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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
    • please stop posting up unnecessary unnamed screenshot files  you've done it throughout your threads and we have to renamed them. RENAME THE FILE before you upload if its just text information like a defence or a claim history or a link to a previous post  type it here not by an unnamed screenshot attachment  . sorry NM but you've been here dealing with PPC claims since 2021 somehow you always manage to screw up.......or do totally the opposite of std repeated advice on 10'000 of PPC threads here you are your own worst enemy... dx  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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The new immigration rules have been published. They don't favour care workers who will only get short term visas because they're 'unskilled'. These are the people ministers were applauding not that long ago.

 

The government says care homes and councils should spend more on training British workers.

 

https://www.theguardian.com/uk-news/2020/jul/13/uk-new-fast-track-immigration-system-to-exclude-care-workers-salary-thresholds

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Given the redundancies due to Covid-19, this has really changed the jobs markets.  There will be plenty of people, particularly from the retail sector who will be looking for a career change.

 

Government needs to have really good think about what they can do to support people looking to change of career.  For example they can provide financial support to colleges to enable them to provide free courses to unemployed, who want to learn new skills.   

 

 A no deal Brexit is very unlikely to help businesses with confidence in investing to create new jobs.  The amount of debt created due to Covid-19 measures will leave the Government will no room to pump money into the economy or reduce taxes. 

 

 

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DWP will likely try to Sanction them into finding any work they can, but would be better to do as you suggest.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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And now details have emerged of how this will affect everyone on a day to day basis. As @RobDotHutton tweeted earlier:

 

'More expensive travel insurance, no pet passports, possible roaming charges, red tape for business: the government's website to tell people how to prepare for Brexit sounds like something the Remain campaign wrote in 2016.' Here's a link to government information.

 

https://www.gov.uk/transition

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2 hours ago, brassnecked said:

DWP will likely try to Sanction them into finding any work they can, but would be better to do as you suggest.

 

DWP have said that sanctions will only be applied as a last resort option, where the claimant is not meeting their claimant commitment requirements and they are not engaging with the Job Centre.

 

It has always been the case, that for the first 3 months of claiming as an unemployed person,  they can just apply for jobs which match their skill set.  After 3 months they would be expected to widen their job search.  So if a person is specialist in one type of employment, after 3 months of not being able to find a job in that particular field, if there are jobs stacking shelves at the local Supermarket, I think they would expect applications to be made.  But this is most likely explained to claimants during commitment reviews.

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Why do you think Johnson gives a damn when malnutrition in UK children is doubling

 

https://www.independent.co.uk/news/uk/home-news/food-poverty-hunger-child-malnutrition-hospital-layla-moran-coronavirus-a9615161.html

 

 

and all I can say is if the kids are malnourished, what the heck state will most of the parents be in?

 

Shameful

 

 

 

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The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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and the 'lorry park'

 

 

https://www.bbc.co.uk/news/uk-england-kent-53380348

 

https://www.kentonline.co.uk/ashford/news/secret-deal-for-huge-brexit-clearance-centre-revealed-230216/

 

 

 

 

https://www.theguardian.com/politics/2020/jul/12/local-anger-over-plans-for-post-brexit-lorry-park-at-ashford

 

1569139119_LorryPark.thumb.jpg.0cbb659f3d652a5aa0fc9e54cb665075.jpg

 

 

https://www.independent.co.uk/news/uk/politics/brexit-trade-checks-lorry-park-kent-michael-gove-a9614476.html

 

 

All the clues are there, especially smarmy Goves very carefully thought out statements that simply don't quite fit with the 'issues'

 

So who else has spotted the elephant in the room

Clues

B8 planning permission

What businesses can stay 'in business' with stuff effectively 'warehoused ..

Whats the populists and ERG goal ...

 

 

 

 

 

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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@tobyjugg2

 

Have you not just resigned yourself to the position that a Government with an 80 seat majority will do want they want and are not bothered by any problems ?

 

The next election is not due until 2024, so the Tories will hope the economy is in better shape than it is at the moment.

 

Any Brexit problems will be blamed on Covid-19 changing the economic situation.

 

Labour appear to have given up on holding the Government to account on Brexit.  

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@unclebulgaria67

Have you not stated and reiterated that, and that Labour is doing little if anything?

 

It seems quite clear that even unlawful acts (Johnson, Jenrick, probably cummings) cause them no concern at all, so lies are just passing moments

 

That reports are held up until a 'suitable' person to rewrite history is put in place, Jenrick, Johnsons' election and vote leave Russian funding and interference, Patels abuses .. the list goes on

 

I think the end of the union is actually in sight, and may well be in the process by the time that freeport 'lorry park is completed.

 

 

 

Checked the growing evidence that cov-19 infected people have a very short increased immunity? and that vaccines are likely to be the same.

Experiments are now moving onto T cells - which gives me some alarm, and not just because of Resident Evil ...

