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    • Which Court have you received the claim from?  CIVIL NATIONAL BUSINESS CENTRE, NORTHAMPTON Name of the Claimant?  LOWELL PORTFOLIO LTD How many defendant's joint or self?  SELF Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to.  03 MAY 2024 Particulars of Claim What is the claim for – the reason they have issued the claim?  THE CLAIM IS FOR THE SUM OF £6000 DUE TO THE DEFENDANT UNDER AN AGREEMENT REGULATED BY THE CONSUMER ACT 1974 FOR A LLOYDS BANKING GROUP PLC ACCOUNT WITH AN ACCOUNT REFERENCE OF (ACCOUNT NO. 16 DIGITS LONG). THE DEFENDANT FAILED TO MAINTAIN CONTRACTUAL PAYMENTS REQUIRED BY THE AGREEMENT AND A DEFAULT NOTICE WAS SERVED UNDER S.87(1) OF THE CONSUMER ACT 1974 WHICH HAS NOT BEEN COMPLIED WITH. THE DEBT WAS LEGALLY ASSIGNED TO THE CLAIMANT ON (DATE) NOVEEMBER 2016 NOTICE OF WHICH HAS BEEN GIVEN TO THE DEFENDANT. THE CLAIM INCLUDES STATUORY INTEREST UNDER S.69 OF THE COUNTY COURTS ACT 1984 AT A RATE OF 8% PER ANNUM FOR THE DATE PF ASSIGNMENT TO THE DATE OF ISSUE OF THESE PROCEEDINGS IN THE SUMBE OF £0.00. THE CLAIMANT CLAIMS THE SUM OF £6000. What is the total value of the claim? £6500 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? YES, NOTICES OF CLAIM.  Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred?  YES  Did you inform the claimant of your change of address?  NO Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account?  CREDIT CARD When did you enter into the original agreement before or after April 2007?  BEFORE   Do you recall how you entered into the agreement...On line /In branch/By post?  I DONT RECALL   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ?  NO   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.  DEBT PURCHASER.   Were you aware the account had been assigned – did you receive a Notice of Assignment? THE FIRST I RECALL WAS A LETTER FROM LOWELL SAYING THEY NOW OWNED THE DEBT.  Did you receive a Default Notice from the original creditor?  NOT THAT I RECALL OR BEEN PROVIDED WITH THROUGH CCA REQUESTS.AT LAST REQUEST THEY SAID THEY WERE AWAITING THE DEFAULT NOTICE AND NO ACTION WOULD BE TAKEN UNTIL RESPONDED WHICH TO DATE I'VE NOT HAD OR SEEN.  Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ?  NO, I RECEIEVED LETTERS OF CLAIMS   Why did you cease payments?  I WAS UNDER MEDICAL CARE WHICH CAUSED ME NOT TO WORK. AROUND THAT TIME LOWELL HAD WANTED ME TO INCREASE MY PAYMENTS AS IT WOULD TAKE TOO LONG TO CLEAR THE DEBT. I HAD BEEN PAYING THEM WHAT I WAS PAYING THE BANK. I EXPLAINED MY THEN HEALTH & FINANCIAL POSITION AND THAT I WAS UNABLE TO DO SO. THEY PUT A HOLD ON MY ACCOUNT FOR A FEW MONTHS SO I CANCELLED MY DIRECT DEBIT. I MADE A FULL AND FINAL OFFER WHICH WAS REJECTED. WHEN THEY WANTED PAYMENTS TO RESUME I EXPLAINED I WAS IN A WORSE FINANCIAL POSITION, STILL UNDERTAKING TREATMENT AND NOW UNEMPLOYED SO COULD NOT START PAYMENTS AS THEY WANTED. AFTER SENDING MY FINANCIAL SPREADSHEET THEY KEPT SENDING LETTERS ASKING WHAT I WAS GOING TO DO. I COULDN’T SEE A WAY FORWARD I FELT STREESSED AND UNDER PRESSURE SO WROTE THAT I WOULD NOT BE CORRESPONDING WITH THEM ANYMORE.    What was the date of your last payment? NOVEMBER / DECEMBER 2018   Was there a dispute with the original creditor that remains unresolved? NO   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? I COMMUNICATED MY FINANCIAL PROBLEMS WITH THE CREDIT CARD COMPANY, WE MADE A MONTHLY PAYMENT AGREEMENT WHICH WAS KEPT FOR SEVERAL YEARS UNTIL DEBT WAS SOLD.  
    • Perhaps you would care to read this and reflect on your continuing comparison of Israel to Nazi Germany Jugg    ALEX BRUMMER: How grotesque of pro-Palestine protesters to besmirch Auschwitz, the place where my grandparents died WWW.DAILYMAIL.CO.UK As the son of a refugee from the horrors of the Holocaust, I can feel nothing but contempt for the ignorance, gross... My elderly aunt Sussie and cousin Sheindy had been teenagers at Auschwitz and Belsen but survived and are alive to this day. What they will make of the protesters who waved flags, heckled and chanted as Israelis took part in the March Of The Living – the annual walk from Auschwitz to Birkenau – I cannot imagine. The images now circulating of the protesters are indescribably disturbing. They can only bring back memories of those final moments Sheindy shared with my grandparents when my grandmother Fanya squeezed her hand and told her to lie about her age to avoid the gas chambers. Claiming she was older, and could work, meant that Sheindy lived, not died. The outrage perpetrated by Hamas on October 7 has brought back the most terrifying memories for these two women – memories of pillage, mutilation and starvation. The Holocaust, or Shoah to use the Hebrew word, was the deliberate, industrial-scale killing of Jews.  It is bad enough that pro-Palestinian and pro-Hamas sympathisers have chosen to steal the language of the Holocaust.  Any comparison between Israel's retaliation and the monstrous genocide of the 1940s is odious and anti-Semitic
