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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • CrazeUK
      Failure to insure Fine

      By CrazeUK · Posted

      Hi All. A family friends car was having issues when she was on a trip visiting family up north at the begining of January.  She ended up leaving it at my friends garage in the same location, who parked it on his forecourt to investigate the issue, howver he said most likely it is beyond economical repair as its a serious gearbox fault. In the meantime i replaced her car with one of my spare cars. The insurance on the car then expired in at the end of January.  When the insurance expired, I sent a paper V890 paper as i didnt have her V5 Reference number in hand to do it online (i have a copy of this).  She didnt mention she hadnt recieved any confirmation as she didnt know if she would get one.  She then cancelled her road tax at the end of March (i think) as she was paying by DD. She then was travelling up north so didnt get her ,ail until last week. She recievd a letter dated 09/04/2024 stating she had failed to insure the vehcile and there was a £100 fine which could be reduced to £50 if she respons by 11/05/2024.  As soon as we noticed, i got her to dig  out the V5 and SORN'd the vehicle.   My friend has been a bit slow in checking the fault, however i suspect it will still be scrapped and is still on his forecourt. Is this possible to appeal?
    • dx100uk
      Trying to find contact details for prime credit 5 S.a.r.l

      By dx100uk · Posted

      worthy to not forget Just to let you know this bunch Kensington have been fined £1.225m by the financial regulator for treating borrowers who were in arrears unfairly. Claim those charges back plus the interest and tell them not to add any more to the account. There are a few news stories here you can get the info for a letter to send to them. http://news.bbc.co.uk/1/hi/business/8615870.stm  
    • CrazeUK
      PCN in Rochdale on a road. Wrong location and offence on PCN

      By CrazeUK · Posted

      Hi All. I went to visit a family friend in Rochdale on a new housing estate opposite a old row of houses. The location is Royle Road, Postcode OL11 3PE. I was originally parked in parking bays outside the old houses, then moved the car, when I noticed my tyre was flat, so parked on what looked like double yellows to use his air pump to check and inflate the tyres before we left the house.   In the time i went inside to sort the pump and power supply i got a PCN.  The tyre then got changed (has a puncture) and we left. PCN Number:         RE######## Date:             04/05/2024 Time:             20:36 Observation:         20:34 to 20:36 Reported location:     Royle Park Road Reason:        Parked in a restricted street during prescribed hours (Code: 01) I believe this PCN is not correct and has grounds to appeal: 1. My friend who moved into the property around 6 months ago, swears that even though it has old double yellows marked, they are not current or council marked.   He said the property development company had said they had marked them for ease of access during development. 2. The road i was parked on was Royle Road.  The PCN was issued for Royle Park Road, which is about 400 yards up the road. 3. There are no sign posts or marking showing parking  restriction hours in the entire area (there maybe on Royle park Road). I have attached a map of the Location where i parked as a red dot. I have 2 questions: a.  Is there a way to check where double yellow lines are marked on some register to check if they are current? b. Can my grounds of appeal simply be, wrong location, wrong offence? Thanks in advance. Map_20240505.pdf
    • dx100uk
      The National Bank of Ras Al Khaimah/IDRWW Courtclaim - old UAE Loan/CC

      By dx100uk · Posted

      wonder what happened? dx  
    • dx100uk
      Faulty Laptop returned for free fix - advised DPD house no. of neighbour/my safe space - left parcel outside - it was stolen

      By dx100uk · Posted

      you made it very confusing, though i doubt any of it was ever read by the delivery franchise for DPD. your saving grace might well be you didn't select your own address (though if you are all the same postcode..??) and neither mentioned a safe space other than another neighbour. but with the actual delivery address on the parcel, it appears the driver had a choice of 3 addresses, all under the same post code with differing house numbers. so chose the label one but left it on your doorstep. play it carefully and along with the photo and the retailers requirement you should be ok.   dx  

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

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Voxter

Voxter

Posted
Posted
I wouldnt put it past you and think trsyt is correct on this point. I would guess bailiffs dont have to often pay full price for electrical high value goods:roll::roll::roll::eek:

 

yes i know of a bailiff that paid £3.99 for a 99 inch tv so it must be true :rolleyes:

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Tryst

Tryst

Posted
Posted

They need only pay what the estimated value that the item is expected to get at auction. If an item has been estimated at £150, that is all they need to pay, no matter what it's actual value may be. For obvious reasons, estimations are within reasonable limits but an estimation of a 1.5K+ laptop would be around £250 which is an average for reasonably new laptop and doesn't take into account what is inside it. If they know it's a top of the range laptop, it soon gets earmarked and never reaches the auctions.