 

 

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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You make me want to go all survivalist, and bivouac in the woods. TJ

 

 

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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2 minutes ago, brassnecked said:

You make me want to go all survivalist, and bivouac in the woods. TJ

 

 

 

Sadly that wont help us, or you for long.

 

My mind keeps going back to when I voted for ukip and thought a thorough shaking of the existing establishment was what was needed.

How right, yet how unequivocally wrong can you be.

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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If you read the Daily Mail and other media where anti-globalists post their comments, they are just repeating the same nonsense.   They think that Brexit is about stopping the UK being controlled and influenced by foreigners, stopping British citizens from enjoying a standard of living they believe they are entitled to. 

 

The problem is that Brexit really is not about improving the living standards of most people.  It is purely to protect the interests of the wealthy and powerful, who want to turn the UK into some form of tax haven and wealth shelter.   Therefore if anything, the UK will become more dependent on foreign money being invested into the UK and this will come with plenty of conditions attached.  

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So despite Downing Street trying to rig the intelligence and security committee, Julian Lewis has outwitted them and stopped them putting 'Failing Grayling' in as chairman.

 

It looks more likely that the Russia report will finally be published.

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recovering from a windows corruption :-(  and hadn't backed up for months ...

 

but ROFL

a proper tory sticking it to the populist rat pack

 

Whip withdrawn ... from out of Johnson backside where it was firmly shoved

 

You will see all sorts of desperate measures from Johnson and Cummings now to try to reclaim control 

.. right up to changing laws again.

 

 

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Windows 10 is a mess, latest update broke USB printing, access to cloud storage, One Drive, glad I use Linux. Can run most of that old stuff that won't work past XP due to 16 bit installers in WINE, so some great old games, and legacy software that Win 10 gives a "Computer says No" to.

 

Meanwhile some musings from Dr North

 

https://www.turbulenttimes.co.uk/news/brexit/brexit-another-fine-mess/

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It will be interesting to watch developments, TJ.

 

Times Radio had a very good interview with Dominic Grieve this morning who more or less said he's baffled over how no 10 is behaving over the committee that he was chair of. And he said that withdrawing the whip from Julian Lewis is toddler politics. You can't disagree with him.

 

The committee has just announced it's going to publish the Russia report so maybe we'll find out why no 10 held it up for so long.

 

BN, thank you for the article, I always enjoy reading Richard North.

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Thanks HB, Dr North is moving his stuff to a new platform, Turbulent Times, as its gone beyond an EU Referendum now, and we are in Transition

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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The quite shocking thing about the Russiagate farce is that Julian Lewis is

a true blue Tory

A brexiter

probably the ONLY Tory with the relevant experience

 

I see the Populists are trying to get ahead of the game by claiming leaks were in Corbyns favor ...

LOL - that worked didn't it not

 

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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For those who haven't seen it yet

 

Early days yet, ramifications of this are massive for UK

 

EU top court invalidates EU-US data transfer agreement over surveillance concerns

 

https://www.euronews.com/2020/07/16/eu-top-court-invalidates-eu-us-data-transfer-agreement-over-surveillance-concerns

 

 

US surveillance programmes

It found that US domestic laws do not offer the same level of protection to data transferred from the bloc as required under EU law "in so far as the surveillance programmes based on those provisions are not limited to what is strictly necessary".

 

It also stated that non-US data subjects have no "actionable rights before the courts against the US authorities".

"On all those grounds, the Court declares Decision 2016/1250 invalid," it concluded.

 

 

Which is largely the case in all areas as far as the US is concerned as we so often see.

 

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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That one has massive implications not just for trade & individuals, even personal messaging to relatives in US on Facebook, etc are pulled into this as NSA might be snooping.  Maybe Whatsapp encrypted messages OK and Skype. 

 

Elephant in the room, TikTok likely being monitored by Chinese Intelligence and their operatives in Beijing ROTFL at the UK police TiKTok videos. That isn't covered, maybe EU needs to lookat China and data protection

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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No american based company can be trusted with your data or privacy,

(not the company as such, but US laws requiring access to 'law enforcement/security services

and shortly, if not already, no UK based one either

 

https://www.forbes.com/sites/zakdoffman/2019/09/29/whatsapp-backdoorwill-facebook-be-forced-to-break-message-encryption-as-reported/

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Yes wherever you are in the world NSA, CIA, say All your data belong to us.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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They couldn't do it so easily without the connections and routing through GCHQ

 

 

@HB

LOL

 

Trump, the new lifelong ruler of the USA

.. in his own head anyway

 

Trump thinks, If Putin. Erdogan and whoever rules China can do it ...

and Johnson is thinking 'works for them

 

 

Those reports of US federal officers effectively kidnapping people off democratic state streets is shocking even in a Trump presidency ...

makes you wonder how far away an armed insurrection is?

Mind you - its mostly radical right cranks with the automatic weapons to 'defend their trailer park isn't it?

i think if it carries on it won't be long before state troops are facing off federal officers

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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