Jump to content


  • Tweets

  • Posts

    • Have we seen your court bundle?   If we haven't then it's probably an idea to post it up here especially the index page and the witness statement so we can see if there is anything which might need adding or changing 
    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Bailliff & demand for old council RENT debt from devon


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3726 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi Caggers

 

Just a quickie,

 

I have a debt of £156 that I honestly forgot about when I lived in Devon,

 

Last saturday I was out working and a bailiff came to my door and spoke with my misses,

she didnt let him in,

but he handed her a letter just staing that there is a liability/warrant order and would like to come back when I am present to discuss a payment plan.

 

I do owe the debt and I almost know my rights.

 

But my question is

 

when i arrange for him to come back do I have to let him in to arrange a payment plan?

 

or can I do it on my doorstep?

 

I dont want to let him in for many reasons I'm sure you all are aweare of the obvious ones.

 

But mainly my misses suffers from anxioty and I have 3 children.

Quick response will be appreciated

I HAVE FOLLOWED ALOT OF ADVICE FROM PEOPLE ON THIS SITE, AND IT MADE ME REALISE MY RIGHT AND WHAT I WAS DOING WRONG.......NOW I'M DOING IT RIGHT

Link to post
Share on other sites

is this for CTAX

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Advise is always Never to let them in , they will say they can only set a payment plan if you let them in ,from my understanding thats not the case its all to do with getting more money from a levy etc.

 

SO DONT LET HIM IN

Link to post
Share on other sites

Yes Dx its council Tax.

Leigh I'm going to pay it but there is no way i will let them in, so on the day i will state to him that either make a payment plan on the door step or nothing

I HAVE FOLLOWED ALOT OF ADVICE FROM PEOPLE ON THIS SITE, AND IT MADE ME REALISE MY RIGHT AND WHAT I WAS DOING WRONG.......NOW I'M DOING IT RIGHT

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Yes Dx its council Tax.

Leigh I'm going to pay it but there is no way i will let them in, so on the day i will state to him that either make a payment plan on the door step or nothing

 

Pay the council directly not the bailiffs they will claim all the fees they can and fleece you

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Link to post
Share on other sites

Yes he was a bailiff from rosemndales. Just need to know if i have to let him in to set up repayments

I HAVE FOLLOWED ALOT OF ADVICE FROM PEOPLE ON THIS SITE, AND IT MADE ME REALISE MY RIGHT AND WHAT I WAS DOING WRONG.......NOW I'M DOING IT RIGHT

Link to post
Share on other sites

rossers also have a DCA wing.

 

what paperwork did he leave?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Yes he was a bailiff from Rossendales. Just need to know if i have to let him in to set up repayments

 

The simple answer is that yes...if you want to you can let him into your home but you ned to be aware that if this is your choice that substantial additional fees will be applied to your account and that from any payments made by you....the bailiff fees wil be deducted first.

 

Unless the debt is for an unpaid court fine, the debtor has a choice whether to allow the bailiff into the home or not. The bailiff can only gain entry by being invited in (or peaceful means).

 

At this present time you cannot affford to pay the debt to the council and this would indicate that you are not financially able to pay. Allowing the bailiff into your home will INCREASE the debt and this is what you need to be aware of.

 

Secondly, allowing the bailiff entry into your home will also mean that you will be required to sign a Waking Possession Agreement and the small print on the form will advise you that the bailiff can legally come back to remove all goods listed after a period of 5 days if you have not paid the FULL amount demanded including the bailiff fees.

 

Suffice to say...DONT allow a bilaiff into your home.

 

HOWEVER...and this is important: If the bailiff is unable to gain entry (and thereby increase his fees) he will almost certainly @levy@ upon a car in your driveway. If you have a car be very careful to move it.

Link to post
Share on other sites

Cheers tomtubby, i allready understand if i let him in then i dnt have any rights left, the fact is this baillif aint coming in my home what so ever, so if he wants me to do a payment plan then he can do it on my doorstep (lets hope its ****ing it down) lol

I HAVE FOLLOWED ALOT OF ADVICE FROM PEOPLE ON THIS SITE, AND IT MADE ME REALISE MY RIGHT AND WHAT I WAS DOING WRONG.......NOW I'M DOING IT RIGHT

Link to post
Share on other sites

have you any paperwork he left you

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

yes,

it states that he has attended and put a charge on the letter for his visit of £24.50,

 

he said on the phone the other night,

he came round to see if i could pay it all (which i cant),

 

I wasnt in but my gf was and her name is on it aswell.

 

I understand i owe this debt and plan to pay it at an amount that i can afford each month.

 

He said also on the phone that he will arrange with me when he can come round again which he will add more costs.

but if i do arrange with him the next visit

i dont want him to come in my property as my gf suffers from anxioty

I HAVE FOLLOWED ALOT OF ADVICE FROM PEOPLE ON THIS SITE, AND IT MADE ME REALISE MY RIGHT AND WHAT I WAS DOING WRONG.......NOW I'M DOING IT RIGHT

Link to post
Share on other sites

have you spoken to the council concerned and checked they have a LO taken out

 

if you can pay

do it to the council.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

why can't you pay them direct [council]

adding p'haps the £24.50

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

apparently i cant prob because of the charge my bailiff put on, i will keep you all posted after i have spoken to my bailiff on the phone a little later

I HAVE FOLLOWED ALOT OF ADVICE FROM PEOPLE ON THIS SITE, AND IT MADE ME REALISE MY RIGHT AND WHAT I WAS DOING WRONG.......NOW I'M DOING IT RIGHT

Link to post
Share on other sites

err no.

 

pay the council.

 

AFAIK rent can be treated the same way as CTAX arrears

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

apparently i cant prob because of the charge my bailiff put on, i will keep you all posted after i have spoken to my bailiff on the phone a little later

 

Speaking to the bailiff on the phone.

....why he is not your mate and will only fleece you

 

Did he not tell you that he is paid on commission

and if he is lucky and can cash cow people he gets extra money

 

Also did he not tell you that there is no right of entry by force

no locksmith

no nothing and

you can refuse to deal with him

And if you tell him to do one

and shut the door not a lot he can do

 

By paying the council you may upset him

he may spit a dummy

or stamp his feet

as he won't be able to fleece you

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Link to post
Share on other sites

Never phone a bailiff unless you can record the call, never let them in

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...