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    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
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Can Baillif company add all the fees before they visit newlyns & 2012 CTAX LO


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i will try to scan it up for you

 

Leakie

That would be useful for us all.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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WHat is the legality of the "4th party" Ace1 passing private information such as phone numbers to Newlyns?

 

And under what part of the DPA etc allows these tracing companies to accept private personal information and trace? What is stopping these tracing companies from selling the data they receive on behalf of the likes of Newlyn to other companies?

[sIGPIC][/sIGPIC]

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Just a thought. Could you send a SAR to them?

Don't think so, but it is possible that ACE is Newlyn.

We could do with some help from you.

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Shamil Zakki also has an address in Northampton as company secretary of Ace1 Marketing ltd, other director Kaye Bywright.

I cannot see any possibility of either of these companies obtaining any info about you legally as the data is clearly not being used for the purpose it was collected.

Neither company is registered as data controllers with the ICO, nor are either Zakki or Bywright so start complaining.

Also the address details given to CH are false if office addresses but they never do anything about it

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Shamil Zakki also has an address in Northampton as company secretary of Ace1 Marketing ltd, other director Kaye Bywright.

I cannot see any possibility of either of these companies obtaining any info about you legally as the data is clearly not being used for the purpose it was collected.

Neither company is registered as data controllers with the ICO, nor are either Zakki or Bywright so start complaining.

Also the address details given to CH are false if office addresses but they never do anything about it

Yes very naughty. but evidence needs to be gathered.

We could do with some help from you.

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Don't think so, but it is possible that ACE is Newlyn.

 

As far as I know, you are entitled to SAR any Company or Organisation that holds or has held your data, so Ace1 would break the law and risk fines if they refused to comply with a SAR, any and every organisation is liable to the Data Protection Legislation and must disclose Data, no matter if gathering that data will cost more than £10, only the NHS and GP Surgery's have a fee exemption that allows them to charge £50.

 

Ace1 would of course be very, very silly if they tried to wing it and for whatever reason denied they have the details of the OP since he has a card from them! :-D

 

It occurs to me that Tracing Agencies have no special dispensations, and are not particularly covered by legislation to exist, they just supposedly have to comply with DP rules. So one could send a Cease & Desist letter to any tracing agency you can find that would prohibit them from trying to trace you.

 

An Enforcement Agency sadly of course has the right to our data under "fair use" the same reason DCA's are allowed to, but I wonder if Fair Use can actually allow an organisation itself having had fair use passed to it by a creditor to pass it on to a 4th party.

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I am not sure how much help an SAR would be in the case of Ace. All they would have is the persons name and address. There would be no correspondence between them and no further

information about them. I doubt that they would divulge who provided them with the name and address and why since that would come under Data protection to protect in this case presumably, Newlyns. It would appear a waste of £10 unless some one can suggest what more could be elicited from Ace.

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No, they would have your name, address, any previous addresses, date of birth and any other information to hand! You cannot easily trace someone if all you have is "John Smith" and an old address.

 

And it is logical that they would have to show where they received any information from, Credit Reference Agencies have to show where the data on you came from, the names of debt collectors, creditors etc.

 

What if you suspected the Company of getting your info using unlawful means, or is selling your data to marketing companies without your permission? Only way to prove it is to demand the origination of the data.

 

Equally, if a Company insists it has permission from you to sell your data to marketing companies, it is logical that they should provide a copy of your signed or ticked consent on a form signed by you, digitally or in pen, should you demand it.

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  • 2 months later...
Yes they have done something wrong. They are misleading people. They are not allowed to do what they did. Its written in the guidance on debt collection. The FCA takes a very dim view on it.

 

Just had one of these offending items! It was letterboxed and I was on my way out saw a male running to jump on his scooter and gone , had no parcel etc so I do not intend calling them!!

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Hi Lanasra2005

 

If you do not mind me asking are Newlyns chasing you?

 

I had forgotten about this tread, I have had no more letters from them since,

Although I have had correspondence from them, all in different types of envelopes for some reason.

