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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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The MP's campaign-Responses


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Hey stoned :D How did you get on today? (might as well ask you here cos LL's going to chop my post later anyway!) :lol:

 

Oh and vinegar - don't you think your namesake looks a bit like David Bowie in your avatar? Or is it just me? :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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I find all this pointless one up manship rather sad. Imagine for one moment if everyone was as protective of "their" idea,template,letter,post or advice. Where would we be?

 

There are many members who go unnoticed quietly posting day in day out offering advice/ideas etc without any fuss about where the advice/idea etc came from.

 

I only know what I know because of this site, my thanks to those people who I have gained and still gain knowledge from I show in posting to help others. Massaging ego's does no good, enjoy in the knowledge that you have helped others.

 

Pay it back.

 

HEAR! HEAR!

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Hey stoned :D How did you get on today? (might as well ask you here cos LL's going to chop my post later anyway!) :lol:

 

Oh and vinegar - don't you think your namesake looks a bit like David Bowie in your avatar? Or is it just me? :D

 

Far too long to put here Mac.

It`s all on my thread

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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98 posts removed and stored (including my own)

Therfore a few Cagbots floating around ;) Please do not take offence at the removal of a post, it is simply to make this thread easier to manage. Should you have any problems please contact me via PM rather than air your concerns on this thread. I am very approachable.

 

Thanks.

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Great work today guys - keep it up!

 

Mac

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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George Foulkes (MSP) replied to say he had contacted Jim Devine (MP for Livingston) on my behalf. I had already contacted him but he mentioned in his response letter that Mr Foulkes had passed on my letter.It would appear more notice is given to fellow politicians.

Angela Constance (MSP for Livingston) also replied saying she was composing a view on this matter and will update me asap.

Cheers

27th April - Requested Statements

13th May - Received Statements:D

15th May - Preliminary request for £4780 sent.:D

16th May - Royal Mail confirm Letter received.:D

23rd May - Received Letter considering claim. :grin:

30th May - Letter Before Action sent. :D

10th July - Times Up!! FOS claim going in.

16th July - Measly 30% of claim offered as goodwill

17th July - Rejected offer letter sent

25th July - Acknowledgement of Reject Letter received

26th July - Screwed over by the OFT,Banks, FSA & FOS all in one go.:evil:

Never even felt it happen.

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Bob Spink said that he has already put what was said in my letter to the FSA. If he doesn't get a satisfactory response he will "ask the Secretary of State to review his policy to give more protection to individual consumers as you require. "

 

Woody

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Hi all, here's an update for you.

 

Out of 68 MP's contacted,we have 16 Responses.

.......32 MEP's ................... 6

........7 MSP's ...................2

........5 MWA's ..................0

 

Thank you to everyone, hopefully we'll hit well over the 100 mark for MP's before the end of the week.

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If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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Ja-de - well done for all your hard work collating this..and thank you.

 

Mac

  • Haha 1
  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Hi all, here's an update for you.

 

Out of 68 MP's contacted,we have 16 Responses.

.......32 MEP's ................... 6

........7 MSP's ...................2

........5 MWA's ..................0

 

Thank you to everyone, hopefully we'll hit well over the 100 mark for MP's before the end of the week.

......and 1 Lord ......................0 responses

:(

Sign my petition to the Prime Minister here:

PETITION

Thanks

Peter

 

!!!WON!!!

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You can add Jim Dowd MP Lewisham West and received a response from Angela Knight, which - as usual - failed to answer my question - why are banks illegally taking money out of accounts into which benefits are paid into? Waiting for detailded response but have received an initial one in 3 days. Response will include a response from Treasury and DWP

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Hi Brechiner, to help me with my claim, where can I find evidence of this being illegal for the banks to charge and take the money from benifits??

I was on Income Support at the time of 95% of my charges, and the benifit was paid in to my bank account,

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well, as usual the boys and girls that want my vote ignore me!

 

My MP, Mr Green, for Ashford, has failed to reply to me AGAIN - I just had a little email from the website I sent the email from asking had I heard anythign as it had been two weeks - in short...NO!

 

I have emailed him directly AGAIN asking for a response!

 

Peter

Sign my petition to the Prime Minister here:

PETITION

Thanks

Peter

 

!!!WON!!!

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Hi Guys!!!! I've now had a SECOND RESPONSE from my MP, David Wilshire, Spelthorne area and IM IMPRESSED (GUESS WHO IM GONNA VOTE FOR)!!!

 

Hes written back to me and enclosed the response he got from Chairman of the FSA, Callum McCarthy basically telling him that they've got his letter RE: ME and they will reply to him within 30 days!!!

He'll get back to me with their response!!!

 

CAN ANYONE BEAT THAT FOR EFFICENT, CARING MP??????? ;)

 

Will advise u next when i hear back (and i cant post letter as ive gotta pack 4 my hol and no time)!!!

 

Bonnie

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Hi Brechiner, to help me with my claim, where can I find evidence of this being illegal for the banks to charge and take the money from benifits??

I was on Income Support at the time of 95% of my charges, and the benifit was paid in to my bank account,

 

section 187 Social Security Act 1992 covers JSA, DLA, CHB etc.

section 45 tax Credit Act 2006 covers tax credits

 

are the two main laws that deal with inalienablitly to your money

 

every assignment of a charge on a befenfit/tax credit, and every agreement to assign a charge is void. This even covers one in a period of bankruptcy

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Hi Guys!!!! I've now had a SECOND RESPONSE from my MP, David Wilshire, Spelthorne area and IM IMPRESSED (GUESS WHO IM GONNA VOTE FOR)!!!

 

Hes written back to me and enclosed the response he got from Chairman of the FSA, Callum McCarthy basically telling him that they've got his letter RE: ME and they will reply to him within 30 days!!!

He'll get back to me with their response!!!

 

CAN ANYONE BEAT THAT FOR EFFICENT, CARING MP??????? ;)

 

Will advise u next when i hear back (and i cant post letter as ive gotta pack 4 my hol and no time)!!!

 

Bonnie

 

make sure you vote for an active MP

 

Wilshire's record is thus:

 

  • Has spoken in 11 debates in the last year — well below average amongst MPs.
  • Has received answers to 15 written questions in the last year — below average amongst MPs.
  • Is a member of 2 select committees.
  • Replied within 2 or 3 weeks to a very high number of messages sent via WriteToThem.com during 2006, according to constituents.
  • Has voted in 46% of votes in parliament — well below average amongst MPs. (From Public Whip)

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Hi, received this reply to my letter sent to the MOR today

 

Thank you for your letter addressed to the Clerk if the Master of the Rolls. The Master of the Rolls and his Private Secretary are away at the moment, so your letter has been passed to me to reply.

 

It is quite correct to say that no "blanket" direction to stay cases involving bank charges was made by the Deputy Head of Civil Justice. Instead the Designated Civil Judge for each area of England and Wales was asked to consider the cases for which he and his District Judges have conduct and to make an assessment as to the appropriate course of action.

 

In some areas there is a large volume of cases which relate to the same point, it is therefore not surprising that an assessment has been made that a great many of the cases should be stayed pending the outcome of the High Court Hearing.

 

It is of course open to you to make representationso the County Court to have tha stay lifted. It is however, a matter for the local Judiciary to decide how a case should be conducted and I regret that the Master of the Rolls is unable to offer any assistance in this regard.

 

Yours sincerely

 

Andy Caton

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Thank you for your good advice, jdaraf. Unfortunately I was not around all that much this week to be able to acknowledge it. Great stuff! :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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