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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
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Can't pay cash into my account


chiefmegawatty
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Went to the local Post Office today to pay in the cash I have received from items I recently sold on Ebay.

 

 

They refused to allow me to put the money in my Santander bank account due to the laws on money laundering.

 

 

They said if they took the cash and credited my account, then my account would be frozen pending an investigation on where the money came from.

 

 

I don't have receipts because the buyers of my items paid cash on collection.

I give up with this crazy country.

 

 

Paying the cash in would result in my account being frozen until I prove where the money came from.

Having my account frozen would prevent me from being able to access my pension.

Not having receipts from the items I sold on Ebay implies that my bank account would be frozen for ever I would loose my pension and have nothing to live on.

 

 

Who brought in these stupid laws that assume honest people who sell honestly obtained second hand items are drug dealers?

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how much was the item worth then?

I've have regularly paid in several £1000 for my neighbour and never asked or told that once!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Can you no put it in £1000 a day, £6,000 is quite a hefty sum.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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I think I will keep the cash out of the bank. They invest custromers money and get interest on it whilst paying the customers no interest at all. So sod them if they don't want my money that was obtained by honest means.

I have read from the Internet that splitting the money and paying regular cash deposits into you bank is considered more suspicious that paying in one lump sum.

The banks have adopted the attitude that you are assumed guilty until proved innocent and the customer has to prove their innocence.

I think the banks should assume you are innocent and if they have suspicions that you are guilty of money laundering, it's the banks job to prove it.

Freezing an innocent customers account without any evidence of money laundering is crazy.

 

 

 

Regarding suspected money laundering, I had a problem recently with Paypal.

I sold some very expensive items on Ebay and the buyers paid for them via Paypal.

Next Paypal froze my account on suspicion of money laundering.

I don't understand how a seller can be laundering money because the seller isn't using

any money to buy anything.

I later discovered an entry on my credit record saying I had been checked by Paypal for

money laundering !!

That made me so angry that I cancelled the sale of the items.

I then received emails from the prospective buyers asking why their money had been returned from Paypal. I told them I had cancelled the sale due to being accused of money laundering by Paypal. Both buyers then visited me, paid me cash and took the goods. Therefore due to crazy accusations neither Ebay or Paypal received their commission from an honest seller. This country has gone completely bonkers.

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Nowt to do with the country. its their own rules. They just go above and beyond to protect themselves.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I have been thinking about what would have happened if I had paid my cash into my bank.

OK my account would be frozen pending an investigation to discover where the money came from.

However, any such investigation would never come up with any evidence to prove where the money came from because I sold items cash without any trace of any transactions.

I therefore assume that my account would be frozen for ever and I would never be able to draw my

pension.

 

 

 

 

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Nowt to do with the country. its their own rules. They just go above and beyond to protect themselves.

 

Your right about making up their own rules, most of em are not very honest anyway, (IMHO)..

Edited by maroondevo52
Replaced inappropriate word
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Today my daughter suggested the following. She said live on your honestly obatined cash and don't draw any of your pension out of the bank. Your monthly pension will slowly build up to a hefty bank balance. Then you will probably be accused of money laundering for not drawing your pension because the bank will wonder what you are living on and suspect you of obtaining money by criminal means.

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  • 2 weeks later...

This morning I decided to put my bank to the test.

I got my son to transfer £1000 into my account and I then paid in £6,000 in cash.

The bank was telling the truth. My account had been frozen pending an investigation for

money laundering.

I am now unable to withdraw my pension.

I cannot prove where the money came from so the investigation will never end.

I guess I will now have to sign on for JSA.

However, you must have a bank account to receive JSA, so I assume I am financially

knackered.

 

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To be fair to the banks they are very tightly regulated by the state, and not just the UK. The U.S. manage to intimidate the banks as well, refusing them access to the U.S. market if they do not jump through hoops.

Santander are quite bad at this though , they stopped a cheque my partner paid into,his mortgage because it was over a certain sum.

 

I am not condoning it just saying.

 

Do you not have contact details for the purchasers, surely that would keep the bank happy.

 

Anti money laundering checks are commonplace on credit files, I have them and don't have anything like 6k.

Any opinion I give is from personal experience .

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To make things even worse I have now obtained a divorce consent order.

My ex-wife and I have agreed to share the house proceeds 50/50.

OK no problem. However, having my bank account frozen will make it impossible for

me to sell the house and pay 50% of the proceeds to my ex-wife.

The consent order clearly states that if I do not meet the conditions set out within it, then I

will go to prison for contempt of court. However, I understand that whilst I am in prison my assets

are frozen and can't be sold. I therefore assume I will remain in prison until my bank completes their investigation.

