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    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
    • Well yes, ... and the tax dodgers ... Trump May Owe $100 Million From Double-Dip Tax Breaks, Audit Shows A previously unknown focus of an I.R.S. audit is a dubious accounting maneuver that effectively meant taking the same write-offs twice on a Chicago skyscraper. nytimes.com WWW.NYTIMES.COM  
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MERCERS and 2 faulty BC DNs **WON**


Delfi101
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Well, I've given them advanced warning that I consider such 'visits' as aggravated trespass and that they will face the consequences if they attempt it.

 

'pre legal' visit my arse ... what does that mean? Sounds like a lot of BS to me ... designed to intimidate without actually meaning anything.

 

The 'application' form, is a Barclaycard one (well 2 actually ... one visa and on m/c) dated 1999 ... they have clearly defaulted as they have none of the prescribed terms on the forms.

 

They're continuing to dig holes for themsleves ... bring it on boys :)

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Good for you. I had Scotcall on my case for about as long as it took them to read my letter, then they backed off and passed me back to the OC. They've bought a lemon, and they'll know it.

  • Barclays: WON!!! It took four months but was totally worth it!
  • Cabot: I'm still waiting for an enforcable agreement, more than a year after requesting it. Go on, Uncle Ken, take me to court if you dare. You know you want to!
  • Elephant.co.uk: VICTORY - they admitted there was no debt!
  • Ashbourne Management (gym membership): Finally got my default removed and out-of-court settlement; I'm not finished with them yet!

<--- If I've been helpful please remember the scales ;)

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I just pointed out that I'd already sent a CCA request to the original creditor, and asked if they had a copy of the agreement themselves. I even sent them a quid!

 

They sent my cheque back with a letter saying that the OC would be in touch shortly. Cowards. :D

  • Barclays: WON!!! It took four months but was totally worth it!
  • Cabot: I'm still waiting for an enforcable agreement, more than a year after requesting it. Go on, Uncle Ken, take me to court if you dare. You know you want to!
  • Elephant.co.uk: VICTORY - they admitted there was no debt!
  • Ashbourne Management (gym membership): Finally got my default removed and out-of-court settlement; I'm not finished with them yet!

<--- If I've been helpful please remember the scales ;)

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Update,

 

They're getting quite aggressive again and seem now to be favouring my mobile over my Sipgate account. I've also had 3 threat-o-grams for the 2 accounts in 2 days too.

 

One question for the experts here. Barclaycard provided me with application forms which are clearly invalid documents for a CCA request. They're from the late 90's and have none of the prescribed terms present. Does this mean that they have defaulted after the one month (and 12+2 day) period by supplying invalid documentation? That deadline is approaching rapidly.

 

Given that they have, and my absolute determination to nail these b'stards to the floor, what is the most aggressive, harmful and disruptive action I can take?

 

They've attempted to wage a war on me and I don't react too well to faceless bullies.

 

Thanks in advance guys. Your advice, as ever, is not just appreciated but invaluable.

 

 

D

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Update,

 

Given that they have, and my absolute determination to nail these b'stards to the floor, what is the most aggressive, harmful and disruptive action I can take?

 

D

 

Report them to the police. Make sure you know how to use the complaints procedure to force them to investigate.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Report them to the police. Make sure you know how to use the complaints procedure to force them to investigate.

 

HI TomTerm

 

Do you mean make sure the police know the complaint procedure, cause I went to the police and was politely told they do not act on telephone harassment and the PFHA is for stalkers etc. :o How do I make them listen to me? It was embarassing actually as the Inspector I spoke to is a friend and I didn't want to rock his boat (for obvious reasons).

 

I'd love to know cause I want to nail the B******* at Crap one and the more complaints against them the better. If I can get a report from the police I would be more than happy to add that to my points against Crap 1. Even if they don't act on it, a report in my favour would do me great good legally.

 

maggiebroom :)

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If you think MERCERS are bad, wait till they pass it on to RMA and AllianceOne. I have just give up bothering to write to MERCERS and BARCLAYCARD now... Never answer, don't comply with any guidelines, total law unto themselves. The other two muppit DCA are even worse.

