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    • Please see my comments on your post in red
    • Thanks for your reply, I have another 3 weeks before the notice ends. I'm also concerned because the property has detoriated since I've been here due to mould, damp and rusting (which I've never seen in a property before) rusty hinges and other damage to the front door caused by damp and mould, I'm concerned they could try and charge me for damages? As long as you've documented and reported this previously you'll have a right to challenge any costs. There was no inventory when I moved in, I also didn't have to pay a deposit. Do an inventory when you move out as proof of the property's condition as you leave it. I've also been told that if I leave before a possession order is given I would be deemed intentionally homeless, is this true? If you leave, yes. However, Your local council has a legal obligation to ensure you won't be left homeless as soon as you get the notice. As stated before, you don't have to leave when the notice expires if you haven't got somewhere else to go. Just keep paying your rent as normal. Your tenancy doesn't legally end until a possession warrant is executed against you or you leave and hand the keys back. My daughter doesn't live with me, I'd likely have medical priority as I have health issues and I'm on pip etc. Contact the council and make them aware then.      
    • extension? you mean enforcement. after 6yrs its very rare for a judge to allow enforcement. it wont have been sold on, just passed around the various differing trading names the claimant uses.    
    • You believe you have cast iron evidence. However, all they’d have to do to oppose a request for summary judgment is to say “we will be putting forward our own evidence and the evidence from both parties needs to be heard and assessed by a judge” : the bar for summary judgment is set quite high! You believe they don't have evidence but that on its own doesn't mean they wouldn't try! so, its a high risk strategy that leaves you on the hook for their costs if it doesn't work. Let the usual process play out.
    • Ok, I don't necessarily want to re-open my old thread but I've seen a number of such threads with regards to CCJ's and want to ask a fairly general consensus on the subject. My original CCJ is 7 years old now and has had 2/3 owners for the debt over the years since with varying level of contact.  Up to last summer they had attempted a charging order on a shared mortgage I'm named on which I defended that action and tried to negotiate with them to the point they withdrew the charging order application pending negotiations which we never came to an agreement over.  However, after a number of communication I heard nothing back since last Autumn barring an annual generic statement early this year despite multiple messages to them since at the time.  at a loss as to why the sudden loss of response from them. Then something came through from this site at random yesterday whilst out that I can't find now with regards to CCJ's to read over again.  Now here is the thing, I get how CCJ's don't expire as such, but I've been reading through threads and Google since this morning and a little confused.  CCJ's don't expire but can be effectively statute barred after 6 years (when in my case was just before I last heard of the creditor) if they are neither enforced in that time or they apply to the court within the 6 years of issue to extend the CCJ and that after 6 years they can't really without great difficulty or explanation apply for a CCJ extension after of the original CCJ?.  Is this actually correct as I've read various sources on Google and threads that suggest there is something to this?.
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Hi All,

I have red though several of the threads but still I need some clear advice.

Today I received a Removal Visit letter from Collectica in regards to a Unpaid Magistrates Fine, with the client name simply as HMCTS London NW.

Now I have no idea what this fine could be for since I don't drive, don't own a car, have a valid TV license and nothing outstanding as such.

Now I live on the South Coast so also confused as to the HMCTS London being involved.

The amount they are after is £984 sound exceptionally high for a court fine, but I may be wrong...

Now my real question is how do I discover the source of this fine so that I can resolve it. Or at least start the process of getting it resolved.

 

The letter from Collectica "states" that it is a final notice and that no further arrangements are acceptable.

 

I am stressed over this as I don't know what it relates to. But they have my name right (most get it wrong!) as well as the address.

 

If you can help point me in the right direction I will appreciate it.

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Do you have a common name? Would be my first question...

 

No car, a TVL, never been issued a court fine, fined for incorrect train fare/ticket oyster card??

 

Sounds like crossed wires somewhere......

However, if it only states HMCTS London NW then I ''might'' be inclined to send them something along the lines of a 'prove it' letter? Not sure, ringing them is futile, unless you can record your calls?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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before a case gets to Court several letters at least will have been sent to you. if you have received none of them have you recently moved or is there another reason why you have not been receiving your mail.

 

There is a new Act out concerning the use of bailiffs and even Collectica have to abide by them. What they should have sent you is a Notice of Enforcement giving you 7 days to

contact them and resolve the matter to avoid them coming to your property. The Notice should also explain what the original offence was followed by a breakdown of how

the cost has escalated since and advising that if they come to you that will add another £235 on top of everything already.

 

Did you get that Notice from them?

You can either ring the Court in London [did you get a reference number?] to find out more information or speak to the bailff. At some point soon you will have to or be liable for a further clump of money . You obviously need to find out what you were originally accused of and why you weren't summoned to the Court hearing. You could also try seeing your credit report to see if you have any recent derogatory marks there.

Once you know what happened come back and we will give you the best advice of where to go from there-but time is of the essence as 7 days goes by pretty quickly. And bailiffs

will be out to see you for sure when that kind of money is on the table.

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Could be a faulty trace, by collectica as in same name wrong debtor, as the others have stated you either contact the court, collectica, try the court first, and record the calls if you can.

We could do with some help from you.

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Thanks for the prompt responses.

I have an unusual name, so it pretty hard on that point.

I never received any such letter from them in regards Notice of Enforcement, or any sort of court summons or any other such letter or document.

 

 

I certainly have moved a few times over the last few years due to work.

 

 

I will be calling the courts to try and identify what this matter relates to and will post my results back.

 

 

Thanks again

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Hi All,

Ok a quick update. Finally managed to speak to a human on the endless recorded messages.

It appears to be a fine for an oyster card from 2007 but to make things interesting, the fine was for £200, the court had a total of £570, but the bailiffs letter said that I owed £984

 

 

Certainly sounds like someone is adding a "little" extra on top...

 

 

Anyway they say they have placed a 28day hold on the enforcement, to give me time to get a statuary declaration in to my local magistrates court. Which I will do later this afternoon.

They also had a old address on their records, which is why I never received any documentation or notice...

 

 

So seems like I do the statuary declaration and give the bailiff a finger later...

 

 

If I am wrong please let me know.

 

 

Again thanks for your help

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That is good news.

If you do the Stat Dec at the Magistrates Court there should be no charge. Once your SD is accepted then yes the bailiffs can go swivel.

Unfortunately bailiffs now by Law can charge humungous amounts for the job they do. In your case they found out that you no longer lived at the address where they sent the

original letter and their bailiff. Didn't stop them sending you another letter at your current address while adding on more fees.

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To avoid a further visit I would strongly suggest that you make contact with the bailiff (via text message if you wish) to advise that you have contacted the court and that they advised that a summons had been sent to an address where you were no longer living and that you have therefore completed a Statutory Declaration.

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