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Why would it, get the solicitor to split the proceeds or if you are not using a solicitor get the purchaser to split them.

 

To be honest, provide details f the purchasers and it shouldn't take long.

Any opinion I give is from personal experience .

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chief, you are at risk of being part of the foil hat,conspiracy brigade.

Most financial Institutions should consider Govt Money Laundering Legislation within their operational area. They may exchange info on accounts making sig. regular cash transfers.

You mention 2 Institutions who blocked your Account for 'money laundering'. So how did they reach that conclusion?

Even if you received cash for all your e-bay items, your ads + successful bid history should provide a reasonable paper trail for your deposits.

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To make things even worse I have now obtained a divorce consent order.

My ex-wife and I have agreed to share the house proceeds 50/50.

OK no problem. However, having my bank account frozen will make it impossible for

me to sell the house and pay 50% of the proceeds to my ex-wife.

The consent order clearly states that if I do not meet the conditions set out within it, then I

will go to prison for contempt of court. However, I understand that whilst I am in prison my assets

are frozen and can't be sold. I therefore assume I will remain in prison until my bank completes their investigation.

 

To the court : "I intend to comply fully with the court's instructions, as soon as I am able.

I am currently unable to do so, as my bank account is 'frozen', so it is not within my power to comply."

 

That shows a non-intentional failure to comply isn't contempt.

 

However, what if your ex-wife notes that you knew your actions might (would?) lead to the account being frozen?

Given how tumultuous your previous claims have been regarding the divorce, what possessed you to risk the process with getting your account frozen?

 

Solicitors, accountants and bank staff are obliged to follow the anti money laundering legislation, or face criminal charges.

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chief, you are at risk of being part of the foil hat,conspiracy brigade.

Most financial Institutions should consider Govt Money Laundering Legislation within their operational area. They may exchange info on accounts making sig. regular cash transfers.

You mention 2 Institutions who blocked your Account for 'money laundering'. So how did they reach that conclusion?

Even if you received cash for all your e-bay items, your ads + successful bid history should provide a reasonable paper trail for your deposits.

 

When I sold the items on Ebay, Paypal froze my account pending an investigation regarding money

laundering. Feeling angry and insulted I cancelled the sales. Paypal then returned the money to the buyers.

Next the buyers contacted me vis email asking why I had returned their money. I explained that Paypal had returned their money due to me cancelling the sale. The buyers insisted that they wanted the items and came to my house in person, paid me cash and took the goods away. Therefore there are no Ebay or Paypal records of any transactions and impossible to prove where the cash came from.

I have no idea why Paypal suspected me of money laundering. I did find an entry on my credit report showing that Paypal did look at it.

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To the court : "I intend to comply fully with the court's instructions, as soon as I am able.

I am currently unable to do so, as my bank account is 'frozen', so it is not within my power to comply."

 

That shows a non-intentional failure to comply isn't contempt.

 

However, what if your ex-wife notes that you knew your actions might (would?) lead to the account being frozen?

Given how tumultuous your previous claims have been regarding the divorce, what possessed you to risk the process with getting your account frozen?

 

Solicitors, accountants and bank staff are obliged to follow the anti money laundering legislation, or face criminal charges.

 

I am NOT money laundering so these problems should never happen.

I thought in this country you are considered innocent until proven guilty.

Somehow that principle has been reversed.

Now I have a legally binding divorce consent order, anything I do with any money I have is nothing

to do with my ex-wife as we have a clean break with no further financial connections.

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Why would it, get the solicitor to split the proceeds or if you are not using a solicitor get the purchaser to split them.

 

To be honest, provide details f the purchasers and it shouldn't take long.

 

Money from a house sale MUST be paid into a bank acount. You are not allowed to receive the money

in cash.

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Today I opened a new bank account with the Halifax so house sale proceeds can be paid into that account.

Heaven only knows what will happen to the money I have frozen in my Santander bank account.

I guess it will be frozen unless I can prove where the money came from.

Being unable to prove that, I assume I will loose my money.

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When I sold the items on Ebay, Paypal froze my account pending an investigation regarding money

laundering. Feeling angry and insulted I cancelled the sales. Paypal then returned the money to the buyers.

Next the buyers contacted me vis email asking why I had returned their money. I explained that Paypal had returned their money due to me cancelling the sale. The buyers insisted that they wanted the items and came to my house in person, paid me cash and took the goods away. Therefore there are no Ebay or Paypal records of any transactions and impossible to prove where the cash came from.

I have no idea why Paypal suspected me of money laundering. I did find an entry on my credit report showing that Paypal did look at it.

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