lantern/moriarty claimform - old QQ debt.** Claim Dismissed** - now chasing again!

[swt61]

Good morning all just got back from court I won claim set aside, due to no true letter of assignment incorrectl orig cca supplied and no default notice,

[AndyOrch]

Set a side ?  do you mean dismissed ?

[swt61]

Yes ,maybe he used the word stayed ?

Edited January 15, 2020 by swt61

[fkofilee]

Congrats!

[AndyOrch]

Its either dismissed or struck out...either way its a great result....well done...decent Judge.

 

Thread title updated.

 

Andy

[dx100uk]

Told ya!!

Well done CAG

 

Dx

 

 

 

 

please consider a donation to keep us here

[swt61]

Yes many thanks everyone for your help and patience 

[Cait116]

Brilliant! Well Done

[swt61]

Donation sent and Letter from the court today,

 

my pdf subscription expired but I’m sure these 2 pics are ok as no detail shown. Round 2 now will probably start as they are now trying for the other loan on the cca that they supplied incorrectly

 

IMG_0408.pdf

 

 

View recent photos.pdf

[AndyOrch]

[swt61]

Good morning,

I’ve just received a letter from a company called engage threatening to visit my property,

they say it’s for and old Lantern debt that was a very old pdl I believe could be from as far back as 2013 but unsure.

Going back some years ago  in 2017 as I couldn’t deal with the stress or hassle they were being paid £1.09 under a DMP bit then I stopped the payments as I didn’t believe they were due anything.

I had dealings with these years ago when they instructed solicitors moriaty law who were taking me to court for a quick quid account,

long story short I caught it and it was thrown out of court in my favour.

Now these send this for a different account.

Can anyone please advise further I have today sent them an email disputing any debt to them and told them no one is to visit my property.

 

thank you for taking the time to look at this 

 

St

IMG_ engage.pdf

[lolerz]

Ignore it.

If they turn up record it and tell them to leave. Call 101 if they don't.

Kill the emails, it's just free harassment. Don't engage with them at all.

They need the permission of the court to try and obtain a CCJ again after the previous thrashing and apart from in exceptional circumstances they won't get it.

If they do submit a claim, you defend on the basis that they've been to court once and it's been dismissed.

 

[swt61]

Hi mate , appreciate your prompt reply, it’s not for the old pdl that went to court it’s for another pdl , sorry if I didn’t make myself clear 

 

 

Edited January 25 by dx100uk
unnecessary previous post quote removed

[Homer67]

When was the last date a payment was made and what was the default date (first failed payment)?

In the meantime just ignore the letters and if they do call video them and tell them to leave or just ignore them.

Edited January 24 by Homer67
extra text

[swt61]

Hi, the last payment was in feb 2017 £1.06 I have no idea when the default date was as it’s long gone off my credit file and have no record if it sorry, I would assume first failed payment would have been back in 2014 

Edited January 25 by dx100uk
unnecessary previous post quote removed

[lolerz]

It's statute barred then.

Send Lantern a copy of the statute barred letter from the library. It's on them to prove it's not statute barred.
 

[swt61]

Thank you so much I will 

Edited January 25 by dx100uk
unnecessary previous post quote removed

[swt61]

Good morning all , just an update

received a reply from them from the original email I sent them

they have supplied info of the account and it’s the same one from QQ that was thrown out of court in my favour back in 2020

they can do one the ,

just thought I’d let you all know

Edited January 25 by dx100uk
unnecessary previous post quote removed

[lolerz]

Excellent news then.

Ignore totally.

and no more emails!

[dx100uk]

still send the sb letter.

threads merged

title updated.

[swt61]

Ok will do I’ll get it sent off asap

Edited January 25 by dx100uk
unnecessary previous post quote removed

[dx100uk]

just type no need to keep hitting quote every reply you make

we know what we said and it makes the thread twice and long and impossible to find your replies on a phone screen 

[swt61]

Sorry

[honeybee13]

It's OK.   Hopefully you know where to type your answer now. If not, please ask.

HB