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    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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London Scottish-still paying after 14 years//**SETTLED**


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Disgusting!

 

I thought provident were bad, but this makes them look like the local credit union!

 

How awful for your aunt and uncle, people of their generation do worry over missing payments etc. and they would have probably kept paying this forever if you hadn't stepped in. I can't imagine how you can reassure them that what you are doing is in their best interests.

 

The important thing is to keep going and to keep coming back for advice when you need it....you'll find plenty of it here. And those who can't advise will give you some encouragement and support.

 

I'll leave the practical advice to those more knowlegable than me but I will follow this thread with interest.

 

Good luck

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Thank you hisholiness and baby bear, its appalling the amount of money they have paid well over the odds.

 

Small update.

Presently going through the motions by way of London Scottish complaint procedure. Still no credit agreement.

First letter went to Mount Street address,then had a letter from Quays Reach to forward copies of all correspondence re:Everything Financial.

The collector has not been since I handed him his notice of trespass!!

Following that,I sent letter of complaint to Everything Financial.

Have forwarded all paperwork to TS so will see what they come up with.

I fully intend to get some of their money back,will update with any further development.

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Hi rosemary

I didn't send SAR. I sent CCA request to the branch that had been making collections from my G/aunt & uncle. This was "Everything Financial" in Bromsgrove Worcs. I am presently going through London Scottish complaints procedure. Let me know how you get on, do you have a local branch? I believe you can send your SAR to head office either way.

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Hi babybear

Thanks for your kind thoughts.They are both fine but still worry about whether its right for not honouring their debts as it were.Will update on any progress,I'm angry as hell with these people.

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Bet you are, I'd be too...

 

Might be good to let them know that there are thousands of real people here 'rooting' for them, and re-assure them that they are perfectly within the law and thier rights :)

 

BB

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For everyones benefit, as others seem to be coming out of the woodwork with these "forever payments" to London Scottish, here is London Scottish's complaints procedure. To view properly or print , right click save the images and then rotate them in Windows picture viewer.

 

RWcomps1.jpg

 

RWcomps2.jpg

 

Good luck, Dave.

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  • 1 month later...

Okayyyyy update at last.

It seems the Bromsgrove offices of "everything Financial" had closed down last December,so that is London Scottish trying to wrangle out of their non-compliance.Have reported to all authorities who don't really appear to be that interested but I'll keep on at them. My G Uncle has since suffered a couple of heart attacks so I want to close this for him and my G Aunt.

Went through the complaint procedure with LS and today the following arrived.

 

 

LS1.jpg

 

LS2.jpg

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Hiya angel49 :)

 

Congratulations and huge hugs from me to you, your G aunt and uncle.

 

Hope your G uncle feels better soon and that this result will allow you all to relax and forget about this whole sorry saga.

 

Best wishes

 

BB

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Thanks Dave

I was hoping you'd drop in. I feel good now its done. See you've been having some fun............

Good result for your relatives though I suspect had this been your alleged debt you may gave considererd continuing the fight with London Scottish.;)

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Congratulations! well done!!!!!!!

 

Their position with respect to CCA/enforcement is similar in repsect to what I received:

 

http://www.consumeractiongroup.co.uk/forum/general-debt/103600-non-conformance-under-s10.html

 

It is interesting that they settled for such an amount, gives hope to us all.

 

Many thanks for sharing this.

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Angel49

 

I have just read your thread and am disgusted that this type of situation should arise in this day and age.

 

What an excellent result, well done, you must feel very proud of yourself.

 

There may be many more elderly and vulnerable people in society today being ripped off in this fashion - have you thought of talking to the newspapers?

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Thank you all for your comments,much appreciated.

 

Babybear.I love how you always give lots of hugs-I'm calling you huggybear:)

 

ODC. Damn right,I'd love to go further and get them some money back.

 

Monty. Got to be worth challenging

 

Mr blue sky. definately lots of folk out there that must spend days/nights full of worry.I used to be one of them,this site has helped me deal with my problems.

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Excellent news and well done angel49, you have done a good thing for your relatives.

 

Personally I am most intrigued by the constant referal to section 77 and we are not refunding any monies! I am preparing a case to get repaid all monies on an account with no credit agreement and section 77 will not help them one little bit. It is not a London Scottish account.

 

Anyway well done again.

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Angel I think you would have a good chance of getting something back. They have admitted they have not got a CCA thus making the debt unenforceable. True the debt still exists but they have no legal way of obtaining it. Warn your folk that some other scummy DCA may well try and press for payment by bluff. It will only cost you a stamp and a few minutes of your time to argue with them.

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Read paragraph 2 in letter 1 people!

 

There you have it in black and white from London Scottish themselves!

 

I bet they wouldnt have said this on the phone. I suspect like me DMD you would continue to kick these people now that they are down. After all they have wriiten off the balance and didnt make any condition in doing so (OBVIOUSLY BECAUSE THEY WERE ON A HIDING TO NOTHING) . So I would definately have a go at them for payments which they bullied the people into thinking they had a lawful reason to chase. I really do not see how they can enter a default on someones account if they cannot prove the debt actually exists. No CCA = No Enforcable Debt. Therfore No Enforcable debt = No Default. Seems simple enough.:rolleyes:

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A very good result, I' just wondering what logic has been applied with London and Scottish in placing a default on the account at this very late stage - and considering the age of your relatives it isn't going to have a great deal of effect.... they've given you the cherry back with a bite out of it....

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