Jump to content


  • Tweets

  • Posts

    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
    • Northmonk forget what I said about your Notice to Hirer being the best I have seen . Though it  still may be  it is not good enough to comply with PoFA. Before looking at the NTH, we can look at the original Notice to Keeper. That is not compliant. First the period of parking as sated on their PCN is not actually the period of parking but a misstatement  since it is only the arrival and departure times of your vehicle. The parking period  is exactly that -ie the time youwere actually parked in a parking spot.  If you have to drive around to find a place to park the act of driving means that you couldn't have been parked at the same time. Likewise when you left the parking place and drove to the exit that could not be describes as parking either. So the first fail is  failing to specify the parking period. Section9 [2][a] In S9[2][f] the Act states  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN fails to mention the words in parentheses despite Section 9 [2]starting by saying "The notice must—..." As the Notice to Keeper fails to comply with the Act,  it follows that the Notice to Hirer cannot be pursued as they couldn't get the NTH compliant. Even if the the NTH was adjudged  as not  being affected by the non compliance of the NTK, the Notice to Hirer is itself not compliant with the Act. Once again the PCN fails to get the parking period correct. That alone is enough to have the claim dismissed as the PCN fails to comply with PoFA. Second S14 [5] states " (5)The notice to Hirer must— (a)inform the hirer that by virtue of this paragraph any unpaid parking charges (being parking charges specified in the notice to keeper) may be recovered from the hirer; ON their NTH , NPE claim "The driver of the above vehicle is liable ........" when the driver is not liable at all, only the hirer is liable. The driver and the hirer may be different people, but with a NTH, only the hirer is liable so to demand the driver pay the charge  fails to comply with PoFA and so the NPE claim must fail. I seem to remember that you have confirmed you received a copy of the original PCN sent to  the Hire company plus copies of the contract you have with the Hire company and the agreement that you are responsible for breaches of the Law etc. If not then you can add those fails too.
    • Weaknesses in some banks' security measures for online and mobile banking could leave customers more exposed to scammers, new data from Which? reveals.View the full article
    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Parking Eye - Claim form - Rishworth Centre Retail Park, Dewsbury


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2649 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

just file it with your other paperwork,

they are hoping you will agree to pay them something-anything to get their money back they have shelled ut on court fees and lawyers that they now see going down the toilet.

 

 

By gabbling on about their true losses you are falling into a trap, cast it from your mind as that is not how the applicable law works, you agree they are owed a penny and they will get the lot because of the Beavis decision.

 

Mediation is for when you sue your builder for doing a rubbish job and he reckons that you owe him for some of the work done and materials costs. In that case there is room for discussion and the final result will be bound by the court.

 

 

In this case you agree that you owe a penny for overstaying and that is a breach so they automaticllay get the £100 plus some costs.

You then cannot argue about the fairness of the £100, you have agreed you were in the wrong.

Link to post
Share on other sites

  • Replies 57
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

That's exactly what I thought.

 

 

There's nothing to mediate, the only purpose of them doing this is to try and get me to agree to pay something - ANYTHING!

- whereas my position is that I don't owe them squat. :D

 

Thanks ericsbrother. :)

Link to post
Share on other sites

  • 2 weeks later...

it seems that Parking Eye are set on pursuing this.

 

 

I've since received in the post my own Notice of Proposed Allocation to the Small Claims Track form from the court which I need to return to them and also, from Parking Eye, a mahoosive pile of papers in response to my defence - their pile of bumf includes a full print-out of the Parking Eye v Beavis ruling and various diagrams and examples of the signage at the car park in question.

 

I've scanned the pages in which they set out their response to my defence and would appreciate and advice on where I go from here - what it likely to happen next and how I defend against their claims in court (as I assume this is now going to proceed to a court date).

 

TIA.

PE Response.pdf

Link to post
Share on other sites

interesting.

They like the Beavis decision but prefer the BPA CoP when actual law doesnt suit their claim.

 

You hvae a plan of their signage so you need to get down there and photograph the sign at the entrance as they mention this in para 2 and also see if all of the other signs are where they say they are and legible.

 

 

Bear in mind where you actually parked may not have a sign near it so you will need to put that on a copy of the plan and the sign at the entrance will be the one that offers you a contract (or not).

 

 

As this sign refers to other signs to create a contract

the argument about it being an invitation to treat should also include other examples where parking co's have had claims dismissed on this point.

 

 

There are a few and start with the lists of cases mentioned on the parking pranksters blog and also the important cases list on his web site.

Link to post
Share on other sites

I;m guessing the process now is that a date is set for a court hearing and I have to research and prepare my argument as to why the sign at the entrance constitutes invitation to treat not a contract etc. Will look up the relevant cases etc.

 

I've already photographed and measured etc all the signs in the car park - details are in a document attached further up the thread.

 

It's also relevant, I think, that the sign nearest to where I parked is the one that is a full 30cm higher than it should be on the planning permission - when I stood directly under it, when first taking photos/measurements etc, I *still* couldn't read all the small print at the bottom, it was that high up!

Link to post
Share on other sites

Quick Q if anyone can help please..

. for the Small Claims Track Questionnaire that I have to fill out and file with the court (and serve copies on all other parties) do I HAVE to complete my mobile number and email address etc under the Contact Details section?

 

Given that I have to send a copy of this to Parking Eye, I really don't want them having my mobile number or email address.

Link to post
Share on other sites

no,

better if you dont as then PE have to send everything through the post on time.

 

 

Some of the rubbish solicitors (you know who you are Will and John) would then email things to you the night before a hearing and claim that they were sent in time and it is your fault you didnt get them.

 

Dont forget the planning consent for their signs.

Have you asked the council?

 

 

It is not deemed consent, that has a list of 16 differetn sorts of sign but theirs arent on this list, regardless of the size of the sign. it is the content and placing that requires the consent.

Link to post
Share on other sites

you can omit it from the copy you send to the other side

leave it on the court copy.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...