEING STAYED

4. Bow County Court,

5. Bristol County Court, NEW CLAIMS BEING STAYED

6. Caernarfon County Court,

7. Chichester County Court,

8. Clerkenwell and Shoreditch County Court,

9. Croydon County Court,

10. Gloucestershire Family and Civil Courts,

11. Grantham County Court,

12. Hull County Court,

13. Ipswich County Court,

14. Keighley County Court,

15. Kettering County Court,

16. Lancaster County Court,

17. Leeds Combined Court Centre,

18. Liverpool Civil and Family Court,

19. Medway County Court,

20. Milton Keynes County Court,

21. Newcastle County Court,

22. Northampton County Court,

23. North Shields County Court,

24. Norwich County Court,

25. Oxford Combined Court Centre,

26. Romford County Court,

27. Salford County Court,

28. Scun.thorpe County Court,

29. Slough County Court,

30. St.Helens County Court Merseyside

31. Stoke-on-Trent Combined Court,

32. Sunderland County Court,

33. Thanet County Court,

34. Warrington and Runcorn County Courts,

35. Watford County Court, NEW CLAIMS BEING STAYED

36. Wellingborough County Court,

37. Welshpool and Newton County Court,

38. Woolwich County Court,

39. Worcester County Court,

40. Wrexham Count Court,

41. York County Court

 

All the below courts have said SOME cases will be stayed whilst the outcome of the test case is decided, this affects current account claims, CREDIT CARD CLAIMS ARE STILL AS NORMAL REGARDLESS OF THE TEST CASE:

 

1. Altrincham County Court,

2. Ashford County Court,

3. Aylesbury County Court,

4. Barnsley County Court,

5. Bournemouth County Court,

6. Bury County Court,

7. Carlisle Combined Court Centre,

8. Chester County Court,

9. Dartford County Court,

10. Derby Combined Court Centre,

11. Durham County Court,

12. Edmonton County Court,

13. Hastings County Court,

14. Hitchin County Court,

15. Mansfield County Court,

16. Morpeth and Berwick County Court,

17. Portsmouth Combined Court Centre,

18. Redditch County Court,

19. Rotherham County Court,

20. Scarborough County Court,

21. Sheffield Laws Courts,

22. Southampton Combined Court Centre,

23. Stockport County Court,

24. Wandsworth County Court,

25. West London County Court,

26. Winchester Combined Court,

 

All the below courts have said ALL cases will be stayed, whilst the outcome of the test case is decided this affects current account claims, CREDIT CARD CLAIMS ARE STILL AS NORMAL REGARDLESS OF THE TEST CASE:

 

1. Birkenhead County Court,

2. Blackpool County Court,

3. Bolton Combined Court Centre,

4. Bradford County Court,

5. Brighton County Court,

6. Canterbury Combined Court Centre,

7. Cardiff Civil Justice Centre,

8. Chorley County Court,

9. Doncaster County Court,

10. Exeter Combined County Centre,

11. Gateshead County Court,

12. Guildford County Court,

13. Halifax County Court,

14. Leicester County Court,

15. Luton County Court,

16. Maidstone Combined Court Centre,

17. Nottingham County Court,

18. Oldham County Court,

19. Peterborough Combined Court Centre,

20. Plymouth Combined Court,

21. Poole County Court,

22. Preston Combined Court Centre,

23. Rhyl County Court,

24. Rugby County Court,

25. St Albans County Court,

26. Southend County Court,

27. Taunton County Court,

28. Telford County Court,

29. Torquay and Newton Abbot County Court,

30. Weston-Super-Mare County Court,

31. Weymouth and Dorchester Combined Court Centre,

 

The situation at the below is still unclear:

 