    • Thank you JK2054 and BankFodder for your replies. The information requested is as follows:   My wife and I are sole traders supplying bespoke, handmade wedding trays and other items through our website. We do not sell on ebay. We had an order for two trays (invoice value £370) that were shipped on Monday 25th March. We used P2G as the broker and Evri as the shipper. We declared the value but did not take out insurance. As the trays were a present for a wedding on Saturday 30th March we checked the progress of delivery on the Thursday to see that there had been an attempt to deliver on the 27th but the driver failed to deliver as the customer’s gate was shut (customer informs us that the gates are open between 7am-7pm. We contacted the customer who informed us she had been waiting in all week and there had been no attempt of a delivery. Evri allege they attempted to deliver on the 28th & 29th. On the P2G web site on the 4th April at 14.17 it stated that the customer refused delivery. At 14.28 it updated to say there was a problem with the address and at 14.32 updated to say the customer had refused delivery. At 14.35 updated again to say it was being returned. Last entry was on the 7th April that it was being processed at the depot. We never received it. I have had six web chats with P2G between the 4th-30th April. On the 26th April, I had an offer of £20 plus cost of delivery (£6.72) from P2G which I rejected. During this time, I also contacted Evri that resulted in an email from Evri Customer Services (20th April) stating that they had lost the parcel. I replied requesting details of the attempted delivery but received no reply. After emailing Evri again on the 23rd asking again for the information I received a phone call from someone called Haleemah on the 25th who apologised and promised to send an email with a link to submit a claim form. I subsequently received an email with the link which only took me to a page that stated “Page not found”. After informing Evri customer services of the problem (to which no reply was forthcoming) a couple of days later I retried the link but it only took me to the Evri website. I believe that I have a good case against both companies but would appreciate guidance on which path to go down. I have read most of the information on this site, which has been very helpful and much appreciated, particularly the various court transcripts. I appreciate that this process is a marathon and not a sprint and am fully aware that I need to get everything in the correct order before starting on the legal road. I am sure this covers the current position but if further info is needed please let me know.  
    • Everything at small claims revolves around informality and common sense, there are no "special" ways to have to do things. The site manager's WS will be like yours and the one I linked to - just much shorter.  There need to be the introductory hearings about the case, the parties, etc., and the concluding Statement of Truth. In the middle just a couple of paragraphs where they say who they are, how they know you, and about permission being given by the landowner to use the car park. Superb.  I've added another section about the signage to the suggested WS sections three posts above. Yes, it's perfectly possible.  It'd be a good idea to phone the court on the 18th to see if they have paid.
    • OK thank you very much. I will prepare my WS as you advise.  I will indeed be preparing the WS over the weekend. I will also post UKPC's on Wednesday by 2nd class mail. As they have until the 17th to pay the court fee, is it possible they might discontinue at that stage too? Also I wanted to ask, in what form should the site manager's statement come? And the site owner if i can contact them? I will get photos of the signage to share with you also. Thank you.
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UKCPS MNPR PCN - Centrum 4600 (which is Unit 5 (Medical Centre) Centrum, 4600 Park Approach Thorpe Park Leeds West Yorkshire LS15 8GB - observed leaving site - Surely not enforceable ?......