I think they are trying this as I have not contacted them .

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Leakie

Yes sir I have had various letters in differing guises. I can categorically state, because I was home ill for 6 months etc., that they NEVER ever knocked at the door, I live in a studio and everything is close to the door, bed seatee etc. my neighbour saw one of the visits and described what looked like a kid running back to a car and driving off with the occupant. I can only assume this is to legally charge the visit fee? Anyway yes I have this card and reading these posts I am not going to call it but wonder what can be done? If they are using clandestine operations to get a response does that not breach rules?

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I just want to get clarification

 

I have read through the stickies provide by BA

 

And if I am correct the NoE must have certain information on them.

 

Date of NoE

The amount owed,

The added fee/s

Date where an agreement for payment /payment plan must be agreed by.

 

I would also think the address where the Lo was gain from.

 

if any of this info is missing is it still compliant?

and does a correct NoE have to be sent?

 

I am not trying to find loopholes. just want to be clear.

 

Leakie

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Thanks Colin 11

 

Just looked at one that states that a LO was taken out

"A Liability Order has been granted against you on the (date) for non payment of Council Tax and costs at Various properties"

could not see the date of required action but found it on the back of the NoE.

 

leakie

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I just want to get clarification

 

I have read through the stickies provide by BA

 

And if I am correct the NoE must have certain information on them.

 

Date of NoE

The amount owed,

The added fee/s

Date where an agreement for payment /payment plan must be agreed by.

 

I would also think the address where the Lo was gain from.if any of this info is missing is it still compliant? and does a correct NoE have to be sent?

 

I am not trying to find loopholes. just want to be clear.

 

Leakie

 

 

Excellent question Leakie and hopefully the following from the statutory regulations (The Taking Control of Goods Regulations 2013) will assist:

 

 

 

Form and contents of notice

 

7. Notice of enforcement must be given in writing, and must contain the following information

 

 

(a)the name and address of the debtor;

 

(b)the reference number or numbers;

 

©the date of notice;

 

(d)details of the court judgment or order or enforcement power by virtue of which the debt is enforceable against the debtor;

 

(e)the following information about the debt—

 

(i)sufficient details of the debt to enable the debtor to identify the debt correctly;

 

(ii)the amount of the debt including any interest due as at the date of the notice;

 

(iii)the amount of any enforcement costs incurred up to the date of notice; and

 

(iv)the possible additional costs of enforcement if the sum outstanding should remain unpaid as at the date mentioned in paragraph (h);

 

(f)how and between which hours and on which days payment of the sum outstanding may be made;

 

(g)a contact telephone number and address at which, and the days on which and the hours between which, the enforcement agent or the enforcement agent’s office may be contacted; and

 

(h)the date and time by which the sum outstanding must be paid to prevent goods of the debtor being taken control of and sold and the debtor incurring additional costs.

 

 

http://www.legislation.gov.uk/uksi/2013/1894/regulation/7/made?view=plain

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Ok Update

 

Newlyns have handed back to the council,

It has now been re assigned to Rossendales.

 

received the NoE's yesterday, all seem to be correct apart from one but I think it is a miner detail.

 

I will contact them soon to try and sort out an agreement,

I know this will not be accepted as will not be paid off quick enough.

or just too much wanted in weekly payments and will fail.

 

So we will be back to square one where I will have to wait it out again.

 

I have nearly finished one agreement with the council, finishes in September.

so hope they will bring one of the LO's back

 

The council are fully aware of my position, they have had enough financial info to know it is pointless sending it out to a new company.

 

My only worry is the old car 52 plate Peugeot 307 need it for getting to work, if that is taken then no payment can be paid as loss of work.

Also my parents own it and I use it tax and insure, purchased in January from a dealer.

 

Leakie

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Thread moved to Bailiff Forum

 

Andy

We could do with some help from you.

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Quite wise of Newlyn's to hand it back as they may have realised that they have been rumbled. So all their fees have gone and you are back to £1483 + £75 . So it is in the interest of the Council

[ as well as the EA]to get an agreement with you however long it may take.

