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HSBC court hearing, claiming Contractual Interest -*** WON ***


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CM, don't mention my name to Kel! She doesn't like me anymore!:(

 

Its ok FL i told her your name was pete,

think we got away with it as well, i mean her being an Essex girl and all that, she'll never know, poor girl in all the excitement of winning :D

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GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Well this deserves a great big PHEW!!!!! in that case!

 

 

Pheew

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Hey your post have changed to Won already

Whoooopppeeeee

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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i'm not a essex girl!!!!!!!!

 

nor am i over 80 years old!!!!!!

 

i do have to say i was very lucky on this one, next time i will make sure ewverything it more watertight..... with you guys for help!!!! who can lose????

 

I'm off to australia with my winnings!!!! wahoo!!!! going to swim with some actually sharks now instead of HSBC!!!

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i'm not a essex girl!!!!!!!!

 

nor am i over 80 years old!!!!!!

 

i do have to say i was very lucky on this one, next time i will make sure ewverything it more watertight..... with you guys for help!!!! who can lose????

 

I'm off to australia with my winnings!!!! wahoo!!!! going to swim with some actually sharks now instead of HSBC!!!

 

Enjoy it kelly you deserve it

 

CM

 

Ladies & Gentlemen,we have

 

A winner

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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lol... with the actual letter in my hand... mmm i think they might have there calculations wrong.....

 

keep posted.... just going to double check everything.....

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6 years..... write how do they figure that out.. is it every thing from 2001 or from the date you started claiming the money back... so in my case feb 2001???

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guys, firstly, after sitting here and cross referencing the statements, spreadsheets etc... seems they've made a few mistakes. + added a few that i wasn't claiming, so checked my statements and found a few recent ones that i could add on to this claim??? so now the original £2795.83 has a increase of £154.76 which i have double checked and made sure its all correct. with the 3 other additional charges i've had, the total is now £3080.91, which includes the £220 court fees, which they have already aggreed to pay. only thing which varies is there interest calculations, they run theres on 25/06/2007 mine where done on the 20/03/2007. so i've amended mine to their calculation date, still differs though....

 

would you say i would be OK to send a mail/letter to them pointing out the mistakes and saying that i would be willing to offer in full and final settlement the £3081.91???/

 

Let me know.... this is nothing apart from what i am owed the the 8% stat interest....

 

 

Help guys....

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guys, firstly, after sitting here and cross referencing the statements, spreadsheets etc... seems they've made a few mistakes. + added a few that i wasn't claiming, so checked my statements and found a few recent ones that i could add on to this claim??? so now the original £2795.83 has a increase of £154.76 which i have double checked and made sure its all correct. with the 3 other additional charges i've had, the total is now £3080.91, which includes the £220 court fees, which they have already aggreed to pay. only thing which varies is there interest calculations, they run theres on 25/06/2007 mine where done on the 20/03/2007. so i've amended mine to their calculation date, still differs though....

 

would you say i would be OK to send a mail/letter to them pointing out the mistakes and saying that i would be willing to offer in full and final settlement the £3081.91???/

 

Let me know.... this is nothing apart from what i am owed the the 8% stat interest....

 

 

Help guys....

 

Hi Kel,

 

What about the AQ fee £100 ( unless you have already included it in your calculations).

 

congratualations and well done.

Told you they would settle....

DS

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right, sent these off to D&G, see what comes back tomorrow i guess..

 

Dear Rachel,

 

Many thanks for you letter dated 25th June 2007 with the offer of £2795.82 in full and final settlement of my claim against HSBC and its bank charges.

 

Whilst reading the letter, i decided to make sure and double check all the charges against the statements and spreadsheets and came across a few errors. I've attached a spreadsheet with all the information that came with your letter and have cross reference then against my court bundle which you should have received on Friday last week.

 

 

 

The first two on the statement have not been included in your spreadsheet? Are these within the 6 years? Jan 2001..?

 

The charges highlighted in red, are ones that have been missed of your letter, so i've also given you the page number to which the statement confirms a charge was made, or in the case of the last two in October 2006, 2 charges where taken from the account and only 1 refunded, so my claim for the one bank charge would still be correct i believe.

 

The charge highlighted in yellow, was a bank charge that was taken, but i had not included in the spreadsheet as it was after the claim had began, and seeing that you've included it, the charges in mauve are the newest ones that have come out of my account.

 

 

 

With this in mind, I would be willing to accept the offer off £3080.91 in full and final settlement only for this claim of bank charges made on my account between 02/01/2001 and 01/06/2007.

 

I accept this offer without prejudice and I reserve the right to make any further claims should you apply future charges that may be considered unlawful under common law or in violation of the Unfair Terms in Consumer Contracts Regulations 1999 or Unfair Contract Terms Act 1977.

 

I will be willing to withdraw my claim upon receipt of unconditional full settlement of my claim, once the money has been deposited into my account, I will inform Harlow Court that the matter has now been resolved.

 

I am also not prepared to agree to any confidentially clauses you try to impose.

 

I hope that this now concludes this matter, if not please call me on 0*** ******* to discuss, so that we can settle this in a timely manner before the court hearing. To confirm your acceptance to this mail, please mail me and confirm that a new settlement letter is either being posted out to me or that this e-mail is sufficient to confirm that this matter will be dealt with.

 

Yours Sincerely

 

 

 

 

 

ME

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the AQ fee is already included in D&G's full and final settlement, so they've already said they will pay it...

 

So you think i will be ok in getting the extra owed then?

 

Yes I do think you will get paid in full, becase they always do, and yes I think tou should go for WASTED TIME COSTS, as they had no intentions of going to court as they never prepared their bundle. They tried that same trick on me and then at the last minute caved in and they paid the lot. They told me they would go to court but us it was uneconomic because of costs etc.

 

Your letter looks fine to me and you should have your settlement very soon. Just in time for a nice holiday!!

DS

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how would the wasted costs go? looking at other thread quicky this morning, as it never went to court, can i still ask for them? it seems £9.25p/h is the normal rate, so thats fine, i'd reccon about 20 hours to get all the information together... then postgage, ink, paper... so about £230.... when would i need to start trying to claim these back.... ?

 

can someone let me know

 

cheers

 

 

K

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Wahoo!!!!

 

Just Got A Call And They've Agreed The New Figure And The Money Is Being Transfered Into The Account In The Next Few Days!!!!!

 

Hey i hope you left some in the pot for me, I mean like fancy going back for seconds when some of us havent had firsts.:D

Well done kelly

Enjoy

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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