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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
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New strategy for Allocation Questionnaires


BankFodder
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because no one has posted on it for the last 5061 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

If you have used the new strategy, was it successful?  

80 Caggers have voted

  1. 1. If you have used the new strategy, was it successful?

    • Yes - the draft was made into an order
    • No - standard/other directions were ordered


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Help needed please with S,O,E.

The Co-op are only defending on the fact my 2nd claim is for charges over 6 years old and the rate of interest I am charging them(even tho' they have paid out more than 6 years and at the same rate in my 1st claim).

Any suggestions please as how to word this in my S.O.E ?

Thank you.

http://www.consumeractiongroup.co.uk/forum/cooperative-bank/75783-phil-alison-co-op-3.html

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Yes you do. It's when your bank read ur court bundle, that they usually decide to pay up, cos they know they can't win! Send it recorded delivery as well so they've go no excuses.

 

I was planning on sending back just the completed AQ plus the 'Draft Order For Directions' with a copy being sent to the DG solicitors.

Please correct me if I’m wrong:- I don't send the Court Bundle at this stage, I wait until instructed to by the court, then it gets sent to the court with a copy going to DG solicitors.

Is there a covering letter template that I should use when I sending copies to DG?

Sorry for being dumb - I'm new to this

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I was planning on sending back just the completed AQ plus the 'Draft Order For Directions' with a copy being sent to the DG solicitors.

 

Please correct me if I’m wrong:- I don't send the Court Bundle at this stage, I wait until instructed to by the court, then it gets sent to the court with a copy going to DG solicitors.

 

Is there a covering letter template that I should use when I sending copies to DG?

 

Sorry for being dumb - I'm new to this

 

 

Mine must be different to yours, as the judge in my case has dispensed with the allocation questionnaire, then 2 days later I got a form requesting me to send several parts inc. schedule of charges, my bank statements, a statement of evidence and any other material that i will be relying on for my case. What does it say in ur letter?? What have they asked you to do so far??

Every case is different, and this is just mine!!!

Also, when you do eventually send your bundle off, YOU have to send it to your solicitors, the courts don't do it for you!! So happy printing and photocopying!!

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I received two letters on the same day: A notice of Transfer of Proceedings from Northampton County Court stating the case has been transferred to Bournemouth - This letter also had the defense attached. The second letter was from Bournemouth County Court that included the AQ. It has requested I return it by the 16th of July.

I am planning to complete and return the AQ plus the Draft Order of Directions (not the bundle). The bundle is sent later when the court requests it. If I have got this confused could someone please let me know?

Thanks,

MM

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First post so please be gentle with me.When I have filled in my N150 do I send a copy to A&L at the same time I present it at court.Not doing it on Moneyclaim you see.Whats the part about whether the other parties have agreed to the directions(sectionF-Proposed Directions)about?Do you only send on a,b,c and d of Draft order if Judge requests them or do you have to send them within 14 days of serving my N150 form.Does this cost £100 by the way?

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First post so please be gentle with me.When I have filled in my N150 do I send a copy to A&L at the same time I present it at court.Not doing it on Moneyclaim you see.Whats the part about whether the other parties have agreed to the directions(sectionF-Proposed Directions)about?Do you only send on a,b,c and d of Draft order if Judge requests them or do you have to send them within 14 days of serving my N150 form.Does this cost £100 by the way?

 

 

Welcome To CAG Bobberding, You will get loads of help on here.

First, could you start your own thread and on there put on what you have done so far, then when you have your own thread, its like your story board, and peeps can see what you have done so far & advise

better

http://www.consumeractiongroup.co.uk/forum/alliance-leicester/

 

Here is a guide to filling in AQ , i have not done N150 so cant help there, the £100 fee is normally to be paid with N150 but best to ring & confirm with the court office, as it seems to change from court to court.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

Advise you read as much as you can on here as theres a lot to learn to make sure your successfull, but as long as you post your progress & ask any questions, no matter how daft, you will get the help you need.

 

Good luck with your claim.

