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    • Hearing held today in court. I attended in person and Evri had an advocate attend on their behalf to defend their position that my contract is with Packlink and not with them. I also provided a copy of Evri's terms and conditions which explains that a contract is entered into when a parcel is sent with Evri. The judge pointed this out to the Advocate and agreed there is a contract between me and Evri under the Ts and Cs. The judge explained that while Packlink are responsible for organising the delivery of the item, it is Evri who are responsible for handling the goods and delivering them, and therefor Evri has a responsibility to handle the goods with reasonable care and skill. So am pleased to say the judge found in my favour. Hearing lasted about 75mins. Evri has been ordered to make payment within 21 days. Also nice to meet @jk2054 in person.
    • Good morning,    I just wanted to update you on the situation.    I have visits piling up with my current employment and they need doing before I finish at the end of this month.  I am moving to Wiltshire in 3 weeks for a new job helping care homes with their Dementia patients. I tried to work it out and at a guess I will be doing about 20-25,000 miles a year. So need a vehicle that can cope with that mileage, my old car would have done it easy but 🤷‍♂️ I have taken out a loan and got a friend to find me a reliable car that can cope with the miles and hasn't been written off in the past.   I phoned Adrian flux to see if I could use the last months insurance on a new car I have bought, the girl I spoke to phoned Markerstudy and asked them but they said no, my new car doesn't have any modifications.    I had an email from someone who saw one of my appeals for information, they live near the site of the accident and know a nearby farmer who has a security camera at his entrance that catches the traffic and specifically registration plates as he has been robbed before. They said they would reach out for me and see if he still has the data. Unfortunately it wont catch the scene of the crash.   The Police phoned me and said they were closing the report I made, even if they found footage of the vehicle at the time I said the actual incident would be my word vs theirs.  My first response was I am sure google maps would show that they turned around at that location which would verify my version of events, but upon reflection I do understand, I have seen people doing make up with both hands while driving, eating from a bowl steering with their knees and veering all over the place. I am sure some of these people go off the road and claim that someone forced them off.    Markerstudy phoned me yesterday to say that my car is now at Copart, the £80 tank of Vpower diesel was emptied on entry to the site for safety reasons, which I get but it sucks.  It is awaiting being assessed and shouldn't be too long, which is a relief.  I am really glad things do not seem to be going the way of the other stories and they seem to moving quickly.   However I was informed that my car was a structural write off before I bought it - this destroyed me, I was almost sick.  and this is going to affect any offer of money - after hearing the first statement this didn't affect me.   They need to wait for the assessor to check it over but it is highly likely to be written off and the maximum they can offer is £2300.  I was desperate for a car as I was working for an agency at the time, no work no pay, and did not do a vehicle check because I didn't know about them.  The seller did not tell me that it had been structurally written off, he told me that it had the front wing damaged while parked and was repaired at an approved repairer.  Markerstudy records state that it was sold at auction, no record of repair at an approved repairer.  I bought it bank transfer with hand written receipt.    It gets worse.    It turns out my airbags should of gone off. For some reason they are not working. I think we can figure out why.  If I had hit that car head on and had no airbags.    Some good news.    I can arrange a time with Copart to go and take my stereo equipment and any personal items that are left in the car only. I cant live without music and need quality sound, my speakers and amps are Hertz and JLaudio, (no I am not a boy racer with booming subs, I am an audiophile on a budget) I was really worried I wouldn't get them back so this is a huge relief for me. It is stuff I have built up over years of saving and collecting. Everything to do with the vehicle and mods I have declared need to stay to be assessed.   The accident has gone as a fault on my record, I have to remove 2 years NCB which means I still have some to declare which is good.  So it appears at this point that it may be resolved quickly, not in the way I was hoping, but not as bad as I presumed it was going to be based upon that tow truck drivers attitude and behaviour and the horror stories I read.   I am not going to buy the car back and try to make money with all the parts on it, I don't have the time or energy.   I may need an xray on my back and neck.  The whole situation has left me feeling physically sick, drained and I need it done.   The lesson learnt from this  -  My conscience is 100% clear, my attitude to safety and strong sense of personal responsibility - A rated tyres even if on credit card, brake fluid flush every year, regular checks of pads and discs, bushes etc, made avoiding what I believed to be a certain broadside collision possible.   Get a dashcam (searching now for the best I can afford at the moment)  -  Research your insurance company before you buy  -  Pay for total car check before you go and see a car and take someone with you if you are not confident in your ability to assess a vehicle.      Thank you to everyone here who volunteers their time, energy and information, it is greatly appreciated.  You helped my sister with some advice a while ago but we weren't able to follow through, she is struggling with long term health conditions and I ended up in hospital for a while with myocarditis, when I got out and remembered it was too late.  I am going to make a donation now, it is not a lot, I wish I could give more, I will try to come back when things are on a more even keel.    Take care
