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    • That's a blessed relief. They would have been withdrawn because, as I said, they have no evidence that you were driving. That comes from the responses to the requests for driver's details which you failed to send. The important thing is that the speeding charges were laid. That makes life much easier (and far more likely to see a successful outcome). You need to make your SD and serve it on the court where you were convicted. The next you should hear is by way of a "Single Justice Procedure Notice" laying the four charges against you again. You will have three options (for each charge): Plead Guilty and do not attend court Plead guilty and attend court Plead not guilty You must plead Not Guilty to all charges. In the section headed “reason for not guilty plea” you can state that you will offer to plead guilty to the speeding charging providing, and only providing, the FtP charges are dropped. This is a procedure well known to all court users (prosecutors, magistrates and their legal advisors) and is carried out up and down the land daily. I’ll refer to it as “the deal”. Before the pandemic it was necessary to attend court to undertake this deal and speak to the prosecutor (the agreement of the prosecutor is required as the court cannot accept it without that agreement).  However, during the pandemic courts aimed to reduce the numbers of people required to attend to an absolute minimum and most courts accepted a written request to do the deal. Local police prosecutors made an agreement with their courts that the magistrates’ legal advisors could accept the deal. In some areas this arrangement has carried on. In others they have reverted to the old process where attendance was required. So your offer of the “deal” with either be accepted in writing and dealt with under the Single Justice procedure or you may have to attend court. In either event it is important to emphasise that you will plead guilty to speeding only if the FtP charges are dropped.  There may be slight variations to the process depending on how the individual area works but there is no reason why this should not be successful.    
    • Yes thank you dx, my sentiments exactly.  We don't have access to his credit report to see the CCJ.  We were just told by the Estate Agency who he was trying to act as a guarantor for me.......  I can get a free one for a month I believe.  
    • I would say it's snotty letter time. You can do a search on CAG for examples of what other people have sent. Don't make it too polite. HB
    • Ok, received this letter that looks like a letter of claim but it still doesn’t sound too convincing    2024-06 BW Letter Of Claim.pdf
    • I got a hearing adjourned due to counsel getting covid. Hearing was delayed 5 months !
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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walton v rbos


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david u owe me a keyboard and monitor.

 

Naturally gifted at being idiots yes

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Paul,

When we wrote to CMS in April, we asked many questions regarding the management of our accounts. But one of the points we raised was the value of the debt on our router accounts, we asked RBS,

"Can you confirm where this information came from and is this the figure that you provide in your accounts to Companies House as an asset of the banks?"

To date they have not responded. How do we find out which figure they are using,the true value of the debt [the figure at judgement less payments made] or the router account debt [ debt at judgement less payments + interest & solicitors fees].

 

Can we SAR the banks auditor or accountants to find the truth ?

 

If they are using the router accounts, does this mean they illegally inflating thier balance sheet, deceiving shareholders & the city ?

Debs

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Hi Debbbbsy,

 

Paul and myself have reached that exact conclusion ...the bank has said about my Router Account that it is actually my personal account that is just given an internal different number......the problem with this is it bears no resemblance to the balances on my personal account statements....and when I queried this along with my MP we both got the message.......we no longer wish to discuss past transactions on any of your accounts..........................for the simple reason they are falsley manipulated.

on paper I owed RBS £1290.....in truth I owed them £35..... which I paid.

But when the auditors do their accounts this £1290 becomes an asset debt and with a lot more like them are as you said are inflated company accounts and when presented to the international lending banks when RBS WANT TO BORROW MONEY....they get their money because the have all this "nonexisant" money owing. RBS then are able to borrow more money to pay their directors their big fat bonuses for all their fine efforts in creating these router accounts and falsley creating loan agreements like Pauls and a few others.

 

Did you also know that the majority of Nat West and RBS employees don't even know about Router Accounts ....for curiosity just ring a few RBS and Nat West banks up and ask...they wont know what you are talking about.

Only CMS Telford know about these accounts and only CMS Telford can access them on the whole of the Banks computer system.

Its a dead cert your local branch can't you have to have special security clearance to be able to do that.

 

 

sparkie

Edited by Sparkie1723
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You have to wonder how many other banks do this.

 

It is well known that account can and are manipulated to produce, (usually) a more favourable cast on a companies trading position.

 

Trouble is, when you have to physical come up with hard cash, as the banks have had to recently, you have a problem. You have to wonder if the banks bought the 'toxic debt', or is some their own creation.

 

David

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Paul,

When we wrote to CMS in April, we asked many questions regarding the management of our accounts. But one of the points we raised was the value of the debt on our router accounts, we asked RBS,

"Can you confirm where this information came from and is this the figure that you provide in your accounts to Companies House as an asset of the banks?"

To date they have not responded. How do we find out which figure they are using,the true value of the debt [the figure at judgement less payments made] or the router account debt [ debt at judgement less payments + interest & solicitors fees].

 

Can we S.A.R - (Subject Access Request) the banks auditor or accountants to find the truth ?

 

If they are using the router accounts, does this mean they illegally inflating thier balance sheet, deceiving shareholders & the city ?

Debs

 

As the router account is a book debt and therefore an asset it is probable that the figure contained in this account is the one used to bolster the banks balance sheets.