It would be helpful for you to speak to the Council to get an agreement with them [they know your financial position] thus removing the need for a visit by the EA. You are already stuck with the

£75 but if you speak to the right person in the Council [or your local Councillor] you might cobble a deal together that would satisfy the Council and you. And the bailiffs get £75 for sending you a letter but that is all they get. [Obviously the Council will have to inform the EA that they have come to an arrangement with you within the 7 day period.

 

PS I still think you should complain to the Council about Newlyn's attempts to overcharge. And I would push it all the way to the Ombudsman

if the Council stonewall. Though you could change your mind [about the Ombudsman ] if the Council were amenable to your repayment offer..............

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Quite wise of Newlyn's to hand it back as they may have realised that they have been rumbled. So all their fees have gone and you are back to £1483 + £75 . So it is in the interest of the Council

[ as well as the EA]to get an agreement with you however long it may take.

It would be helpful for you to speak to the Council to get an agreement with them [they know your financial position] thus removing the need for a visit by the EA. You are already stuck with the

£75 but if you speak to the right person in the Council [or your local Councillor] you might cobble a deal together that would satisfy the Council and you. And the bailiffs get £75 for sending you a letter but that is all they get. [Obviously the Council will have to inform the EA that they have come to an arrangement with you within the 7 day period.

 

PS I still think you should complain to the Council about Newlyn's attempts to overcharge. And I would push it all the way to the Ombudsman

if the Council stonewall. Though you could change your mind [about the Ombudsman ] if the Council were amenable to your repayment offer..............

 

It wont I am afraid the EA are constrained to use the procedure and so are the council, unless they withdraw the order all together. If you are serious abut making an offer at compliance you should get as much money as possible available and be ready to pay it over the phone

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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I am sorry Dodgeball but if that is the situation then the law is an ass.

Are you saying that Leakie cannot make a repayment plan with the Council or that the Council, once they have agreed a plan with Leakie cannot inform the bailiff that in the light of their financial knowledge of Leakie that they wish to alter the usual parameters [eg repayment terms in months and amount] in order to establish a repayment plan. The council know that he is a can't pay not a won't pay since he is already paying off another L/O.

Leakie can then ring the EA and agree to the repayment plan. It's a more convoluted way of doing things but remains within the spirit of the law.

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Hi BA

I would have done that in the first place, if I had the funds available,

I am at the bottom of the pile financially any spare income is being used, at the moment, on another repayment plan.

 

there will only be £25 spare from September.

As I have already stated the Council Recovery department are aware, of my position.

 

The Extra 3 X £75 will mean the council will not receive any contribution to what is owed for 2 1/2 months.

 

I will probably end up doing a DRO, then they will all lose out,

but I would rather pay the council direct.

 

With regards to Newlyns,

I will point out there failures to obtain extra that they were not entitled too. Also Ace couriers part as well

these were not a priority.

But I have a feeling it will not get any where.

 

leakie

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Totally agree with you Lookinforinfo.

 

The thing is in reality it is not about the money, it is control,

 

if it were about the money then EA companies would be allowed to accept longer repayment plans.

the money paid back, eventually, which is the result everyone wants.

Also the councils would not always need to send it to an EA company in such haste.

 

So the options are to make it clear I am willing to pay , If the EA company want to play ball as such then fine same for the council.

 

The one I have nearly finished paying, I did not realise was owed, at first.

I spoke to the council before they went for the LO,

They refused to discuss a repayment plan before they got the LO as I was self employed.

So added another £95 tho the debt

 

The council just will not listen.

 

at the rate I can repay it will take 8yrs without the fees

But things can change.

 

at the end of the day they can not have what I have not got,

But feeding the kids heating and a roof over our heads come first.

 

leakie

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The Council should not b even have used bailiffs knowing Leakie's circumstances, and all Screwlyn want is money, they would take the rent money and children's food money without a second thought.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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