Jump to content


  • Tweets

  • Posts

    • I'm at work now but promise to look in later. Can you confirm how you paid the first invoice?  It wasn't your fault if the signal was so poor and there was no alternative way to pay.  There must be a chance of reversing the charge with your bank.  There are no guarantees but Kev  https://find-and-update.company-information.service.gov.uk/company/09766749/officers  has never had the backbone to do court so far.  Not even in one case,  
    • OK  so you may not have outed yourself if you said "we". No matter either way you paid. Snotty letter I am surprised that they were so quick off the mark threatening Court. They usually take months to go that far. No doubt that as you paid the first one they decided to strike quickly and scare you into paying. Dear Chuckleheads  aka Alliance,  I am replying to your LOCs You may have caught me the first time but that is  the end. What a nasty organisation you are. You do realise that you now have now no reason to continue to pursue me after reading my appeal since you know that my car was not cloned. Any further pursuit will end up with a complaint to the ICO that you are breaching my GDPR.  Please confirm that you have removed my details from your records. ------------------------------------------------------------------------------------------------------------------------------------------------------------ I haven't gone for a snotty letter this time as they know that you paid for your car in another car park. So using a shot across their bows .  If it doesn't deter them and they send in the debt collectors or the Court you will then be able to get more money back from them for  breachi.ng your data protection than they will get should they win in Court-and they have no chance of that as you have paid. So go in with guns blazing and they might see sense.  Although never underestimate how stupid they are. Or greedy.
    • Thank you. Such a good point. They did issue all 3 before I paid though. I only paid one because I didn’t have proof of parking that time, only for two others.    Unfortunately no proof of my appeal as it was just submitted through a form on their website and no copy was sent to me. I only have the reply. I believe I just put something like “we made the honest mistake of using the incorrect parking area on the app” and that’s it. Thanks again for your help. 
    • They are absolute chuckleheads. You paid but because you entered a different car park site also belonging to them they are pursuing you despite them knowing what you had done. It would be very obvious to everyone, including Alliance that your car could not have been in two places at the same time. Thank you for posting the PCN so quickly making it a pity that you appealed since there are so many things wrong with it that you as keeper are not liable to pay the charge. They rarely accept appeals since that would mean they lose money but they have virtually no chance of beating you in Court. Very unlikely that they will take you to Court given the circumstances. Just in case you didn't out yourself as the driver could you please post up your appeal.
    • Jasowter I hope that common sense prevails with Iceland and the whole matter can be successfully ended. I would perhaps not have used a spell checker just to prove the dyslexia 🙂 though it may have made it more difficult to read. I noticed that you haven't uploaded the original PCN .Might not be necessary if the nes from Iceland is good. Otherwise perhaps you could get your son to do it by following the upload instructions so that we can appeal again with the extra ammunition provided by the PCN. Most of them rarely manage to get the wording right which means that you as the keeper are not liable to pay the charge-only the driver is and they do not know the name and address of the driver. So that would put you both in the clear if the PCN is non compliant.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Watson Hope & Co


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3439 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Just had a very tatty letter delivered today from the above.

 

 

It looks like it has been opened and taped shut a couple of times!

 

 

Long story short,

we borrowed some money from a friend on the understanding we would pay it back when we could.

That time is hopefully almost here and we intended to pay it back with interest.

It's about £7.5k.

 

 

We received this letter saying they are instructed by their client, our friend, to collect the debt that has "been outstanding for far too long"!

 

 

it's pay up now or we will issue a writ, their words,

now I know they can't do this as they are only an accountancy/debt collection company,

but they want a collection fee of over £1.1k!!!

 

 

We are to send a cheque payable to our friend to them.

 

 

They are saying the letter complies with the Civil Procedure Rules, new to me, but I'm no expert.

 

 

We have nothing is writing from our friend,

we intend to pay in full with interest,

but I'm not sure I want to pay any interest after this letter from this outfit.

 

 

What do you think would be the best course of action now

Link to post
Share on other sites

ignore the silly DCA.

 

 

pay your friend

 

 

have you contacted them regularly to let them know it going to be met on XX date

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

have you been in regular contact with him to update the situation?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

but obviously they are no longer happy with this arrangement hence the fleecers have been involved.

 

 

they've no powers as such anyway

and certainly not any to charge fees.

 

 

you really need to speak to the person that loaned the money

how long have you had it?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

but obviously they are no longer happy with this arrangement hence the fleecers have been involved.

 

 

they've no powers as such anyway

and certainly not any to charge fees.

 

 

you really need to speak to the person that loaned the money

how long have you had it?

 

It's been about 2 years

Link to post
Share on other sites

pers I would not have kept the friend in the dark for 2yrs if that's what you have done.

 

 

go talk to them.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

we haven't kept them in the dark

 

 

there has been regular emails between us until this letter from the 'fleecers'.

 

 

We are going to email our friend and give him an up to date view of the situation

and tell him we are not going to deal with Watson Hope & Co whatsoever and certainly not going to pay them any fees.

 

 

I just think the over the top tone of their letter which is very threatening using words like writ and Civil Procedure Rules

are there to intimidate and hopefully we will pay up.

 

 

Lets see how we get on.

Link to post
Share on other sites

that's all any DCA can ever do

if you read the letter carefully

 

 

you'll se it does not say WILL anything anywhere.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Yes you are right,

 

 

then in the post this morning another letter from a different outfit for the same amount of money

but double the amount in interest!

 

 

We are emailing our friend to find out what he is playing at.

 

 

Obviously we won't be paying them both or even either of them.

