Jump to content


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3945 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all,

 

Despite the people at rossendales being given a cease and desist over the phone, and verbally when they called

(this was filmed, and yes the bailiff did discuss in public confidential details without ascertaining who I was,

and no I didn't give any info whatsoever)

 

I also informed him that he was trespassing (which he denied) and asked him to leave the property

(which he refused and said I could call the police if I wished, I said thankyou and goodbye,

walked back into my home and he left reasonably quickly - I never called the police),

 

they called again and I just didn't answer.

 

I've now sent a cease and desist letter to there offices by tracked recorded signed for royal mail

(I also have cease and desist notice in front door window to them, should they approach the property again).

 

My partner completely goes into a total shaking crying wreck everytime there's a knock at the door,

I also have children who I feel are threatened (despite my assurance that they have no power),

 

I am also under the care of the local hospital psychological outpatient department

as i'm currently recovering from two nervous breakdowns/major depressive episodes

and am on extremely strong anti-depressants, courtesy of idiots harassment.

 

What i want to know is

 

1- can I physically remove the bailiff from my property?

2- can I get a restraining order against them?

3- can I sue them for harassment? Anne

4- can I sue the council as I believe they are responsible for any agent they employ/subcontract's behaviour and conduct?

 

Many thanks to all.

Edited by citizenB
Link to post
Share on other sites

sadly me thinks you have been reading to many FTOL TWADDLE sites.

 

what is the debt all about. please

 

I would not recommend doing any of the things you list.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Take a deep breath and tell us all about the problem,

then Caggers can help you with options to best handle the situation.

 

What is the debt for?

 

Also try to keep calm, and do not engage with the bailiff, hide any car, and actually the FMOL cease and desist stuff just winds them up

and makes them more determined to harass you even more.

 

Now you appear to be vulnerable under the National Standards,

so I would send proof of this to the bailiff company, and creditor.

 

If it is council tax you are on stronger ground, as there is no legal compulsion to deal with a bailiff,

send proof of the vulnerability ie your mental health problems to the council

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

You could certainly make a complaint to the Local Authority pointing out that both you and your partner are vulnerable persons.

 

Why exactly are the bailiffs attempting to contact you ? If CT, then it is my understanding if you are vulnerable then the LA has to take the account back.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Department for Constitutional Affairs - Enforcement - National Standards for Enforcement Agents

.

Vulnerable situations

Enforcement agents/agencies and creditors must recognise that they each have a role in ensuring that the vulnerable and socially excluded are protected and that the recovery process includes procedures agreed between the agent/agency and creditor about how such situations should be dealt with. The appropriate use of discretion is essential in every case and no amount of guidance could cover every situation, therefore the agent has a duty to contact the creditor and report the circumstances in situations where there is evidence of a potential cause for concern. If necessary, the enforcement agent will advise the creditor if further action is appropriate. The exercise of appropriate discretion is needed, not only to protect the debtor, but also the enforcement agent who should avoid taking action which could lead to accusations of inappropriate behaviour.

Enforcement agents must withdraw from domestic premises if the only person present is, or appears to be, under the age of 18; they can ask when the debtor will be home - if appropriate.

Enforcement agents must withdraw without making enquiries if the only persons present are children who appear to be under the age of 12.

Wherever possible, enforcement agents should have arrangements in place for rapidly accessing translation services when these are needed, and provide on request information in large print or in Braille for debtors with impaired sight.

Those who might be potentially vulnerable include:

'

the elderly;

'

people with a disability;

'

the seriously ill;

'

the recently bereaved;

'

single parent families;

'

pregnant women;

'

unemployed people; and,

'

those who have obvious difficulty in understanding, speaking or reading English.

 

this applies to the whole HOUSEHOLD 'a' vulnerable person resides there.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi guys, thanks for your advice.

 

Yes it to do with council tax.

 

We are not in a position to pay, and nor are we going to be, as our situation is only going to get worse.

 

They've sent us letters threatening us with prison, and saying they are going to refer the case back to the council for commital to prison.

 

We have in the past made offers to pay small amounts when we can to the council.

 

But they refused.

Link to post
Share on other sites

What you should be doing is writing to the council by recorded letter explaining your situation. Make some small affordable regular payments online to the council if you can, inputing the relevant reference. At least then, if this did ever go to a Magistrates court you can show that you have tried to deal with this.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

forget their prison threats

 

very very vety rarely ever happens and NOT IN YOUR CASE

 

its only the REFUSE TO PAY ones

 

not the can't pay due to circumstances.

 

all rather silly forhim to say those things.

just threats.

 

get that letter off ASAP

 

and ring them or email too [ the council]

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Backing up what others have said the Bailiff is mis-representing his powers by mentioning prison. It is not his position to do so and even the Council have to apply for a Committal Hearing first where prison is a last resort. In my view you should be contacting your local Councillor(s) and asking they intervene on your behalf particularly with regard to health issues. It may be possible to have deductions made at source if you are on Benefits.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

You can find your local councillors contact details on the council website, or via http://www.writetothem.com, I suggest you telephone the councillor today, they should be available even out of office house for a situation like yours.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Just a word of warning re the "committal to prison" threats.

 

Be careful how this is worded.I've had similar letters recently whereby the bailiffs have written stuff like "before we return the case back to the council where they can take alternative action including applying for your committal to prison" (I was already dealing with the council directly at this stage)

 

The point is,be careful that you are reading the letters correctly 7 double check that its actually the bailiffs who are threatening your committal to prison.

Link to post
Share on other sites

I agree with Plodder - go to your local Councillor and seek their help. They are available any time from 8:30am - 9:00am. If you don't know who your Councillor is, this link will tell you:

 

http://www.writetothem.com/

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

A bailiff cannot start committal proceedings off his own bat, the council must do so, you could send in a Formal Complaint to the council regarding the threats and misrepresentation of their agents the bailiff, for which they are wholly vicariously liable both jointly and severally.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

I am sorry to hear of your problems with a bailiff and sadly it would seem that you have been looking at certain "advice" websites that continue to peddle out information to desperate debtors to post Removal of Implied Right of Access notices around the property and that "apparently" the bailiff will then magically leave you alone. Utter nonsense.

 

Almost all such "advice" sites have some sort of connection with Freedom on the Land movements. Sadly, the sites also fail to advise debtors that the bailiffs companies governing body; CIVEA have recently written to all their members to advice them to IGNORE such notices !!!

 

http://www.civea.co.uk/news-24.htm

 

Bailiffs have "lawful authority" to attend the debtors premises as they have a court order that specifically provides that they can seize goods belonging to the debtor.

 

If you do not have a car and refuse to allow a bailiff into your home then he will return the account back to the council and yes....there is a POSSIBILITY that they can issue committal proceedings. However this is so rare and can only be done in cases where the debtor REFUSES to pay. It is for this precise reason that debtors MUST ensure that they write to the council to outline their circumstances and offer a payment arrangement that is affordable.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...