 

I'm afraid it will be extremely difficult to find the information you need from RBS simply because they don't want further evidence of this type of accounting minipulation brought to the attention of media scources.

 

I strongly suggest you continue to find answers through your MP - make a complaint to the OFT FOS and ICO.

 

Don't forget to add your case to my Router account book debt blog.

 

PW

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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You have to wonder how many other banks do this.

 

It is well known that account can and are manipulated to produce, (usually) a more favourable cast on a companies trading position.

 

Trouble is, when you have to physical come up with hard cash, as the banks have had to recently, you have a problem. You have to wonder if the banks bought the 'toxic debt', or is some their own creation.

 

David

 

Agreed, this is one of the reasons banks are reluctunt to lend money, because they don't trust each others balance sheets.

Edited by paulwlton

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Agreed, this is one of the reasons banks are reluctant to lend money, because they don't trust each others balance sheets.

 

That statement really does spell out what it's come to. The banks were built on trust, just look what they've done.

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  • 2 weeks later...

RBS are still seeking a civil restraint order against me and an hearing to determine this has been set for two hours in front of a circuit judge in Sheffield.

 

I assume RBS are worried that their so called "router accounts" will be exposed as a source of false accounting, this is why they refused to submit the accounting documents into court and allow a judge to decide.

 

Unfortunatley for the RBS there are two extremely serious ongoing cases involving these accounts and it is my belief that there will be further media exposure.

 

Regards

Edited by paulwlton

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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RBS are still seeking a civil restraint order against me and an hearing to determine this has been set for two hours in front of a circuit judge in Sheffield.

 

I assume RBS are worried that their so called "router accounts" will be exposed as a source of false accounting, this is why they refused to submit the accounting documents into court and allow a judge to decide.

 

Unfortunatley for the RBS there are two extremely serious ongoing cases involving these accounts and it is my belief that there will be further media exposure.

 

Regards

 

It's a shame they hadn't just given you what you wanted from the beginning, which would have cost them a lot less than all this in the long run.

 

Take note, bankers, don't mess with a CAG-er...

 

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It's a shame they hadn't just given you what you wanted from the beginning, which would have cost them a lot less than all this in the long run.

 

Take note, bankers, don't mess with a CAG-er...

 

I assume they must believe all/any publicity is good publicity.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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interesting quote below for all potential whistleblowers , step aboard anytime

 

Can company bosses prevent a member of staff from taking “confidential” information with them when they resign? Not necessarily, says xxxxxxx, our Employment Law Specialist.

 

“Information which you may regard as being classified, is often in the public domain, and if that turns out to be the case, there may be nothing you can do to stop former members of staff taking the information with them.

 

“As a general rule, in order for something to be confidential and owned exclusively by the company, it either has to be a trade secret, or something that you’ve been given in confidence which isn’t public knowledge.

 

“But even this isn’t a cast-iron guarantee, since the courts have recognised that all employees accumulate a certain amount of knowledge about the company which they’re entitled to take with them and use in their next job.”

 

John said there were a number of steps which companies could take to protect themselves.

 

“If you want something to remain confidential, make sure it’s clearly marked as such, and that its importance is flagged up with any employee who has access to it. Also, make sure that the contracts of senior employees and directors include restrictive covenants spelling out the position regarding the use of sensitive data.”:grin::grin::grin::grin::grin:

:cool: sunbathing in juan les pins de temps en temps

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RBS are still seeking a civil restraint order against me and an hearing to determine this has been set for two hours in front of a circuit judge in Sheffield.

 

I assume RBS are worried that their so called "router accounts" will be exposed as a source of false accounting, this is why they refused to submit the accounting documents into court and allow a judge to decide.

 

Unfortunatley for the RBS there are two extremely serious ongoing cases involving these accounts and it is my belief that there will be further media exposure.

 

Regards

 

Good luck with this. :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

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1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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You defence with regard this injunction hearing should centre around the fact thay what you are attempting to do .....make RBS declare these Router Acconts is of extreme public importance, and to prevent that happening is the ulterior motive of RBS to obtain that injuction they are scared stiff they will be forced to declare them and bring them out in the open.

I will be making this extremely clear when I see my MP Andrew Miller at 12'30am today.

 

sparkie

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Good luck Sparkie, hope you are well :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Compelling reading.....watching with interest....What did your MP say about the restarining order Paul ?

 

 

My MP is waiting for the nod before some sort of political action is taken.

 

Regards.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Paul

 

We will get in touch with our MP again to inform him what's happening with yours and Sparkie's issues (if that's OK?). He had already told us that he would talk to your MP a few months ago.

 

You have the name of my MP so please feel free to contact him directly.

 

As you know, it's awkward for us to post here all that is going on in our case for various reasons.

 

When/if we win, it will all be here.

 

D&D

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Paul

 

We will get in touch with our MP again to inform him what's happening with yours and Sparkie's issues (if that's OK?). He had already told us that he would talk to your MP a few months ago.

 

You have the name of my MP so please feel free to contact him directly.

 

As you know, it's awkward for us to post here all that is going on in our case for various reasons.

 

When/if we win, it will all be here.

 

D&D

 

I believe there's five MPs involved......fortunatley most are in the red corner.

 

PW

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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paul

 

the sense of injustice overwhelms me regarding your situation however i am hoping that - with political intervention - some sort of favourable action shall be forthcoming

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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