    • It seems the solicitor has got your case listed for this “appeal” but not for the Stat Dec(SD). You need to ensure you can perform your SD on the day. If you are able to make your SD in court, the situation you are in now is more straightforward than if you made your SD via a solicitor. You have been convicted of two offences (and two were dropped) via proceedings of which you were not aware. The way to remedy that is to perform an SD. No appeal is necessary (nor is it available via the magistrates’ court). If you are able to make your SD this is how I see it panning out: You will make your SD to the court. The court must allow you to make it as it will have been made within 21 days of you discovering your convictions. You will then be asked to enter pleas to the four charges again. At this point you should plead not guilty to all four but make the court aware that you will plead guilty to the speeding charges on the condition that the FtP charges are dropped. The prosecutor will be asked whether or not this is agreed. In my opinion the overwhelming likelihood is that it will be. If it is you will be sentenced for the two speeding offences under the normal guidelines. In the unlikely event it is not accepted,  the speeding charges will be withdrawn (they have no evidence you were driving). You have no viable defence to the FtP charges and so should plead guilty. This will mean 12 points and a “totting up” ban (as you have already suffered). You can present an “Exceptional Hardship” argument to try to avoid this (explained below).   Because of this, I don’t see any need to make an argument to ask to have any ban suspended (pending an appeal to the Crown Court) unless and until you are banned again. The only reason I can think the solicitor suggested this is to secure a (Magistrates')  court date. I was surprised when you said you had an appointment so quickly; a date for an SD usually takes longer than that. However, if you can use it to your advantage, all well and good. I can’t comment on the argument that the two speeding offences were committed “on the same occasion” as I don’t have the details. That phrase is not defined anywhere and is a matter for the court to decide. It’s an interesting thought (and only that) that such an argument could equally be made for the two FtP offences. If the requests for driver’s details arrived at your old address at the same time, with the same deadline for reply, it could be argued that you failed to respond to hem both “on the same occasion” (i.e when the 28 days to respond expired) and so should only receive penalty points for one. Hopefully you won’t need to go there. I think you have information about avoiding a “totting up” ban. But here’s the magistrates’ latest guidance on "Exceptional Hardship" (EH) which they refer to: When considering whether there are grounds to reduce or avoid a totting up disqualification the court should have regard to the following: It is for the offender to prove to the civil standard of proof that such grounds exist. Other than very exceptionally, this will require evidence from the offender, and where such evidence is given, it must be sworn. Where it is asserted that hardship would be caused, the court must be satisfied that it is not merely inconvenience, or hardship, but exceptional hardship for which the court must have evidence; Almost every disqualification entails hardship for the person disqualified and their immediate family. This is part of the deterrent objective of the provisions combined with the preventative effect of the order not to drive. If a motorist continues to offend after becoming aware of the risk to their licence of further penalty points, the court can take this circumstance into account. Courts should be cautious before accepting assertions of exceptional hardship without evidence that alternatives (including alternative means of transport) for avoiding exceptional hardship are not viable; Loss of employment will be an inevitable consequence of a driving ban for many people. Evidence that loss of employment would follow from disqualification is not in itself sufficient to demonstrate exceptional hardship; whether or not it does will depend on the circumstances of the offender and the consequences of that loss of employment on the offender and/or others. I must say, I still do not understand what the solicitor means by “As a safeguard we have lodged the appeal and applied to suspend your ban pending appeal due to the time limit for being able to automatically appeal without getting leave of the Judge.” When they speak of “leave of the judge” I assume they mean they have lodged an appeal with the Crown Court. I don’t know what for or why they would do this. It seems to follow on from their explanation of the “totting up” ban. If so, I’m surprised that the Crown Court has accepted an appeal against something that has not yet happened. But as I said, i is no clear to me. Only you can decide whether to employ your solicitor to represent you in court. If it was me I would not because there is nothing he can say that you cannot say yourself. However, I am fairly knowledgeable of the process and confident I can deal with it. That said, I do have a feeling that the solicitor is somewhat “over egging the pudding” by introducing such things as appeals to the Crown Court which, in all honesty, you can deal with if they are required. I can only say that the process you will attempt to employ is by no means unusual and all court users will be familiar with it. I can also say that I have only ever heard of one instance where it was refused. In summary, it is my view that it is very unlikely that your offer to do the deal will be refused. If it is accepted, you may be able to persuade he court that the two speeding offences occurred "on the same occasion" and so should only receive one lot of points. Let me know the details (timings, places, etc) and I'll give you my opinion. Just in case your offer is refused, you should have your EH argument ready. Whether it's worth paying what will amount to many hundreds of pounds to pay someone to see this through is your call.  Let me know if I can help further.    
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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UK Debt Collect