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Hi all thanks for your help in advance

is this ticket enforceable

it has no clear site address ?

doesn't this need a postcode and full address to be enforceable ?

I have not responded to them yet should I ?...

can they issue a CCJ ? 

The reason I parked there briefly was to take my father for some fresh air as he has diagnosed dementia and was becoming agitated in the car.

The signage actually said free parking though I have read from reviews from surrounding businesses that I was required to fill out the car reg at an iPad station .

All I saw on the sign was free parking so did not read all the small writing.

 

2022-12-07 NTK+ 202301-23 Reminder letter.pdf

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Well, it depends what you mean by "enforceable".

 

Anyone can send a threatening letter to anyone else.  Anyone can start a court claim through the MCOL site, it only takes a minute and a small fee.  If I knew your address I could sue you for £200 for distress because I don't like the style of shoes you're wearing today.  Nothing stopping me.

 

Obviously if the matter ended up in front of a judge I would get a right roasting for such a ludicrous claim.

 

But fleecers like UKCPS hope that you'll be frightened by their threats of court and will give in.

 

The good news is that there are about a million things wrong legally with the bilge they have sent you.  They are highly unlikely to do court.  Expect them to contribute hugely to deforestation over the coming months though. 

 

Well done for not contacting them.  Keep radio silence.  These charlatans never, ever accept appeals - ever.  All appealing does is throw away legal protections. 

 

You mention a CCJ.  CCJs are used to punish people who defy court orders.  The only way you can get a CCJ is if you receive a Letter of Claim, are then taken to court, then lose the court case, and decide to defy the court and refuse to pay.  That's when you'd get a CCJ.

 

There's nothing written on their toilet paper about inputting any registration.

 

What's this nonsense about "Driver - observed leaving site".  Did that happen?

 

 

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Hi Dave

thanks for the informative and witty response I did laugh to myself ,

 

yes I did leave the area briefly around 30minutes with my father then returned I imagine there would be CCTV from the surrounding shops or car park showing this.  

 

All I saw was large writing on the car par sign saying free parking 

 

thanks for clarifying the CCJ process really helpful

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As you say, "Centrum 4600" isn't an address.

 

Then they have to include a period of parking, which they haven't done.

 

There are grace and consideration periods.  You parked from 11:10 till ... when?  You could easily have been within the grace period.

 

Just ignore their threats.  But be sure to come back here if they ever send you a Letter of Claim.

We could do with some help from you.

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I am not sure that centrum 4600 is no an address. I found it it in Thorpe park, Leeds. The Act doessn't say it needsa post code just to specify the address.

But the period of parking is not specified which makes it non compliant . It is important therefore not to identify the driver. This is often done by stating "I parked the car"  rather than " driver parked the car."

The parking companies will tell you that they are proceeding on the basis that the driver and the keeper are the same person. The courts do not accept that reasoning  so  the crooks do need to have more substantive proof of who was driving and it is not easy for them so do not help them.

 

 

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please complete this so we can advise you PROPERLY

 

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to UKCPS MNPR PCN - Centrum 4600 (which is Unit 5 (Medical Centre) Centrum, 4600 Park Approach Thorpe Park Leeds West Yorkshire LS15 8GB - observed leaving site - Surely not enforceable ?......