 

Celicaman

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Bobberding, also each bank and its Solicitors have different methods of doing things and some aspects of claims are different .

By posting on the A & L forum, you get more specific answers.

Then there are forums like this one where they are mainly dealing with AQ questions.

Bit of a minefield at first, but you will get the hang of it

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Celicaman,

Just tried to add to your rep for helping the newbies.

 

However, looks like I've blobbed you recently, so the old cagbots won't let me........ meanies !!

 

PM

  • Haha 1

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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Celicaman,

Just tried to add to your rep for helping the newbies.

 

However, looks like I've blobbed you recently, so the old cagbots won't let me........ meanies !!

 

PM

 

Cheers anyway PM, appreciate that.

i think freaky is trying to rack the points up, Poor soul has even put a little thing on the bottom his post, 'that if you feel sorry for him, click his scales, or else pete & celica will get more than him' LOL

Poor guy LOL :-D

 

CM

  • Haha 1

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Thanx Celicaman.Not got used to this site yet.Tried to post onA&L site but it wouldn't let me.Not authorised or something.:-?

 

Have you registered as a user, you need to log in to start thread.

If you click on the CAG logo at top right of this page it should take you to the home page & see how to register there.

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Hi there

I have received a transfer of proceedings to my local court notice. It also says that the AQ is being dispensed with.

shall I just wait for the court to contact me as someone suggested in an earlier post. I am a little confused. Some say just wait some say no contact the court.

Any suggestions???

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Hey all,

 

I've just recieved a letter from Northampton court saying that my AQ has been dispensed with - How is this fair?

 

Surely the AQ is a chance to put the basics to the court and also an opportunity to expose the bank's time-wasting tactics. Is this a new thing brought about by an overflowing small claims system? And what does it mean as regards the draft order discussed on this thread?

 

Sorry for all the questions, but I'd taken the day off work to complete my AQ, and now I'm at a bit of a loss...Oh how I hate U Lloyds.

 

From reading earlier postings it would seem all I can do is wait for the court to get in touch, but I just think this kind of nullifies the draft order and it seemed like such a great idea.

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Dropping the AQ stage is, as you say, largely to save time. there's no reason why you can't still propose the draft order. Write to the court, something allong the lines of:

 

"...I am in receipt of your letter informing me that the Allocation questionnaire has been dispensed with in this case. I believe that this is now being done by many courts in cases of this nature, to save court time. With this in mind, may I respectfully suggest that using the following draft order for directions may speed the case to a conclusion..."

 

something like that. Nothing ventured, nothing gained.

PLUS, it shows the court that you are making a serious effort with your claim, unlike certain parties....

 

:D

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Beautiful One of a Kind! I like it.

 

The fact that banks are attempting to jam up the system is such a blatant abuse of our court system. As far as I can see they are using people's individual lack of resources against them - If I have to miss a day of work that costs me 20% of my weekly income, whilst the banks are dealing with claims en-masse, counting on people losing faith or just not being able to afford to go on. Whilst we are all becoming more familiar with the legal nuances of the system at evenings and weekends, the banks can hire a firm of solicitors. Justice? WHAT IS "JUST" ABOUT THIS??? I'm going to fight this claim even if it bankrupts me...

 

Phew - rant over. Sorry.

 

Again many thanks for the help - just one more question if I may - I notice that we're asked to log our claim details but that we should also avoid mailing the moderators. Is there somewhere specific to send our details or do we just add them to a database?

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You do need to send your details to a moderator.

 

try Jonni2bad, he's taken messages from me in the past couple of days.

 

you're absolutely right in your view of the way the banks are abusing the system. That's just why the draft orders are being used!

 

;)

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As previously posted we fit into the 'tried the new strategy but it got ignored' category. Now I'm preparing (trying to prepare) court bundle. Have messaged Guido as advised (thank you) but in the meantime can anyone point me in the right direction for the bundles...

 

Have been wandering the threads for ages & I'm getting dizzy!

[sIGPIC][/sIGPIC]Emily x

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