 

Why should I waste money on postage. If they want me, they know where I live. My dog is looking forward to greeting them when they pay a visit.:D

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HI TomTerm

 

Do you mean make sure the police know the complaint procedure, cause I went to the police and was politely told they do not act on telephone harassment and the PFHA is for stalkers etc. :o How do I make them listen to me? It was embarassing actually as the Inspector I spoke to is a friend and I didn't want to rock his boat (for obvious reasons).

 

I'd love to know cause I want to nail the B******* at Crap one and the more complaints against them the better. If I can get a report from the police I would be more than happy to add that to my points against Crap 1. Even if they don't act on it, a report in my favour would do me great good legally.

 

maggiebroom :)

 

You need to go in with (a) all the legislation (b) all your corrispondance and, once the people on the desk blow you off, go to the inspector on duty, and if he won't investigate, go through the formal police complaints procedure.

 

the fact is, the protection from harassment act DOES cover everyone, including DCA's. the law is clear:

 

1.

Prohibition of harassment.

— (1) A person must not pursue a course of conduct—

(a)

which amounts to harassment of another, and

 

(b)

which he knows or ought to know amounts to harassment of the other.

 

 

(2) For the purposes of this section, the person whose course of conduct is in question ought to know that it amounts to harassment of another if a reasonable person in possession of the same information would think the course of conduct amounted to harassment of the other.

 

Go in with all the appropriate law, and ask the inspector on duty to point to the section where it states that the law is solely for protection from stalkers, as supposed to protection from harassment.

 

Take all the other acts and the Human Rights Act with you, as well:)

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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I had a card from Power2Contact thro the door courtesy of Barclays re daughter, rang up local cops and got an incident no, then rang back P2C,the woman went all wobbly:-D then I did a file and sent it to Mercer's TS, very helpful TS Officer who said that Bcard don't want it dealt with by them only their local TS at Northampton but advised that it was a criminal offence to still be pursuing when they have only supplied application form and to ask for matter to be dealt with by enforcement officer if complaining to my local TS - I had advised him that my local TS had been less than helpful and said that if it does go to court they could say the alleged debt exists due to statements.

Have not done this yet as have had no further threatograms from Mercers, we used to get at least one a week, we will be calling between hours of 8-7p.m.:evil:

I also sent a file re hubby's account as went to court with Barclays, we won, they didn't pay then just as case about to be restored, case stayed and Mercers still chasing even tho' alleged debt made up completely of charges,now had letter from Bcard, sorry you are unhappy with us - yeah right! we are investigating your complaint, do we think they should still have a credit licence, answers on a postcard please:(

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If you think MERCERS are bad, wait till they pass it on to RMA and AllianceOne. I have just give up bothering to write to MERCERS and BARCLAYCARD now... Never answer, don't comply with any guidelines, total law unto themselves. The other two muppit DCA are even worse.

 

Why should I waste money on postage. If they want me, they know where I live. My dog is looking forward to greeting them when they pay a visit.:D

 

Have you reported them to the FOS?

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I tried OFCOM, they have noted it on their records but they won't get involved in individual cases and under the harrassment laws it is a Police matter .... so lucky I wrote to them too, they will investigate and come back to me !!! .... oh, and my MP wrote an excellent letter on my behalf !!

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I tried OFCOM, they have noted it on their records but they won't get involved in individual cases and under the harrassment laws it is a Police matter .... so lucky I wrote to them too, they will investigate and come back to me !!! .... oh, and my MP wrote an excellent letter on my behalf !!
You should also take it up with your telephone company

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woops - i accidentally wrote to barclaycrime (sorry, barclaycard... must stop getting things muddles up) and told them about some sort comings in thier security policy. i also (purely by accident|) included the date, time, and sender of the email. i got a very nice letter back, asking me to keep this private, to which end I have accidentally posted a message here to warn anyone with a barclaycard account that is passed to a third party to be very vigilant on your credit file. they sent unencrypted data, over public email, to large user groups (including temporary staff).. woops, there i go again... me and my big mouth

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woops - i accidentally wrote to barclaycrime (sorry, barclaycard... must stop getting things muddles up) and told them about some sort comings in thier security policy. i also (purely by accident|) included the date, time, and sender of the email. i got a very nice letter back, asking me to keep this private, to which end I have accidentally posted a message here to warn anyone with a barclaycard account that is passed to a third party to be very vigilant on your credit file. they sent unencrypted data, over public email, to large user groups (including temporary staff).. woops, there i go again... me and my big mouth

 

Could you elaborate slightly on what kind of thing I should be looking for on my credit file?