BTW: this is a CCTV capture (MNPR) which they are NOT allowed to do under GDPR rules re: privacy i'm sure, following people leaving the site. 

 

so a reverse trespass claim. 

none have ever succeeded in court if defended properly.

 

dx

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Can the terms on the signs be clearly read from the drivers position? 

Is the penalty amount more prominent than anything else on the sign? 

Do they have a picture of your car *parked* in a position where you couldn't miss those signs? 

If parking was "free if you entered your details" what service were they charging *you* for? 

 

(Remember, they can't charge you a penalty! You have to have bought a service from them! 

 

Have you seen a valid, signed contract between them and the landowner allowing them to monitor the site? 

 

What terms does it say? 

 

You only need to win *one* of these or other points to win at court. 

Only 5% of cases even go to court. 

 

I'd reply to it (making no admissions about leaving the area, just say that you saw signs that said it was free. 

They'll reject that appeal, after that you can either appeal to POPLA or wait and see if they're dumb enough to take it to court. 

 

If you get a Money Court Claim from them come back to us and we can help you fight it.  

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urm not sure on appealing.

let others comment please.

 

dx

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I agree.

 

Appealing gets your nowhere, the PPCs always reject appeals.  Always.  Even worse, most people who appeal out themselves as the driver.

 

UKCPS are IPC members too, and the trade association's appeals body is the IAS, not POPLA.  The IAS is the worst kangaroo court imaginable. 

 

Indeed these horrible bodies were set up by the two solicitors who had their fingers in the biggest slice of the PPC legal pie.  Yes, the trade association, its appeals body and the solicitors who dealt with most PPC litigation all run by the same people!  No conflict of interest there!

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If its purely you were Observed leaving the site, is the reason, they are up the creek, as there are myriad reasoms uyou might legitimately walk off a site, and that would be an unfair term anyway especially as you were being watched.

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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1 Date of the infringement 2-12-22

 

2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 7-12-22

 

3 Date received 10-12-22
 

4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] yes
 

5 Is there any photographic evidence of the event? Yes
 

6 Have you appealed? [Y/N?] post up your appeal] No
 

Have you had a response? [Y/N?] post it up N/A
 

7 Who is the parking company? UKCPS

 

8. Where exactly [carpark name and town] centrum 4600 Leeds
 

For either option, does it say which appeals body they operate under.

Independent Appeals Service IAS

 

Have received a total of three letters demanding payment to date balance now due has gone up £130

Edited by Speshe
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5 minutes ago, Speshe said:

Have received a total of three letters demanding payment to date balance now due has gone up £130

It hasn't really.

 

Schedule 4 of the Protection of Freedoms Act is quite clear that the most that can be charged is £100.

 

They're just trying to scare you.

 

It's highly unlikely they will do court and if they did they'd lose.

 

Just don't ignore a Letter of Claim later down the line.

 

 

We could do with some help from you.

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I have forgotten the case now and I thought it was in my Bookmarks

it was about a motorist leaving a car park on foot.

The Judge took the parking crooks to task for not mitigating the situation by telling the motorist that he could walk out the car park but it would cost him  £100. As the motorist was not informed the motorist did not have to pay. 

Can anyone remember the case.  I often refer to the Parking Prankster in these circumstances but one of his sites is now up for sale.

Found it on the Wayback machine. VCS V Ibbotson.   

I have read the case again and although the Judge pulled the rep. up by asking why VCS had not used mitigation to advise the driver that if he left the premises he would be liable for a charge the diver got off principally because the contract did not allow VCS to take out legal action against their customers.

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  • 1 month later...

Just laugh at them and ignore.

 

DRP are a powerless third party.

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On 29/01/2023 at 23:29, FTMDave said:

 

Just don't ignore a Letter of Claim later down the line.

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 10 months later...

Are you able to provide an update regarding the outcome of this? I’ve received a ticket for the same place and I’m ascertaining whether it’s worth risking ignoring it!

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please create your own topic by hitting create or + in the top red banner

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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