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About phatram

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  1. Address not found Your message wasn't delivered to [email protected] because the address couldn't be found, or is unable to receive mail.
  2. Hi, Just received the following answer to a letter I sent to Littlewoods re Minimum Payment Charges, Dear ***** ********** I am in receipt of your request for administration charges on your account to be cancelled . These charges were applied as the minimum payment, shown on your statements, has not been made every 28 days as required. I am therefore unable to cancel the charge. It is in your best interests to ensure that the correct payment is made on a regular basis to avoid further charges being made. Kind Regards ***** *********
  3. Been in touch with a solicitor about this and a few days later forms arrived in the post to sign to make a claim on a no win no fee basis (which I didn't ask for). Makes interesting reading especially the PAYING US section which explains if you win you pay 40% plus VAT at 20% and you also pay us "disbursements". These range from £35 a phone call to £354 plus VATper hour for a partner,£260 for a solicitor or £216 for a Trainee. If you lose you still have to pay these disbursements so it's not really NO WIN NO FEE is it? They kept ringing and leaving messages and one after
  4. Been nothing from Link for months until today when I receive a"Statement of Account" I love the last line, "If you have not already done so, we would encourage you to contact us to discuss the state of your account"
  5. Off the top of my head at least 8 years ago. I'm unable to check at the moment I'm out.
  6. 2 letters in 2 days now, first one saying I have an account with Link and I owe them a 3 figure sum. "Original" account holder was Co-Op. Second one which arrived 24 hours later is one of their usual crappy threatening letters.
  7. Text from LINK saying they've been trying to contact me (they have not) and could I ring them etc. "Hello, its Link. Despite our efforts to contact you by telephone, text message and letter, we have still not heard from you. It is important that you contact us asap so we can discuss this matter with you. Failure to respond to this message could result in further action being taken. Please call us on 03330145145 to speak to a member of our team quoting reference *********
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