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    • Have we seen your court bundle?   If we haven't then it's probably an idea to post it up here especially the index page and the witness statement so we can see if there is anything which might need adding or changing 
    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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How does this work and do all web sites pass this on in full to the charity..

 

I would say you can bet your life the answer to that is a big fat 'NO'. These people take their share before they pass it on.

Don't you remember the furore a few years back where people were gladly paying a £1 extra for the Christmas cards but the shops took thier share and the organiser were only passing on 2p. Anything associated with the word charity is a rip of for the donor.

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What is the best way then for people to give to charity and knowing all of that donation (including any gift aid) goes to the charity.

 

IMO I say donate direct, if it's clothes then bag em up and drop them off into the charity shop.

 

If it's money then again donate direct to the charity.

 

I've only just found out that my local authority takes a % of all donations people make to charities like British Heart Foundation, and the Air Ambulance, if they use the clothes banks, utterly disgusting behaviour, but I guess that's what you get with the selfservatives.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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IMO I say donate direct, if it's clothes then bag em up and drop them off into the charity shop.

 

If it's money then again donate direct to the charity.

 

I've only just found out that my local authority takes a % of all donations people make to charities like British Heart Foundation, and the Air Ambulance, if they use the clothes banks, utterly disgusting behaviour, but I guess that's what you get with the selfservatives.

 

Charities themselves pass very very little to the cause.

Their directors are on mega salary and their expenses run into the 90s %.

Give directly to people in need.

I'm sure you'll find plenty in any area.

As a principle I never give money, but seeing a mother with shredded hands due to broken washing machine and hand washing, prompted a little collection and a new washing machine.

At least we know that nobody has skimmed the donation.

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IMO I say donate direct, if it's clothes then bag em up and drop them off into the charity shop.

 

If it's money then again donate direct to the charity.

 

I've only just found out that my local authority takes a % of all donations people make to charities like British Heart Foundation, and the Air Ambulance, if they use the clothes banks, utterly disgusting behaviour, but I guess that's what you get with the selfservatives.

 

I'm a simple person who's planning a charity run and I want all donations to go direct to those that need that support. I didn't want the hassle of collecting the donations my self so looked at various sites on line and most of em ( if not all do seem to take there cut) bit like a collecting agency..

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Ah, I see!

 

Well short of going round with a bit of paper asking for donations like we used to do, then collecting the funds after the event, I don't know of any other way to go about it, other than use one of these sites?

 

Do they all have the same amount of cut they take from the donations?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Ah, I see!

 

Well short of going round with a bit of paper asking for donations like we used to do, then collecting the funds after the event, I don't know of any other way to go about it, other than use one of these sites?

 

Do they all have the same amount of cut they take from the donations?

 

This is what I am working on trying to understand..

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Most charites take a cut before they pass it on.

Most bosses of charities work for that charity FULL TIME and they need to be paid as it is their job. If they didn't run a charity, they would likely have a well paid job in a normal walk of life.

Most charities have HQ's and satalite offices that all have overheads like rent, internet, car hire/leasing, heating, water rates, business rates etc.

You go into somewhere on the highs street like PDSA or age uk and ask what their overheads are. I know that they all pay rent and on a busy high street, that can be £2000 a month.

 

Charities HAVE to take a cut of the income to be able to survive, they all have bills, and those that do it full time, need to be paid. The only difference is some take the biscuit more than others. For any of you that think it can be done any other way, you try starting a charity and giving %100 to the people that actually need the money. You wont be up and running for long.

 

Like other have advised, if you want 100% of your donation to be used, find someone local that needs it, or try a local youth charity group.

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As a principle I never give money, but seeing a mother with shredded hands due to broken washing machine and hand washing, prompted a little collection and a new washing machine.

At least we know that nobody has skimmed the donation.

 

Just popping in for a moment.I have actually seen that.Saw a lady and asked.

Hands all broken and sore from hand washing for many children.

For months if not years.No money for machines or lauderette.

Shredded as you say.

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Most bosses of charities work for that charity FULL TIME and they need to be paid as it is their job.

 

I don't in general have a problem with that, but sometimes the amount can be brow raising. The boss in charge of Oxfam had a £25,000 raise. A raise that's about double the average persons wages.

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Should not charity mean, to give to the needy without the need for anything required in return..

 

But to give to a charity, that charity must run books. So must have a bookkeeper, a chairman, a secretary, a base, rents, paperwork, travel costs etc etc. To think the way you think is just naive.

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Also if it is claiming to be a Charity it would have to be registered and have a Charity Number which can be verified.

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The worst example I've seen of a hand in the pot is our local church. I don't know if it's the norm everywhere but when my mother died we did the family flowers only thing and donations to her favourite charity. The funeral director warned us not to accept any donations within the church as they would demand a share.

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