Jump to content


  • Tweets

  • Posts

    • Come and engage with homelessness   Museum of Homelessness MUSEUMOFHOMELESSNESS.ORG The award-winning Museum of Homelessness (MoH) was founded in 2015 and is run by people with direct experience of homelessness. A very different approach. If you're in London you should go and see them
    • You have of course checked the car is now taxed and the £68 is stated against  the same reg?  If the tax for the same car did over lap, then I can't see you having an issue pleading not guilty Dx
    • The boundary wiill not be the yellow line.  Dx  
    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details  first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it , this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025, slightly longer than the original tax set up, all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled  I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
    • That doesn't look like clacton ... Former Brexit Party leader Nigel Farage buys coastal home in Lydd-on-Sea WWW.KENTONLINE.CO.UK Former Brexit Party leader Nigel Farage bought a coastal home in the county, it has been reported.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

New strategy for Allocation Questionnaires


BankFodder
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5060 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

If you have used the new strategy, was it successful?  

80 Caggers have voted

  1. 1. If you have used the new strategy, was it successful?

    • Yes - the draft was made into an order
    • No - standard/other directions were ordered


Recommended Posts

  • Replies 1.3k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Help needed please with S,O,E.

The Co-op are only defending on the fact my 2nd claim is for charges over 6 years old and the rate of interest I am charging them(even tho' they have paid out more than 6 years and at the same rate in my 1st claim).

Any suggestions please as how to word this in my S.O.E ?

Thank you.

http://www.consumeractiongroup.co.uk/forum/cooperative-bank/75783-phil-alison-co-op-3.html

Link to post
Share on other sites

Yes you do. It's when your bank read ur court bundle, that they usually decide to pay up, cos they know they can't win! Send it recorded delivery as well so they've go no excuses.

 

I was planning on sending back just the completed AQ plus the 'Draft Order For Directions' with a copy being sent to the DG solicitors.

Please correct me if I’m wrong:- I don't send the Court Bundle at this stage, I wait until instructed to by the court, then it gets sent to the court with a copy going to DG solicitors.

Is there a covering letter template that I should use when I sending copies to DG?

Sorry for being dumb - I'm new to this

Link to post
Share on other sites

I was planning on sending back just the completed AQ plus the 'Draft Order For Directions' with a copy being sent to the DG solicitors.

 

Please correct me if I’m wrong:- I don't send the Court Bundle at this stage, I wait until instructed to by the court, then it gets sent to the court with a copy going to DG solicitors.

 

Is there a covering letter template that I should use when I sending copies to DG?

 

Sorry for being dumb - I'm new to this

 

 

Mine must be different to yours, as the judge in my case has dispensed with the allocation questionnaire, then 2 days later I got a form requesting me to send several parts inc. schedule of charges, my bank statements, a statement of evidence and any other material that i will be relying on for my case. What does it say in ur letter?? What have they asked you to do so far??

Every case is different, and this is just mine!!!

Also, when you do eventually send your bundle off, YOU have to send it to your solicitors, the courts don't do it for you!! So happy printing and photocopying!!

Link to post
Share on other sites

I received two letters on the same day: A notice of Transfer of Proceedings from Northampton County Court stating the case has been transferred to Bournemouth - This letter also had the defense attached. The second letter was from Bournemouth County Court that included the AQ. It has requested I return it by the 16th of July.

I am planning to complete and return the AQ plus the Draft Order of Directions (not the bundle). The bundle is sent later when the court requests it. If I have got this confused could someone please let me know?

Thanks,

MM

Link to post
Share on other sites

First post so please be gentle with me.When I have filled in my N150 do I send a copy to A&L at the same time I present it at court.Not doing it on Moneyclaim you see.Whats the part about whether the other parties have agreed to the directions(sectionF-Proposed Directions)about?Do you only send on a,b,c and d of Draft order if Judge requests them or do you have to send them within 14 days of serving my N150 form.Does this cost £100 by the way?

Link to post
Share on other sites

First post so please be gentle with me.When I have filled in my N150 do I send a copy to A&L at the same time I present it at court.Not doing it on Moneyclaim you see.Whats the part about whether the other parties have agreed to the directions(sectionF-Proposed Directions)about?Do you only send on a,b,c and d of Draft order if Judge requests them or do you have to send them within 14 days of serving my N150 form.Does this cost £100 by the way?

 

 

Welcome To CAG Bobberding, You will get loads of help on here.