 

 

This letter is even more threatening saying

"if for any reason the above sum is not received to us by the 31st December, 2014,

we now inform you that a county court summons or bankruptcy proceedings will immediately be issued.

 

 

If this happens interest and legal costs will be payable on the debt,

which would substantially increase the amount you will ultimately have to pay, as detailed above".

 

 

Of course if they made us bankrupt no one would be paid so it seems a strange thing to threaten us with!

Link to post
Share on other sites

can you scan it up

 

 

this sounds laughable!!

 

 

HOW TO UPLOAD DOCUMENTS / IMAGES ON CAG IMMEDIATELY YOU DO NOT NEED 10 POSTS

.

IMPORTANT To protect your IDENTITY and ensure you remain ANONYMOUS on CAG

YOU MUST ensure that you REMOVE all Personal Information including Barcodes, Names, Addresses etc

.

ENSURE: To leave all Monetary Figures and Dates.

.

DO NOT USE A BIRO, PEN, SEE THRU TAPE OR LABELS TO EDIT THE INFORMATION

.

1. SCAN YOUR DOCUMENT

.

- Set your default scan page size to A4 less than 300 DPI (150 will do)

- Scan the required letters/agreements/sheets - as a picture (jpg) file

.

- Don't forget you can use a mobile phone or a digital camera too!!

.

- If you have multiple scans/pictures please put these into a WORD DOC first ensuring you have removed all Personal Information before converting to PDF.

.

- IPHONE ONLY: Take a picture and Convert to PDF via an APP

.

2. HOW TO EDIT (Remove Personal Information)

.

- Do this using MSPAINT.EXE or any Photo Editing program and ensure to save the document.

PLEASE TRY AND REFRAIN FROM POSTING FILES OF +1Mb in size

a single sheet of a4 should be about 50kb.

.

.

3. HOW TO CONVERT YOUR DOCUMENT TO PDF

.

- If you have OFFICE installed this has an installable PRINT to PDF option so use this and save as PDF.

- If you have PDF as an installed driver use this program and save as PDF.

.

OR Go to one of the many free online pdf converter websites:

.

- http://freejpgtopdf.com/

- http://www.convert-jpg-to-pdf.net/

- http://www.freepdfconvert.com/

- http://www.pdfmerge.com/

- http://www.primopdf.com/

.

PLEASE REMEMBER: It would be better to upload a Multi-page PDF rather than multiple Single PDFs.

.

4. BEFORE UPLOADING YOUR DOCUMENT ON CAG

.

- Logically Name your PDF File so Users know what it is. DO NOT NAME YOUR FILE USING BANK NAMES OR CAG IN THE TITLE

.

- For Example: Default Notice DDicon-MM-YYYY.

.

IMPORTANT To protect your IDENTITY and ensure you remain ANONYMOUS on CAG please ensure that you do a final check that all Personal Information including Barcodes, Names, Addresses etc. are REMOVED before carrying out the NEXT STEP

.

5. HOW TO UPLOAD YOUR DOCUMENT ON CAG

.

- In your Thread/Post open a new msg box here.

- Click 'Go Advanced' below the msg box.

- Click 'Manage Attachments' below that box.

- Click the 'Add Files' button on the top right.

- Click 'Select Files', navigate to your file(s) on your PC.

- Click 'Upload Files'.

.

- You DON’T have to put a link to the attachment in the msg box just upload it ……… JOB DONE

- You can click on your links to check them too!!

.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Some was given then but the issue isn't when or how much it's the letter from these bully boys and their exorbitant interest charges and whether we should just ignore them or write to them to tell them we are ignoring them, especially as there are 2 companies now not just the one. It would seem ridiculous to expect us to pay them both, or course we won't be paying either or both of them. It's just advice in how to deal with the issue we have. We are sending an email today to our friend to explain our situation and try and get him to put the attack dogs back in their boxes.

Link to post
Share on other sites

Some was given then but the issue isn't when or how much it's the letter from these bully boys and their exorbitant interest charges and whether we should just ignore them or write to them to tell them we are ignoring them, especially as there are 2 companies now not just the one. It would seem ridiculous to expect us to pay them both, or course we won't be paying either or both of them. It's just advice in how to deal with the issue we have. We are sending an email today to our friend to explain our situation and try and get him to put the attack dogs back in their boxes.

 

Sorry to sound a bit harsh but what is this obsession with emails, it seems to me that your friend who was good enough to lend you a large amount of money deserves a phone call at the very least and a sincere explanation and apology rather than hiding behind a keyboard and treating him like an idiot.

I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

Link to post
Share on other sites

Sorry to sound a bit harsh but what is this obsession with emails, it seems to me that your friend who was good enough to lend you a large amount of money deserves a phone call at the very least and a sincere explanation and apology rather than hiding behind a keyboard and treating him like an idiot.

You do sound harsh and I'm sure you aren't sorry about that and we are certainly not treating our friend as an idiot as you are suggesting. We constantly read on CAG to put everything in writing that's why we sent an email. We are NOT trying to not pay but as this thread isn't going anywhere I'll just leave it here

Link to post
Share on other sites

We have sorted these bottom feeders and they have been binned! So This thread is closed. Thanks dx100uk for your contributions it helped me think I'm not going mad with these people. We have sorted out our problem and we move ever onward!

Link to post
Share on other sites

I suspect that your friend didnt realise that the DCA's add an unspecified charge for themselves whilst advertising their services for next to nothing to the creditors. That is how they get the business and generally the people who use them have no connection to the person who owes the money so doesnt care.

Just go direct and you will find that things are more amenable if the friend can see light at the end of the tunnel. Your postings have made any repayment plan look vague at best, tidy it all up with them.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...