 

Don't deny this, I dated someone who worked in the admin section of a well known company in Bromley South. I learned a lot of secrets about how bailiffs operate, even down to taking items they are not actually allowed to take because the debtor didn't know what could and couldn't be taken by a bailiff.

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loopinlouie

loopinlouie

Posted
Posted
They need only pay what the estimated value that the item is expected to get at auction. If an item has been estimated at £150, that is all they need to pay, no matter what it's actual value may be. For obvious reasons, estimations are within reasonable limits but an estimation of a 1.5K+ laptop would be around £250 which is an average for reasonably new laptop and doesn't take into account what is inside it. If they know it's a top of the range laptop, it soon gets earmarked and never reaches the auctions.

 

Don't deny this, I dated someone who worked in the admin section of a well known company in Bromley South. I learned a lot of secrets about how bailiffs operate, even down to taking items they are not actually allowed to take because the debtor didn't know what could and couldn't be taken by a bailiff.

 

If you get time tryst, it would be interesting to here of what the the bailiffs get up to:)

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High Court Enforcer

High Court Enforcer

Posted
Posted
They need only pay what the estimated value that the item is expected to get at auction. If an item has been estimated at £150, that is all they need to pay, no matter what it's actual value may be. For obvious reasons, estimations are within reasonable limits but an estimation of a 1.5K+ laptop would be around £250 which is an average for reasonably new laptop and doesn't take into account what is inside it. If they know it's a top of the range laptop, it soon gets earmarked and never reaches the auctions.

 

Don't deny this, I dated someone who worked in the admin section of a well known company in Bromley South. I learned a lot of secrets about how bailiffs operate, even down to taking items they are not actually allowed to take because the debtor didn't know what could and couldn't be taken by a bailiff.

 

Very interesting.

 

Tryst, just a few questions...

 

Who killed Diana? Who shot JFK? Did man land on the moon? :rolleyes:

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seanamarts

seanamarts

Posted
Posted
Very interesting.

 

Tryst, just a few questions...

 

Who killed Diana? Who shot JFK? Did man land on the moon? :rolleyes:

Are these trick questions

Man didnt land on the moon it was a space craft controlled by man which landed on the moon. ;) not that I believe it of course.

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RaeUK

RaeUK

Posted
Posted
Very droll.

 

HCE, just a few answers...

 

Who killed Diana? I believe she was being chased by a bailiff ... Who shot JFK? A bounty hunter? Did a bailiff land on the moon? Yes, he thought he could levy on it... :D

 

 

My turn :p

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kiptower

kiptower

Posted
Posted

maybe he had a big bonfire of the plants he got @ the last walking - nick your goods from some poor sod, and because they didnt flower, he's getting them fumes now ( 7 pointed leaves )

 

so who is he really

 

Ian Beale from CS :confused:

 

a dreamer :rolleyes:

 

or really Elvis :eek:

 

:D

..

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High Court Enforcer

High Court Enforcer

Posted
Posted
Are these trick questions

Man didnt land on the moon it was a space craft controlled by man which landed on the moon. ;) not that I believe it of course.

 

That's a fair point seanamarts.:)

 

The original point was that I just dont believe that bailiffs somehow 'buy' goods on the cheap that are seized from debtors.

 

Goods go to auction and the highest bidder wins. Unfortunately, the goods are sold as seen so yes, a laptop that cost £1500 6 months ago would to the bidder just be a laptop that might not work. £100 if you're lucky I'd say. Also, the chances are the bidder hasnt done any research on the laptop model and is probably unaware of its original cost.

 

Removal really is the last thing anybody wants. It's a pain for the bailiffs and pain for the debtor.

 

But, if the debtor cannot make payment or have a sensible arrangement agreed then it really is the bailiffs only choice.

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loopinlouie

loopinlouie

Posted
Posted

ps. I out of interest on behalf of friend rang up a bailiff a while ago and said was only on income support etc... blah blah blah was the attitued received. They wanted 50.00 week for parking ticket and he only got 64.00 odd a week.