First, could you start your own thread and on there put on what you have done so far, then when you have your own thread, its like your story board, and peeps can see what you have done so far & advise

better

http://www.consumeractiongroup.co.uk/forum/alliance-leicester/

 

Here is a guide to filling in AQ , i have not done N150 so cant help there, the £100 fee is normally to be paid with N150 but best to ring & confirm with the court office, as it seems to change from court to court.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

Advise you read as much as you can on here as theres a lot to learn to make sure your successfull, but as long as you post your progress & ask any questions, no matter how daft, you will get the help you need.

 

Good luck with your claim.

 

Celicaman

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

Link to post
Share on other sites

Bobberding, also each bank and its Solicitors have different methods of doing things and some aspects of claims are different .

By posting on the A & L forum, you get more specific answers.

Then there are forums like this one where they are mainly dealing with AQ questions.

Bit of a minefield at first, but you will get the hang of it

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

Link to post
Share on other sites

Celicaman,

Just tried to add to your rep for helping the newbies.

 

However, looks like I've blobbed you recently, so the old cagbots won't let me........ meanies !!

 

PM

  • Haha 1

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

Link to post
Share on other sites

Celicaman,

Just tried to add to your rep for helping the newbies.

 

However, looks like I've blobbed you recently, so the old cagbots won't let me........ meanies !!

 

PM

 

Cheers anyway PM, appreciate that.

i think freaky is trying to rack the points up, Poor soul has even put a little thing on the bottom his post, 'that if you feel sorry for him, click his scales, or else pete & celica will get more than him' LOL

Poor guy LOL :-D

 

CM

  • Haha 1

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

Link to post
Share on other sites

Thanx Celicaman.Not got used to this site yet.Tried to post onA&L site but it wouldn't let me.Not authorised or something.:-?

 

Have you registered as a user, you need to log in to start thread.

If you click on the CAG logo at top right of this page it should take you to the home page & see how to register there.

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

Link to post
Share on other sites

Hi there

I have received a transfer of proceedings to my local court notice. It also says that the AQ is being dispensed with.

shall I just wait for the court to contact me as someone suggested in an earlier post. I am a little confused. Some say just wait some say no contact the court.

Any suggestions???

Link to post
Share on other sites

Hey all,

 

I've just recieved a letter from Northampton court saying that my AQ has been dispensed with - How is this fair?

 

Surely the AQ is a chance to put the basics to the court and also an opportunity to expose the bank's time-wasting tactics. Is this a new thing brought about by an overflowing small claims system? And what does it mean as regards the draft order discussed on this thread?

 

Sorry for all the questions, but I'd taken the day off work to complete my AQ, and now I'm at a bit of a loss...Oh how I hate U Lloyds.

 

From reading earlier postings it would seem all I can do is wait for the court to get in touch, but I just think this kind of nullifies the draft order and it seemed like such a great idea.

Link to post
Share on other sites

Dropping the AQ stage is, as you say, largely to save time. there's no reason why you can't still propose the draft order. Write to the court, something allong the lines of:

 

"...I am in receipt of your letter informing me that the Allocation questionnaire has been dispensed with in this case. I believe that this is now being done by many courts in cases of this nature, to save court time. With this in mind, may I respectfully suggest that using the following draft order for directions may speed the case to a conclusion..."

 

something like that. Nothing ventured, nothing gained.

PLUS, it shows the court that you are making a serious effort with your claim, unlike certain parties....

 

:D

Link to post
Share on other sites

Beautiful One of a Kind! I like it.

 

The fact that banks are attempting to jam up the system is such a blatant abuse of our court system. As far as I can see they are using people's individual lack of resources against them - If I have to miss a day of work that costs me 20% of my weekly income, whilst the banks are dealing with claims en-masse, counting on people losing faith or just not being able to afford to go on. Whilst we are all becoming more familiar with the legal nuances of the system at evenings and weekends, the banks can hire a firm of solicitors. Justice? WHAT IS "JUST" ABOUT THIS??? I'm going to fight this claim even if it bankrupts me...

 

Phew - rant over. Sorry.

 

Again many thanks for the help - just one more question if I may - I notice that we're asked to log our claim details but that we should also avoid mailing the moderators. Is there somewhere specific to send our details or do we just add them to a database?

Link to post
Share on other sites

You do need to send your details to a moderator.

 

try Jonni2bad, he's taken messages from me in the past couple of days.

 

you're absolutely right in your view of the way the banks are abusing the system. That's just why the draft orders are being used!

 

;)

Link to post
Share on other sites

As previously posted we fit into the 'tried the new strategy but it got ignored' category. Now I'm preparing (trying to prepare) court bundle. Have messaged Guido as advised (thank you) but in the meantime can anyone point me in the right direction for the bundles...

 

Have been wandering the threads for ages & I'm getting dizzy!

[sIGPIC][/sIGPIC]Emily x

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...