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Gracelands

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About Gracelands

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  1. Hi all done CCA and CPR 31:14 sent should arrive at Evergreen today, MCOL acknowledgement of service completed. Is it a case of sit back and wait for their response or is there something I need to do, just a bit worried about the defence of the claim and how I will approach this? Had a few unknown calls in the last few days since the court letter arrived they are linked to moneyboat but I have not answered. Is there anything in that the default is not showing on my Experian file or could this be that it has not been added yet? thanks G
  2. I have checked on Experian and there is not a default mark against the account just 5 crosses marked as not updated ? Would that suggest no default notice has been given? thanks G
  3. Hi hope this is correct Name of the Claimant - Evergreen finance Date of issue – 17Nov 2020 Date of issue 17 November+ 19 days ( 5 day for service + 14 days to acknowledge) = 9 Dec + 14 days to submit defence = 23 Dec (33 days in total) - ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE OF THE CLAIM IS DAY 1 [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total What is the claim for – the reason they have issued the cla
  4. Hi first of all thank you for your replies I am very grateful please bare with me as I may need a little guidance to give you all the information I don’t have a scanner only mobile communication is it possible to edit a photo and attach that as a file. I have registered for MCOL and have checked the county court letter is genuine I hope this helps. Also just to let you know that I had an email today from the collections and hardship department saying “as this is in the money claim stage I need to pay the full balance now, when can you pay it”
  5. Hi everyone I have got myself into a large amount of debt with many payday loan companies over the last few years and i am trying to sort these into some kind of payment plan. 2 days ago i received a CCJ letter from the above mentioned. I need to respond to this but i don't know how much to calculate an amount for an offer of payment or if i can do that at all? The loan was taken out in early march 2020 any advice would be very welcome. Thanks G
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