 

We instead took information to council who promptly wiped the ticket clean and said were going to speak to their bailiffs.

 

Bailiff = money grabbing scu*

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Tryst

Tryst

Posted
Posted (edited)

If you are on benefits, there is a certain amount that you can offer and they must take it. I believe they cannot refuse an offer of £3.50 per week or more for a single person on JSA. You can find out what the minimum amount you can offer is from the Jobcentre if you ask.

 

I am currently paying off a council tax bill of £1100 at £2.50 per week since I am on JSA right now. I would have to notify them if I start work so it can be revised.

 

Edit: If they get pushy, inform them that you want it made as an attachment to your benefit so it is paid at source before you get it. They won't get much more than £3.50 per week at most that way and cannot hound you with visits and threats while that attachment is in force.

Edited by Tryst
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pompeyfaith

pompeyfaith

Posted
Posted

As I said above the councils are just as much to blame as in many cases they are effectively there employers.

 

Like our council the revenues dept is run by capita and inturn they use there own bailiffs Equita.

 

They wanted £356.00 out of me by this Thursday I had already paid £351 leaving just £100 to pay them that is £57.50 to the council which is on the bill and £42.50 bailiff fee.

 

No bailiffs had called no levy had been done all I had was 3 letters which they say they put though my door.

 

That is *ull as they came via post as I watched the postman put them though.

 

Oh and I have noticed this council tax year the liability order cost has gone up 100% from £40 to £80 this costs them no more that £4.

 

Yes these councils run by capita are a rip off and a disgrace considering they are there to serve us.

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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High Court Enforcer

High Court Enforcer

Posted
Posted
Rollocks. Bailliff doesnt accept 'sensible' agreements unless it means pay ammount over the odds that someone will struggle to pay and get in more trouble.;)

 

You must remember that the bailiff is technically there for goods not money. The money is a bi-product of enforcement.

 

To be honest, £3.50 per week on a £1000 debt isnt really acceptable in my eyes. The bailiff should remove and sell the debtors goods in those circumstances. However, then were into the problem of the value of household goods at auction again.... :-(

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High Court Enforcer

High Court Enforcer

Posted
Posted
ps. I out of interest on behalf of friend rang up a bailiff a while ago and said was only on income support etc... blah blah blah was the attitued received. They wanted 50.00 week for parking ticket and he only got 64.00 odd a week.

 

We instead took information to council who promptly wiped the ticket clean and said were going to speak to their bailiffs.

 

Bailiff = money grabbing scu*

 

Council's regularly pressure Bailiff's to clear up debts as quickly as possible.

 

It is not unreasonable for the bailiff to request £50 per week. He will know he is unlikely to get it and may settle for £30...

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loopinlouie

loopinlouie

Posted
Posted
You must remember that the bailiff is technically there for goods not money. The money is a bi-product of enforcement.

 

To be honest, £3.50 per week on a £1000 debt isnt really acceptable in my eyes. The bailiff should remove and sell the debtors goods in those circumstances. However, then were into the problem of the value of household goods at auction again.... :-(

 

 

HCE The bailiff was out of order. My friend had just come out of hospital and I rang when he was worrying how he would afford food if he gave them all that. Surely a decent bailiff would have suggested a person on beneifts could have a nominal ammount took out directly. No they dont becaue they are robbers in my view. Oh and as to belongings my friend had 40 year old carpet and old fashioned furniture from the ark of no value.

 

You side with what you feel is reasonable when you are not reasonable in your answer, what goes around comes around.

 

If on benefits and vulnerable how dare they pressure a person to the extent of not being able to eat, sickening low lifes:-x

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RaeUK

RaeUK

Posted
Posted

If you are in the vulnerable category then £3.50 to £5.00 per week is perfectly acceptable. The bailiff - highly trained and skilled - will be fully conversant with the National Standards and immediately pass the case back to the council ...

Rae

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pompeyfaith

pompeyfaith

Posted
Posted
The bailifflink3.gif - highly trained and skilled

 

Rae,

 

lol that's the funniest thing I've heard all day thanks for making me laugh :D

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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RaeUK

RaeUK

Posted
Posted

You're welcome PF.

For those who don't know me, I'd like to take this opportunity in pointing out that my tongue was firmly in my cheek - not one of HCEs ... :p

Best wishes

Rae

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