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Hi I'm new to forums so please bear with me if I get it wrong.

 

Im trying to help my son who is being threatened by Uk Detbt Collect over a debt he has disputed.

 

my son who works in the building trade did some work for a builder.

 

There was a disagreement over what work was included in the price and my son walked off the job.

 

The builder owed my son money but materials had been booked out by my son with the builders agreement on the builders trade account.

 

As far as my son was concerned the money owed by the builder cancelled out the cost of the materials.

 

The builder then wrote saying my son owed him the money for the materials booked out on the builders account.

This was quickly followed by a letter from UK Debt Collect who have been very aggressive in pursuing this debt

and have threatened to serve my son with a statutory demand.

The also claim they have sent a baliff to our house.

This is a total lie as I work from home and on-one has been to the house.

 

My son wrote to UK Debt collect disputing the debt but still the letters keep coming every few days.

 

They now say they are sending a baliff next week to serve legal papers on my son and if he fails to keep to the appointment

they will apply to the court for substituted service by means of post or advertisement in the press.

 

They have also added over £200 to the supposed debt for interest due on outstanding credit!!

 

Could someone please advise me how I can help my son deal with this as

 

I have never experienced anything like this?

 

How can they send the baliffs to our house over a debt they haven't even proven?

 

This has left me feeling really worried and I now feel afraid to leave the house in case they come while we are out.

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They arent sending around ANY baliffs. So dont worry about that.

 

It sounds like a run of the mill DCA, who thinks they have a gullible person because you keep replying to them, so they think they can do and say anything they want. Sit tight and one of the forum regulars will be around soon.

 

Im pretty sure this 'bailiff' they mention is just a silly idiot from their offices. basically a doorstep collector, whose sole job is to threaten and intimidate you into paying.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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I can confirm that they do have their own field agents, so he isnt a bailiff soyou could send him away with no issues.

Whats the value of the debt? Also the fees that they charge, if its bought it above the £750 Stat Demand Limit, then you might be able to fight it,

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Well I have to hand it to them, on checking their somewhat 'self important' website, they appear to have fantastic imagination!

Bailiffs

 

There are more than one type of bailiff and they each have different powers. Which one you use depends on what type of debt you have and in which court the judgment was awarded.

Yes there are different types of Bailiff, three that I can think of off the top of my head,

A Private Bailiffs (Certificated Bailiffs)

County Court Bailiffs

And High Court Enforcement Officers (HCEO's)

 

Now any suggestion that they can send a bailiff round, is complete nonsense and is never going to happen, well not unless they want closing down?

For a bailiff to be sent round to an address, and this has to be a court certified bailiff, not one of their tin pot commission paid goons who would be committing a criminal offence if they were to turn up and even remotely suggest they were 'bailiffs'!

The case would first have to go to court, they would have to win, a judgement would be made, and a failure to pay that judgment 'could' result in further collection activity which may include the use of court certified bailiffs. (Not going to happen!)

 

As you can see further down the FAQ's section of their very non compliant website it states:

Can you provide Legal Advice?

 

No. Only a solicitor is allowed to give legal advice. We are debt collectors and not solicitors. Debts are usually straight forward but if they are more complicated we will normally tell you when you should seek professional advice.

 

 

If you have any of those puerile threats that they are sending 'Bailiffs' then copy them and forward them to the OFT & Trading Standards, keep a camera/video camera by the front door, should anyone turn up then film or photograph them, better to film them though as you have all of their foolish words on tape.

 

They also need reporting to the OFT&TS anyway for their website, which is deliberately misleading and evasive, and wrong in every way, even down to offering loans from what is clearly their own company called "The Personal Loan Company", same use of type face and page layout as their other suspect UK Debt Collection website!

 

Definitely get on to reporting these lot, trading standards would be very interested, as would the OFT, I might even tip off action fraud?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Thanks for the advice. I feel that I can stand up to these bullies with your help and support not just for my son but for other people who have or may in the future be the victims of these evil people.

 

I will make a complaint on my son's behalf to OFT and TS.

 

Will let you know how I get on.

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  • Confused 1

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Make sure to keep a copy just incase one of their muppets tries to call. SImply push it through the letterbox at them, and tell them in whatever way you like, to get lost. Then walk into another room and shut the door behind you so you cant hear their silly arguments.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Quick update. They have now started phoning my son asking why he disputes the claim. He told them he wouldn't discuss the matter on the phone put it in writing and told them to go away - or something like that!!!

 

 

I have also had a few witheld number calls on the landline at home I suspect its them but the phone only rings about 4 times and I haven't been quick enough to answer it.

