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miss muppet

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miss muppet last won the day on August 17 2011

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  1. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. Nah, the cracked mug and stale cake will do for them! Totally agree with your decision, hope you sent them the letter advising them that your dog will have his teeth on show if they should turn up!
  3. Hi NPMBNA You are getting your knickers in a twist for nothing really, it really doesent matter about the CRA, from the date you miss a payment creditors are reporting on you with or without an agreement. You could complain to the ICO and put some information on the CRA file to the effect that the account is in dispute to the lack of credit agreement if you so wish. Just let them keep on spouting hot air - after an absence of 3 years they wrote to me to say that they had sold my account to the bottom feeders, had great pleasure in sending them photocopies of the court judgement - like you they have reported on me even adding the costs they had to pay to the final alleged balance, am I bothered - not really, they will drop off quite soon anyway!
  4. Its really quite simple DM, you are just asking them if they are so sure they have an enforceable agreement to produce it. Used this tactic on one of OH's , - Goldfish - following this they commenced court action just in time for Xmas but couldn't come up with the goods following CPR requests so had to discontinue!
  5. Time to get tough with them I think DM, they do so love writing long meaningless replies of drivel to any requests don't they? Why not go down the Priority One path? They seem to be having a push on these Sainsbury's accounts, probably because they realise they bought a bunch of lemons! http://www.consumeractiongroup.co.uk/forum/showthread.php?291468-Fighting-back-with-CPUTR-2008....
  6. Hi there, Sorry you don't seem to have had a reply to your post. Yes an SAR would be a good idea,£10 postal order and no signature from Gran and you can of course take the complaint to the FOS.
  7. Yes, can confirm that now found letter address to Data Subject Access Request Team, Customer Relations and as above, Good Luck DM!
  8. Looking at the Return address they sent with OH's info looks like it is 10 Carlton Street, Halifax HX1 2AL and yes £10 postal order.
  9. Hi DM, have been looking back over your thread and wondering, did you ever SAR Sainsburys, might be a good idea to do so and it might turn up some interesting stuff.
  10. How about this DM, worth a shot I think under the CUPTR 2008:- http://www.consumeractiongroup.co.uk/forum/showthread.php?323135-Why-is-CAG-running-scared-of-pre-court-CCA-enforceability-arguments
  11. Excellent news, well done, if you can a small donation to the site would I'm sure be appreciated!
  12. How about this thread, this might help, also have a look at the legal issues forum, lots of cases you can research and use the ideas:- http://www.consumeractiongroup.co.uk/forum/showthread.php?309037-Charges-older-than-6-years-***WON***-Compound-Int-t-and-**NO-SET-OFF**
  13. Ok, stayed up late and nearly finished my witness statement, of course when I reread the Judge's order that was the right way to go, just having a bit of a wobble but well back on track now.
  14. Ok, panic over,found the info I wanted on the web, looks like I will be able to cross-examine and question the dark side without CPR, really looking forward to that part one of the statements dear Pippa has made is that typically she would travel to the telemarketing Companies making the calls on behalf of JDW on a 3 monthly basis to listen to live calls being made to customers - so how many customers did they have at that time and how many calls did she listen in to and why haven't they got a transcript or tape of the call made to moi!
  15. Well, here we are still rumbling on a year later and heading for hearing shortly, they certainly did owe me more than they offered about 5 times as much and thats only at 8%. Because I owe them nothing (Isen't that a Bros song?)I am going for them for the full 39.6% they charged me. I have sent in my court bundle and they have submitted a witness statement, same old drivel along with exhibits of black screenshots with blue typing which I had to get out the magnifying glass to see and exhibits such as terms and conditions of Pomp and a beautiful black almost illegible print out of Good News for Pomp Customers as from 2005 Hospitalisation Cover - news to me, never saw anything about it - in my opinion, even I could have manufactured that yesterday on a computer. Anyhow, my question is - as part of my court bundle I sent in civil procedure rules 33.4,33.5 &33.6 plus the Civil Evidence Act - I really cannot understand the legalise of the advice given and wonder whether I have to give notice to the court and the other side of my intention to cross examine the statements made in the witness statement. Hope someone can help as time is getting short.
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