New Claim - Another Capital One

[doo]

Also, forgot to add that cap one have confirmed the removal of all late markers showing on my credit file, have checked and it has already been done, now showing a lovely row of zero's, am extremely pleased about this.

[c_allen]

well done doo, very happy for you:D . keep at em for the £100 though;)

[doo]

Thanks c_allen, will update when I receive cheque etc, feel like this has been going on forever.

[c_allen]

sure does:)

[chocolatte]

Good luck doo, and thank you for the advice I have letter written up ready to go...

Dear Victoria Richmond

 

Thank you for your letter dated 26 June 2007. I wish to stress that I will accept your offer as partial payment only towards my claim. The money transfered to my account should not be viewed as my acceptance as a full and final settlement. As my Particulars Of Claim state, I am claiming contractual interest (compounded daily) at 34.90% APR, or 2.53% per month, which is the rate that has been applied to my account (this information has already been confirmed by your department in a telephone call) and is the most current interest rate being applied according to my statements and your website. As County Court action has commenced, any negotiated settlement of this claim must include interest and court fees. Failure to comply with these points in any settlement offer means that it would not be a full settlement of my claim, and therefore unacceptable. I am a reasonable person and would be happy to negotiate to bring proceedings to a close, but in the absence of any serious attempt at settlement on your part, you can be assured that I will pursue this claim in the most vigorous manner. Should you wish to settle my claim in full, then please forward the balance of the claim £412.98 without conditions, and I will inform the court that the claim is settled. I have also requested that you remove any default notices against me, please make sure that this is also done.

As previously advised I shall also be requesting, from the Court, compensation for wasted costs, due to your resistance. I shall also expect a full break down of costs incurred to yourselves justifying the charges to my account.

 

I trust this clarifies my position.

 

Yours sincerely

 

Any comments?

[c_allen]

if you are going for CI why are you accepting partial offers chocolatte?????? to do that would be a BIG mistake

[chocolatte]

I accepted partial offer from Abbey in April and told them I would still be going to court for the rest and they paid the whole lot.

If I owed a company money they would bite my hand off if I offerred them a partial settlement? Would they?

I'm quite happy going to court and asking them to explain their actions to the Sheriff since I requested my money back in February, then going to the FOS and finally appearing in court after they tried to short change me.

[coxey61]

Not very good at this, was reading this and thought i was on last page but i was still on first, i need sleep my advice not needed to late, sorry.

[deedee1310]

Coxey I found you here too. LOL!

 

Hi doo. Have just finished reading your thread - phheeewww. What a hassle. Well done for sticking with it though.

 

Coxey and I have both got Cr*p One claims on at the moment. Coxey is further ahead as she has filed at Court. I have just sent a Combined Rejection of Offer and LBA to them yesterday. They offered me the difference between £20 and £12.

 

I too claimed CCI but would be quite happy to take charges + interest+ 8% SI but we shall see.

 

My claim is complicated further in that I am wanting default and CCJ removal from them too. I will add your thread to my "thread bible" (Tanz's thread is there as a matter of course!)

 

To see how we're both getting on

 

Coxey - coxey61 vs capital one

 

deedee - deedee1310 v Capital One

 

Anyway I hope Cr*p One pays up for you. I am subscribing to see how you finally settle this.

 

Best wishes

 

deedee

[doo]

Thanks all for support, will update when I receive cheque and paperwork from the court.

[TUTTSI]

Thanks all for support, will update when I receive cheque and paperwork from the court.

 

Thank you Doo, I really appreciated the reputation thingy.

 

and CONGRATULATIONS .......................

for a job WELL DONE.

enjoy the spending when the cheque arrives and clears.

[doo]

Thanks ds, will be back on Abbey forum soon so will catch up with you there, I will certainly be following your lead.

[chocolatte]

Got my cheque today, put it into Abbey, already done and won with that lot , when cheque clears will be sending you letter Ms Richmond!

[TUTTSI]

Thanks ds, will be back on Abbey forum soon so will catch up with you there, I will certainly be following your lead.

 

Hi Doo

Look forward to you joining me on the Abbey forum, it is not as friendly as the Cap One as it is quite large, although I am friendly with a couple of folks there. One of them has the bailiffs going into Abbey next week so watch this space! Five minutes after you post your thread dissapears a long way down as so many peeps are posting there. So it will be great to have some company and I will be pleased to help all I can. I am just waiting on the Judge to decide whether he is going to strike out Abbeys defence or go for the draft directions that I gave in the alternative. I did a really comprehensive AQ (N150) and I have posted it to the thread so it will be there when you need it.

All the best

DS

[Brad Smith]

congratulations doo

[doo]

ds, need to do some catching up on the abbey forum, have been so caught up on this claim it will be good to get it all concluded. Will have a look at the posting on your AQ, it's great that you have posted it up for others.

 

Brad, thanks, it's been a long haul, now for Barclaycard.

[redsonja]

Hey Doo

 

Excellent news about the default etc.

As for ther £100, I would keep on at them too, they will soon pay it me thinks.

 

Well done for hanging in there so long

x

[Paintball]

CONGRATS ...

Just shows how persistence will pay off. I'm really pleased for you Doo.

 

Xoxoxox

[doo]

Thanks sonja, paintball. Cheque received, minus the £100 for the Allocation Questionnaire. As I have already said they have informed me that the £200 GOGW received more than compensates me for the AQ fee, now, have to think what to do next, do I call it a day or push on. Any comments?

[sea-sidelady]

You have come this far, why let them away with £100.

[Bulmer1985]

Hey,

 

Can anyone help me? I am about to start a case against Capital One.

I have noticed on my bills things such as "Cash advanced fee", " Cash interest" and "purchase interest" appearing. Then once these have pushed me over my credit limit "overlimit charge" appears!

 

What template should I use to request all statements? pleas ehelp?

[sowerby17]

Hi Doo have you accepted yet the £200 does seem a bit stingy on thier behalf doesnt it as Your diff was £1000 was it not.WIll keep watching to see what happens.I am going to accept as partial and negotiate the rest I hope.

[doo]

Hi sowerby, I have not stopped the claim yet but have had notice from Southend Court that the Allocation and Case Management Conference will take place on 13 September, which I should attend. Will now write another letter to legal dept about my allocation questionnaire fee. I really do not think I will get any more money out of them though, also not sure what the above is, seems tome that there are alot of cases all on the same day/time.

[glav]

Doo

 

Have sent you a pm, need some advice, thanks

 

glav:)

[Brad Smith]

Hi Doo...hope you're ok

 

sorry...been so busy trying to get away from Sonja & Paintball that I've forgotten to find out how you're doing. Am I right in thinking that you've won?