 

 

I did write to them withdrawing their implied right of access so hopefully no more threats of doorstep visit and I printed off a spare copy in case they do.Got my phone ready to film if they dare show their faces. Hope they get the message that we wont be bullied!

 

 

A big thank you for the help and advice I feel so much better now ... feel ready to take on British Gas next who have been bullying my mother in law but more of that on another thread.

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Tut tut!

Using withheld numbers eh! Well if you do get to answer it and find out it is them, then not only should you laugh at them and say "Oh dear someones going to be in trouble" and put the phone down, but report them to the OFT and Ofcom, DCA's using withheld numbers is a definite no no!

 

Let us know when you start the thread on BG, will be only to happy to take a look at give them some 'advice' too!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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My son has now received a letter asking for an explanation and evidence of why he disputes the claim. They say if its not fortcoming before proceedings are issued the court will order further costs against him. What does he have to sully and in how mucjh detail and is it correct about them ordering costs?

 

 

They say their client has given the go ahed for litigatoin and that first they must comply with the Pre Action Protocol and that this has been complied with fully in relation to this final correspondence.

 

 

I'm not sure what this means and any advice would be much appreciated. My son is working away much of the time so trying to talk to him about things has been difficult.

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It is for them to prove the debt. Wite back and ask them for proof of debt and proof of assignment. As they keep mentioning client they dont have the latter so it is a certainty that they dont have the authority to do anything other than keep bothering you. It is interesting to read that they can read the mind of a judge before a claim has even been made. i wish I had such powers of ESP.

As for the original creditor, did your son sign for the goods in his name as you say that the merchants supplied goods to a trade account held by the other party. If that was the case then let the builder take your sone to court for teh materials cost and counterclaim for the work done. that will propbably stop the claim dead in its tracks and is why the debt collectors are being used. the builder knows the leagal route will get him nowhere and probably cost him money for services rendered.

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This is how I'm reading this, I hope I am wrong.

 

You son brought some materials on the builders account then stole them to cover the cost of money owed?

 

Excuse me?

How on earth have you come to that conclusion?

If there was any case of theft to answer, then it would be dealt with by the Police, so yes you are wrong!

 

As already said, it is for them to prove the debt is owed, your son is under NO legal obligation to provide them with evidence,

they are yet again getting above their station.

If they continue harping on about court this and court that, you can call their bluff by submitting a CPR 31 request to have them

show you exactly what it is they intend to rely on in court to win.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Care to link the site you mention skookum?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Wont let me, but here is the quote from the site.

 

To locate and find your debtor you need to employ professionals who think and act in the same way as debtors. We seek out and find our prey in 8 out of 10 cases.

 

edit: It will let me now http://www.ukdebtcollection.com/

 

At first I thought they were a different company to UK Debt collect until I clicked on the Local agent tab and ended up here http://www.uk-debtcollection.com/

Edited by skookum
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Thats a very shoddily made site. It looks like something a primary school kid would do.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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They sound very childish. You can see on the other site they describing debtors as laughing at the creditor. I don't find pictures of old ladies laughing saying they have cash flow problems funny in the slightest. A lot of the elderly genuinely can't pay debts, they cant even heat their homes.

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You could always report it to the regulators.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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You could always report it to the regulators.

 

 

If that company chased me I think I would go to OFT. I wouldn't want to be described as their 'prey' or somebody who is laughing because they owe money. I see they have references to a 'hunt and prey', crikey they sound more like mercenaries.

 

Yes I do owe money because I had an illness that virtually killed me and I lost my home and business. I don't find anything remotely funny about owing anybody anything and I could assure them I am not sitting at home laughing.

 

The truth is my heart sinks every time the phone rings, the post comes through the door or somebody knocks at it. I genuinely feel sick about it everyday.

 

Reading that has absolutely appalled me, it feels like whoever worded it has an actual genuine hatred of people who owe money. Very single minded and not an ounce of compassion. I was quite expecting if I read on it would go into lynch mobs :lol:

 

Sorry didn't mean to derail the thread just couldn't believe what I was reading about them. I can understand now how they would have made the OP feel if their attitude is anything like their website.

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it feels like whoever worded it has an actual genuine hatred of people who owe money. Very single minded and not an ounce of compassion.

 

 

Well, some people will do anything in the pursuit of commission.

 

I suspect, though, that in fact what these creatures are demonstrating is a form of denial. Deep down, they know that what they are doing may cause misery, but pretending to take the moral high ground and portray all debtors as devious, immoral characters who deserve to be 'hunted' makes them feel better about themselves.

 

I think this sort of attitude is widespread in the debt industry; it certainly seems to be the way that the call centre drones are trained. It is much easier to spout the usual DCA scripts if you are trained to see debtors as ne'r do wells living the high life on other peoples' money rather than as real people, and understanding that sometimes bad things happen to good people.

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