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Welcome Finance - This company needs to be banned.


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i spoke to someone this morning at bedford welcome, took me ages to get throug.

they want me to sign a new agreement to lower monthly payments.

think I'll wait a bit

Direct Auto Finance & DLC dispute ongoing.

Offer with confidentually agreement from DLC / DAF DECLINED :D

Please PM me if you have any cheap rate or 0800 number for DCA's to add to my list and also to my website

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Andie

I Might Have Spotted Some Thing On Prudent Agreement

 

Ill Look Into It But Game Over For Welcome

 

The Debt Will Still Exsist But Welcome Cant Enforce The Agreement

 

Ill Get Back Soon Prudent

 

 

ah ha think i spot a little something too ;)

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I'd take these down and repost in a while once you have blocked your details better. :)

 

 

How can they say there is NO interest on the acceptance fee???? Are they f***ing stupid!! Its simple.

Take your monthly fee of £3.83 (as per statement of price) x 36 months = £137.88 !!!

 

How can they according to the reply state you are not being charged interest!

 

This drives me insane!

 

If you are paying £131.51 every month as per contract and statement of price then YES you have been charged interest on the Acceptance fee:-x:-x:-x:-x:-x

 

That letter is pretty much gold to you, ask them to justify a clear breakdown on how they get to £131.51 without the acceptance fee being charged interest.

 

Sorry bit of a rant.

Edited by 082stewie
Ranting!! trying to give up smoking

I need to change my avatar..But cant find a good replacement.

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TUTT - TUTT !!!!!

 

Whats my course of action now ???

 

Told you i was as blind as bat, didn't I....

 

B-O-2

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6231

__________________

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

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i spoke to someone this morning at bedford welcome, took me ages to get throug.

they want me to sign a new agreement to lower monthly payments.

think I'll wait a bit

 

 

Hi there,

 

Can you give us a bit more detail on what they are offering you in terms of a "better deal"

 

I would be interested as I had a missed call from my local branch today but rejected it. I have no need to speak to them!

 

Stewie

I need to change my avatar..But cant find a good replacement.

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welcome bite the dust again

 

more great news

 

Call the court today and they confirmed receiving the Notice of Discontinuation from Copes/Arrow. So this is case is over for good then - the court said they will write to me to confirm.

 

Question:

What do I do to get the CCJ taken out/remove? Also, please tell me again what letter I need to write to Claimant on wasted costs - unsure!

 

Thanks very much again x20, postggj, maroondevo52, andrew1, ukaviator, 42man, underdog13, The Godmother, supasnooper, enamae and all for ALL your help and support.

 

 

bobsneedshelp has just posted

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Hi

 

Just noticed my agreement has the same wording about charging interest on the outstanding balance and acceptance fee.

 

http://www.consumeractiongroup.co.uk/forum/mortgages-secured-loans/165462-welcome-finance-problems-2.html

 

Post, i'd check under your car in the morning if i were you. You seem to have the banks running scared.;)

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TUTT - TUTT !!!!!

 

Whats my course of action now ???

 

Told you i was as blind as bat, didn't I....

 

B-O-2

 

 

Ha ha so glad you picked up on it - it's something soooo small but something that makes what they have done so obvious.

 

If it was me B-O-2 we know this is a blatant case of the 'F' word - I would be reporting it to the police - you've got them :D

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Thanks Andi,

just a few more questions to ask you please.

 

Do i just ring my local number, and report 'f' word. ?

 

Bearing in mind that i am still waiting for full compliance to sar, would this affect anything, or will this on its own accord suffice ?.

 

Should i stop payments now, and file account in dispute?

 

also sending you a quick pm.

 

But thanks for all your help so far, ditto to post and stewie, and others...

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6231

__________________

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

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I Know Every Body Is Getting Excited About The Prospect Of Getting Rid Of Welcome.

When Welcome Cease To Exsist, Thats When The Fun Begins,

Paper Work Will Get Lost, Accounts Bundled Up Into Packages And Sold On God Knows How Meny Times With Out You Even Knowing.

 

Ime Sure Welcomes Accounts Will Be Sold By Cattles As Its A Noose Around Its Neck, Then Cattles No More.

The Likes Of Norwich Union And Direct Group, Let Alone Welcome Will Be Praying For This.

 

The Regular Welcome Fighters Know That They Dont Like Releasing Certain Info, Bobsneedhelp Has Proved That,

 

They Will Fold, Believe Me

 

Dont Take No For An Answer And Stand Firm

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No apologies necessary Stewie, my thoughts exactly.... Many thanks though... another letter off tomorrow i'd say... I've got to start charging them for post, repay the favour....

 

Postggy: Curious to know what you spotted pls....

 

Ta

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People

 

Don Stop Paying Until You Have Gone Through The Motions And Put The Account Into Dispute

 

Wait For Any Cca Or Sar To Come Back

 

Get All The Info In Front Of You So You Attack On All Sides

 

They Will Not Release All The Info Asked For

 

That In Its Self Is Enough To Put The Account Into Dispute

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Thanks Andi,

just a few more questions to ask you please.

 

Do i just ring my local number, and report 'f' word. ?

 

Bearing in mind that i am still waiting for full compliance to sar, would this affect anything, or will this on its own accord suffice ?.

 

Should i stop payments now, and file account in dispute?

 

also sending you a quick pm.

 

But thanks for all your help so far, ditto to post and stewie, and others...

 

 

I think the local police - maybe better to go in and show them what you are talking about.

 

You have enough to prove it without the rest that will probably only strengthen your case.

 

Do this get a crime number then start reporting to FOS and FSA.

 

Still get graphologist report in writing though - police can prob suggest someone local

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Thanks

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