I have two Barclayshark accounts, both which have been passed to third parties twice, Mercers, to RMA and then AllianceOne.

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Update time :)

 

They've all but stopped phoning now. A couple of half hearted attempts on my mobile this week and nothing in the post.

 

I'm beginning to miss them ... well, perhaps not.

 

I start a new (quite well paid) job on Monday after 6 months of being in the financial wilderness and this lot aren't going to see a penny. Things are starting to look up and life is much better than it has been. A significant portion of my first months salary is going to be spent on my wife who has had to put up with a lot over the past few months.

 

Having this lot of spineless bullies (& others) attempting to stick the knife in when I was worried and vulnerable is an absolute affront to all things decent.

 

I'm now in a much stronger position than I have been recently and a lot of thanks has to go to the CAG. I will continue to fight this bunch AND support you good people. I can't thank you enough for your ongoing assistance.

 

Now I wonder what happens next. Given my past posting record on here I'm betting that the phone calls and threat-o-grams will start again as soon as I hit 'send message':)

 

They are now well past their 12 +30 cca days too!

 

Cheers,

 

D

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HI Delfi

 

The very best of good luck with your new job.

 

What a lovely man you must be to show your appreciation to your wife in that way.

It is often the other halfs that are the unsung heroes of these sort of situations, and for you to show her how grateful you are for her support is lovely.

 

I am now just unplugging the phone and resorting to mobiles as none of the b******* know our mobile numbers. It may cost more but it is oh so peaceful.

 

Good luck to both of you.

 

maggiebroom :D

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  • 4 weeks later...

Wow this thread was difficult to find. Has it really been this long since I last posted? The nature of starting a new job and 14 hour days I guess.

 

Mercers have been playing their usual games and recently started calling my wife's number again. They now get the stock response ... " you have not supplied a valid CCA upon request, have committed a criminal offence so take me to court and see what happens. There is no debt until you can enforce it and you can't enforce this. Now stop phoning."

 

My wife just said the above and got told she was 'talking rubbish'. The cheek of these people!!! The phone was put down when she questioned whether the person calling wasn't also committing an offence.

 

They've also denied being related to B/C in any way & denied dubious Companies House listings

 

One phoned me on my mobile at work the other day and threatened me with 'bailiffs' in response to the above. I asked him if he was coming around with them ... "why?" ... "because I'd like to kick your arse too"

 

So I'm still waiting on these people to stop being irritants and to actually do something 'interesting'. For now I hold the cards I think and I don't see that there's much that they can do. I'd quite like them to go for court proceedings.

 

One thing has changed & that's thanks to you lot on these forums. That's my attitude towards these ghouls. I'll openly admit that initially they really did scare me ... they preyed on me at a very vulnerable time. Now however they can go **** off. I don't do what bullies want and these creatures deserve a whole load of grief in return. The drones are getting boring ... bring on slightly more senior drones. No 'threat-o-grams" of late and certainly no other correspondence in written form.

 

B/C continue to add numbers (they call it 'interest') to the accounts concerned having criminally defaulted on 2 CCA requests.

 

There's nothing more I can do other than wait for escalation on their part right? 14 hour working days preclude a lot of things!

 

D

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Hi Delfi. Glad to hear you are now gainfully employed. Hope all is going better for you.

 

Barclaycard have now passed my hubbys account on to Mercers and we have only just heard so they haven't started the harassment yet, but after your experience, we are not looking forward to that. (methinks a new phone number is on the cards)

 

Hubbys card was originally Provident who passed it on to Monument who then passed it over to Barclaycard. We haven't even done the CCA on them yet but the letter is going out on Monday, so we'll see what happens then. Not once have they sent us an agreement with each new card (a la s. 85 CCA 1974), so they are in default before they even pick the phone up, and that too will be said in the letter.

 

They are quite offensive even now, demanding ever increasing larger payments daily. Lets see if they can come with a proper agreement .

 

maggiebroom :)

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