1. Aberdare County Court,

2. Aberysthwyth County Court,

3. Accrington County Court,

4. Banbury County Court,

5. Barnet Civil and Family Courts Centre,

6. Barnstaple County Court,

7. Barrow-in-Furness County Court,

8. Basildon Combined Court,

9. Basingstoke County Court,

10. Bath County Court,

11. Bedford County Court,

12. Birmingham Civil Justice Centre,

13. Blackwood County Court,

14. Bodmin County Court,

15. Boston County Court,

16. Brecon Law Courts,

17. Brentford County Court,

18. Bridgend Law Courts,

19. Bromley County Court,

20. Burnley Combined Court Centre,

21. Burton-upon-tweed County Court,

22. Bury St Edmonds County Court,

23. Buxton County Court,

24. Cambridge County Court,

25. Carmarthen County Court,

26. Central London County Court,

27. Chelmsford County Court,

28. Cheltenham County Court,

29. Chesterfield County Court,

30. Colchester County Court,

31. Consett County Court,

32. Conwy and Colwyn County Court,

33. Coventry Combined Court Centre,

34. Crewe County Court,

35. Croyden County Court,

36. Darlington County Court,

37. Dewsbury County Court,

38. Dudley County Court,

39. Eastbourne County Court,

40. Epsom County Court,

41. Evesham County Court,

42. Gravesend County Court,

43. Great Grimsby Combined Court Centre,

44. Harlow County Court,

45. Harrogate County Court,

46. Hartlepool County Court,

47. Haverfordwest County Court,

48. Haywards Heath County Court,

49. Hereford County Court,

50. High Wycombe County Court,

51. Horsham County Court,

52. Huddersfield County Court,

53. Huntingdon County Court,

54. Ilford County Court,

55.Kendall County Court,

56. Kidderminster County Court,

57. Kings Lynne County Court,

58. Kingston-upon-Thames County Court,

59. Lambeth County Court,

60. Leigh County Court,

61. Lewes Combined Court Centre,

62. Lincoln County Court,

63. Llanelli County Court,

64. Llangefni County Court,

65. Lowestoft County Court,

66. Ludlow County Court,

67. Macclesfield County Court,

68. Manchester County Court (Crown Square)

69. Manchester County Court (Deansgate)

70. Melton Moybray County Court,

71. Merthyr Tydfil Combined Court Centre,

72. Middlesbrough County Court,

73. Mold County Court,

74. Neath and Port Talbot County Court,

75. Nelson County Court,

76. Newark County Court,

77. Newbury County Court,

78. Newport (Gwent) County Court,

79. Newport (Isle of Wight) County Court,

80. Northwich Magistrates and County Court,

81. Nuneaton County Court,

82. Oswestry County Court,

83. Penrith County Court,

84. Penzance County Court,

85. Pontefract County Court,

86. Pontypool County Court,

87. Pontypridd County Court,

88. Rawenstall County Court,

89. Reading County Court,

90. Reigate County Court,

91. Salisbury Crown and County Court,

92. Shrewsbury County Court,

93. Skegness County Court,

94. Skipton County Court,

95. South Sheilds County Court,

96. Southend County Court,

97. Southport County Court,

98. Southwark County Court,

99. Stafford Combined Court Centre,

100. Staines County Court,

101. Stourbridge County Court,

102. Stratford-upon-Avon County Court,

103. Swansea Civil Justice Centre,

104. Swindon Combined Court,

105. Tameside County Court,

106. Tamworth County Court,

107. Teesside Combined Court Centre,

108. Trowbridge County Court,

109. Truro County Court,

110. Tunbridge Wells County Court,

111. Uxbridge County Court,

112. Wakefield County Court,

113. Walsall Hearing Centre - County Court,

114. Warwick Combined Court Centre,

115. Whitehaven County Court,

116. Wigan County Court,

117. Willesden County Court,

118. Wolverhampton Combined Court Centre,

119. Workshop County Court,

120. Worthing County Court,

121. Yeovil County Court,

 

IF YOU HAVE HAD YOUR CASE STAYED CLICK HERE TO FIND OUT WHAT TO DO NEXT AND HOW TO APPLY TO HAVE STAY SET ASIDE

:madgrin:

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Just had a letter from Grantham county court - case due to be heard on Monday 20th, I wrote to them asking for default judgement as Abbey had not complied with order to submit bundle but it has been stayed pending outcome of OFT case. I am fuming, Abbey have walked all over the leagl process, not complied with court orders yet still they get a stay :( To add insult to injury I received yet more bank charges today because I am over my limit due to the blooming charges aaaargh!!!!!!!!!

