Jump to content


  • Tweets

  • Posts

    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

AMIGO LOANS guarantor...Notice of Interim Charging Order


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2094 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

County Court Judgment

Active

Name Mrs xxxx xxxxx

Address xxxxxxxxxxxxxxxxxxxxxxxxx

Judgment date 05/02/2018

Amount £ 5,814

Court name County Court Money Claims Centre

 

this is what is registered on the credit file regarding this loan with amigo. we have had no paperwork or had any chances to appear to defend or respond to this order.

Link to post
Share on other sites

so post 15 tomorrow then.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Because she signed as a guarantor and they can

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

why has it that a county court order has been issued against my wife. she did not make an application for credit . she did not have the cash. so what happens to the debtor has he got off scott free here .

 

What is your understanding of “standing as a guarantor for a loan” ?

 

She may not have made the application for credit or benefitted from the loan, but she signed as a guarantor? (Based on your previous posting)

Link to post
Share on other sites

you're correct .

What happens to the debtor

he walks away to apply for more credit .

whilst my wifes credit rating has been down graded to a bad debtor.

 

as for my understanding as a guarantor i dont understand it.

i was not aware my home had been used in this way.

 

never was i asked

never would i have said yes.

 

i am fuming indeed this can be done without no indication from amigo loans of their intentions. I'd

 

stinks to me i must say

Edited by dx100uk
to add more info/ spacing
Link to post
Share on other sites

It's all in their t&c's

It will be interesting to see what address all court paperwork was sent to and when

 

You need to action post 15 tomorrow

And

Understand post 9

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

just spoke with 2 helpfull ladies regarding this matter .

asked me to send all details to salford as it has been transfered there.

 

the address they say all docs was sent out to was the address we do live at.but had nothing here at all.strange indeed.

 

she has asked to put this into an e mail [email protected]. so i will do this they will contact me in a few days.

Edited by dx100uk
spacing
Link to post
Share on other sites

brilliant

I was wondering if they'd used Salford,,crafty lot.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thank you for your email which has been received by the County Court Money Claims Centre (CCMCC).

This email is automatically generated; please do not reply to this message.

 

Please retain this email as receipt that your document has been received.

 

Please refrain from submitting unnecessary duplicate documents by only using one method of email, post or fax.

 

Please follow the attached guidance for filing documents electronically.

 

Processing Times

 

Details of processing and reply times for work at the County Court Money Claims Centre (Salford) and the County Court Business Centre (Northampton) can now be found at

 

https://www.gov.uk/guidance/hmcts-civil-business-centres-performance-information

 

The information will be updated every Monday.

 

Feedback

 

Praise – If you have any praise for the CCMCC or its staff we would love to hear from you, please email [email protected]

 

Complaint - If you would like to give any feedback on our service, please use Resolver which is designed to help you through the HMCTS complaints process. You do not need to resubmit feedback already sent.

 

Please allow 10 working days for your concerns to be investigated and a response provided. For further guidance please refer to the EX343 on the Justice Website.

 

Court Forms

 

If you require any Court Forms please follow this link https://hmctsformfinder.justice.gov.uk/HMCTS/FormFinder.do

 

Court Finder

 

Should you need the contact details of another Court please follow this link

 

https://courttribunalfinder.service.gov.uk/search/

 

CCMCC Telephone Enquiries - 0300 123 1372

 

(Opening times 08:30 – 17:00

 

this is the reply i got from salford so the balls in there court

Link to post
Share on other sites

  • 1 month later...

So what date?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

sorry for delay .

have had the pleasure of being invited to assist the sunday mirror in there investigations into guarantor loans.

 

it is hoped that our contribution problems we have with amigo loans might help others to stay well clear of this type of finance.

 

it is hoped the story will break very soon our involvement is coming to an end.

 

we have not heard from the great grimsby county court yet.

 

awaiting papers court date will follow.

such transfers do take time im told

Link to post
Share on other sites

  • 3 weeks later...

we have heard from the grimsby county court

 

a final hearing to be held re charging order on friday 3rd august 2018 at 2pm

 

hearing granted 20 mins.

 

as you may be aware the article regarding this .was put into the sunday people not the mirror.

 

amigos reply was we ignored all correspondence so had no options left to them .

Edited by sweets-on-the-move
removing link
Link to post
Share on other sites

attach it here please as a pdf

read upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi.

 

I've removed your other attachments because you've left in names and addresses - you need to obscure these please, to protect your privacy.

 

Also, could you save them as pdf files as dx100uk asked, it means that we can zoom in on them. A multipage pdf is best, it saves people spending ages uploading. The same goes for your newspaper cutting, it's too small for me to read.

 

HB

Edited by honeybee13

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

carefully read upload

tell what fails you...we always like to adjust things to make all our lives simpler..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

how'd it go?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...