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    • 25/05/2024? That the deadline or the date of the claimform?
    • Banks have different limits above which they require Probate. So it may be Probate is not needed, although as he died with no Will that could complicate things. Is all the £28k with Virgin Money? Your wife should contact all banks who hold his money with the death certificate and ask them what they need to release the funds to her. Most banks have a central "bereavement department". Check their websites. Use that department rather than general call centre or bank branch if they have one. Nearly every bank website has a section on "what to do when a customer dies" so have a search for that. Your wife may also have to provide evidence that she is his daughter. When his wife died it sounds like they had a joint bank account so that's why her money just went across to him. But as it isn't a joint account now transfer to your wife won't be quite that simple.  
    • That explains it then. MET's fantasy is that it's a pay car park.  You're only let off paying if you are a Starbucks customer which you can't be when Starbucks is closed.  'Cos otherwise lots of people would abuse the car park facilities on the far edge of the Stansted Airport area in the middle of nowhere to ... admire the bushes?  Look at the cloudy sky? The important thing is that we have around 140 cases for this site, and MET have only tried court seven times.  Even then, they had no intention of getting as far as a hearing, they were attempting to intimidate the motorists into paying, when the Caggers defended the cases MET discontinued.
    • She's an only child and he as a brother and sister. He has no will and we have done a check on this to find out if he had left one and nothing has come up. He has savings of around 28k His sister and brother are well off so 28k is nothing to them and aren't interested in his money. This just leaves my wife/his daughter. Would this still need to go to probate there is no estate e.g house or business to sell and the amount left in his bank is just small? When his wife died they just closed her bank account and moved her money across to his account and we just assumed that once my wife has handed in the death certificate and shown evidence of who she is the same would apply to her? We don't know yet the council have only just written to us today with a guide of what to do next.  
    • Did your FiL leave a Will and if so who is the Executor? Strictly speaking banks could refuse to take instructions until Probate is granted but In practice I would expect the bank to take instructions to cancel the DD if the Executor presents the death certificate and a certified copy of the Will
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Welcome Finance - This company needs to be banned.


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Blondbomb

 

Interest on acceptance fee = unenforceable

 

hence their sudden 1/2 off offer to you.

 

I have just found the same thing on mine however mine is a bit different to others I see on here - my agreement is very misleading and on the face of it looks like my contract is enforceable as the acceptance fee is all listed seperately and does not 'look' like it is added in to anything - until you get a statement of price (the court ordered WF to send me that as I am suing them) and then lo and behold you see the interest added on in a monthly payment breakdown - very sneeky Welcome - complained to the FOS about this yesterday as I think they have been deliberatley misleading canx my DD and am just filing in papers to sue them again this time to get all my repayments back.

 

Hi Andie,

 

Do you know if the 'statement of price' is a court thing, or something that can be obtained using a SAR? I have a sneaking suspicion that Welcome have charged interest on fees on my partner's agreement.

fix (vb.):

1. to paper over, obscure, hide from public view;

2. to work around, in a way that produces unintended consequences that are worse than the original problem.

Usage: "Vista fixes many of the shortcomings of Windows XP".

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Thanks, will do :)

fix (vb.):

1. to paper over, obscure, hide from public view;

2. to work around, in a way that produces unintended consequences that are worse than the original problem.

Usage: "Vista fixes many of the shortcomings of Windows XP".

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I think my SAR has arrived, but I won't find out till tomorrow as it's at my mum's house.

 

I'm interested to see what they actually have sent me and I'll let you know, especially if this Statement of Price is part of it. If it isn't, I'll be requesting it.

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I think that's fine Andie.

 

They have included it in the loan and interest has been added to this, what's more, you have proof that they can't do this (Wilson v First County Trust). Send it asap!

 

P.S. Share price is 2.65 :)

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good all sent - via email and hard copy in the post - assaulting them on all fronts, I'll give it a couple of weeks if I get nothing i'll file in court - nothing to lose really (except maybe court costs!) but hey ho

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Hi all!

 

Does anyone have any idea where the calculator is to add up the PPI they have charged me and to include the 8% interest?

 

My time to stike!

 

Stewie

 

http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/152816-download-ppi-calculator-here.html

 

I used this one - it's complicated but i got it in the end

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Barclays have increased their shares in Cattles......very strange. I wonder if there's something we don't know in the background, or if they may be planning a takeover.

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SAR has arrived and guess what, the Acceptance Fee has been included in the credit. The Fee is £75 and they take £1.67 a month of it over a 60 month loan, meaning I'd be paying £100.20. They only wrote back to me a few days ago advising they didn't and that my complaint was void.

 

Another letter me thinks!

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I had issues with them back in December regarding a missing payment that I had already arranged to pay on an alternative date. The local branch phoned me and denied that any arrangement had been made and also accused me of committing fraud. They then charged me for this. I sent a letter of complaint in January also refusing to pay the default charge and heard nothing, I then sent another letter in Feb and still have not heard anything. I am aware that making such an accusation is against the law.

 

Ben

Edited by BS68
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Well I've typed up a letter to send to Welcome's H/O asking for my payments to be returned, along with interest at 8% and for all information to be removed from CRAs immediately. I also accused the Compliance Officer of telling lies as she categorically denied any wrong doing. I wonder what kind of reply I'll get, if any. :lol:

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sorry to hijack this thread but so glad i found it, welcome seem to of messed up with me to by adding £75 acceptance fee to total credit so letter on me way to ho, and the court for a stay...things looking brighter today thanks to cag.

 

also bout 3 yrs ago i had another loan with welcome that i think was secured on a property that was repoed, is it worth my while asking for cca on this as it was quite a substantial loan, and seeing if this was the same agreement..?? advvice appreciated

Edited by tigga_1961
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Share price is 2.43 just now.

 

See: Cattles_

 

Is this the lowest?

 

It's their lowest closing price in the last year, but not the lowest - a couple of weeks back (during their second crash) it bottomed out at 1p for a short period ;)

 

A chap i work with, who is very interested in his stocks and stuff, reckons they are dead in the water.

 

When are their results due?

fix (vb.):

1. to paper over, obscure, hide from public view;

2. to work around, in a way that produces unintended consequences that are worse than the original problem.

Usage: "Vista fixes many of the shortcomings of Windows XP".

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