Poppynurse :)

 

If my comments have been helpful please click my scales!!!!

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Hello Mickey the hippo:

 

>Am i right to think that if a person has a court date already, the earliest

>the stay will be considered will be on the court day and all person need do

>is take his argument against the stay along with all his other paperwork?

 

Not sure about this fella, best to check with one of the banana experts on the board about this. Good luck with the case - i'm due up on 31st Augst. Just had a letter in the post form the court saying:

 

"Judge does not think special directions are appropriate in his view, court case remains listed"

 

Get in my old son!

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Add Bournemouth County Court to the list, had letter this morning

 

"The case be stayed pending the final resolution (being the judgement in the action or of the final appellate court. whichever is the later) of the case brought by the Office of Fair Trading in respect of the matter of bank charges"

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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All the below seem to be playing by a case by case basis and appear to be all proceeding as normal with current account claims, CREDIT CARD CLAIMS ARE STILL AS NORMAL REGARDLESS OF THE TEST CASE:

 

 

3. Blackburn County Court, NEW CLAIMS BEING STAYED

 

Are Blackburn carrying on as normal on CREDIT CARD CLAIMS or staying all?

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I see from the above Croydon CC is listed in two places - Business as usual, and situation unclear.

 

Is anyone able to confirm?

 

TIA :)

 

 

Fixed now, my apologies, last i heard Croydon are looking on a case by case basis

:madgrin:

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I've received a letter from Kingston-Upon-Hull County Court saying that they are staying my case :

 

"This case is stayed until further orde with a view to awaiting the final decision in the test case (which shall be interpreted as the outcome of any appeal or the expiry of time for permission to appel the first instance decision)."

 

Para. 4 states:

"Either party may apply at any time, by application on notice in accordance with Civil Procedure Rules 1998 part 23, to lift the stay."

 

Yet Para 5 states:

"Because this order has been made by the Court without considering representations from the parties, the parties have the right to apply to have the order set aside, varied or stayed. A party wishing to make an application must send or deliver the application to the court (together with any appropriate fee) to arrive within seven days of service of this"

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Hi Zoot,

 

No, the claim is not recently filed, but has been ongoing for a while. I first filed it with MCOL at the beginning of April, but because of mistakes in the Particulars of Claim, which I had to ammend, I was told could no longer deal with the claim online and had to communicate with the Northampton court by phone and mail - then later the Hull County Court.

 

SC&M had made me a conditional offer to settle in full, which I'd declined and returned a day or so before the OFT announcement. (Now I think I should have accepted the offer but struck out the conditions - anyway, that's life!)

 

So, I was awaiting a date for a hearing from Kinston-Upon-Hull County Court, but then the OFT thing happened. I received the "General Form of Judgment or Order" letter last week - dated 14 August.

 

I've downloaded the n244 form and the updated (GaryH version) text for part C of that form. Armed with these, I think I will apply for the stay to be lifted. I'll probably deliver the application to the court on Monday - with my additional fee of around £35.00.

 

Get back to me, zoot, if you require further info.

 

jomo

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Hi MtH,

 

I know, it does sound a little crazy -

 

but firstly because of the conditions attached, which would have meant that I wouldn't be able to claim for further charges applied to my account since I started the claim, and in the future;

 

and secondly because of an error on the agreement form that SC&M wanted me to sign: to cut a long story short, I had to change (slightly) the name of the claimant on ther PoC from what it was initially - when the claim was first started. When SC&M sent me the agreement form, it had the original claimant name. I felt that even if I signed it it wouldn't be worth the paper it was written on. So when I wrote back declining the offer I also asked them to change the name of the claimant to what it should be.

 

If the error in the claimant name hadn't been an issue, I would probably have struck out the conditions and signed the agreement.

 

I hope I've explained that clearly - I was a bit confused with all this when I first issued the claim, hence that initial error in the PoC.

 

jomo

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